Evaluate and price large accounts while managing a portfolio of new and renewal business. Build relationships with agency partners to enhance negotiations and ensure account retention aligned with profitability goals.

Role Description Mindrift connects specialists with project-based AI opportunities for leading tech companies, focused on testing, evaluating, and improving AI systems. Participation is project-based, not permanent employment. What this opportunity involves: - Evaluate AI-generated mortgage underwriting decisions across loan types (conforming, jumbo, FHA, VA, cash-out refinance). - Create test cases involving qualifying income calculations for self-employed borrowers using Schedule C, K-1, and Schedule E. - Draft and audit conditional approval letters and adverse action notices for Reg B / ECOA compliance. - Distinguish Fannie Mae / Freddie Mac selling guide rules from lender overlays in jumbo and non-conforming loan scenarios. - Document problem statements clearly and provide verified correct answers. Qualifications - Degree in Finance, Economics, Business Administration, Accounting, Real Estate, or any related field. - 3+ years of mortgage, lending, real estate, or financial services experience. - Current or recent experience in underwriting & origination or adjacent roles. - Ability to calculate qualifying income for self-employed borrowers from IRS Forms 1040, Schedule C, Schedule E, and K-1. - Deep familiarity with Fannie Mae / Freddie Mac selling guides and knowledge of Reg B, Reg Z, and TRID disclosure timing rules. - Strong written English (C1+). Requirements - This opportunity is a good fit for mortgage underwriters and loan origination professionals open to part-time, non-permanent projects. Benefits - Compensation: Contributors can earn up to $60 per hour equivalent, depending on their level and pace of contribution. - Compensation varies across projects depending on scope, complexity, and required expertise. - Other projects on the platform may offer different earning levels based on their requirements. Company Description Apply → Pass qualification(s) → Join a project → Complete tasks → Get paid. Project time expectations: For this project, tasks are estimated to require around 10–20 hours per week during active phases, based on project requirements. This is an estimate, not a guaranteed workload, and applies only while the project is active.

• Complete wing-to-wing underwriting decisions, starting with review of upfront underwriting data and tools • Staff coaching and development of Underwriting Consultants and Senior Consultants • Handle additional underwriting requirements by determining value, ordering, and reviewing to perform risk selection • Finalizing cases and performing second-sign duties as needed • Demonstrate dependability, organization, and sound judgment by adhering to schedules and meeting all productivity, quality, and performance standards.

Title: Senior Business Development Underwriter Location: FL - Remote Work Type: Remote, Full Time Job ID: JR101448 Job Description: Are you looking to make an impactful difference in your work, yourself, and your community? Why settle for just a job when you can land a career? At ICW Group, we are hiring team members who are ready to use their skills, curiosity, and drive to be part of our journey as we strive to transform the insurance carrier space. We're proud to be in business for over 50 years, and its change agents like yourself that will help us continue to deliver our mission to create the best insurance experience possible. Headquartered in San Diego with regional offices located throughout the United States, ICW Group has been named for ten consecutive years as a Top 50 performing P&C organization offering the stability of a large, profitable and growing company combined with a focus on all things people. It's our team members who make us an employer of choice and the vibrant company we are today. We strive to make both our internal and external communities better everyday! Learn more about why you want to be here! PURPOSE OF THE JOB The purpose of this job is to establish collaborative relationships with agencies and producers to understand external marketplace and underwrites within established performance standards. This role evaluates complex business for risk acceptability; matching price to exposure, loss frequency and severity for profitability, and rating plans/modifications for renewal retention. This role exists to ensure that the Company's marketing and producer management objectives are met, through the generation and maintenance of a profitable book of business in accordance with Company goals and guidelines. LOCATION: Candidates located in North Florida are preferred, as this role supports a territory covering that region. ESSENTIAL DUTIES AND RESPONSIBILITIES Drives and manages a profitable and growing book of business. - Sells, services and maintains a producer force that can sell and control a profitable and growing book of business. - Monitors the production and quality of assigned producers. - Drives profitable sale of the Company's products including increasing sales of existing products, and the introduction and selling of new products as they are developed. - Develops the assigned producer group to improve the quality and quantity of the business we obtain from assigned producers. - Serves as the primary Company contact and representative with existing and prospective producers. - Keeps alert to industry changes, including WCIRB/NCCI rulings, forms, and coverage changes. Prospects and develops new business. - Prospects and prequalifies new producers to determine working relationship. - Appoints new quality producers; sets and monitors production expectations with each Agency. - Maintains a thorough knowledge of the geographic territory assigned with regard to production sources, competitor activity, and economic and demographic idiosyncrasies. - Directs activities pertaining to industry affairs and trade show events including exhibiting, special events and lead generation follow up. - Manages marketing research to help identify opportunities for management, product enhancements, new distribution channels and new geographic markets with growth potential. - Supports strategic programs to promote new products, reposition existing products and integrate diverse corporate philosophies to support overall marketing and Underwriting efforts. - Utilizes high level underwriting authority to effectively price Company's products. - Accepts or rejects complex risks, evaluating all risk characteristics (operations, financials, management, employees, prior experience, etc.) as compared to the average in its class and prices for profit within Company Underwriting guidelines. - Quotes retro, deductible plans, and other more complex pricing products and has a solid understanding of their various components. - Conducts customer presentations explaining these plans in detail. Delivers superior customer service through collaborative relationships. - Provides production support through producer visitations and by participating in underwriting and production presentations. - Provides personal assistance to agents and insureds through regular visits to outside locations such as producer's offices. - Utilizes company technology to be available to customers when needed. - Effectively communicates decisions and resolves agent/customer concerns promptly. - Presents Agency Management solutions to agency principals and ICW management team. SUPERVISORY RESPONSIBILITIES This role does not have direct reports but may mentor and/or train junior team members. EDUCATION AND EXPERIENCE Bachelor's degree from four-year college or university in Business, Accounting, Statistics or related field, or equivalent combination of education and experience. Minimum 5 years of related experience in underwriting required, 7 years preferred. CERTIFICATES, LICENSES, REGISTRATIONS Current driver's license required. KNOWLEDGE AND SKILLS - Demonstrated success servicing the Company's clients and building and maintaining relationships with production sources. - Proven sales and effective relationship management skills. - Ability to apply fundamental to advanced Underwriting concepts, practices, and procedures in an area of specialization. - Ability to read and interpret documents such as submissions, loss control reports, and standard policy form/endorsements. - Demonstrated ability to lead special projects. - Ability to mentor and train professional and support staff. PHYSICAL REQUIREMENTS - Office environment - no specific or unusual physical or environmental demands and employees are regularly required to sit, walk, stand, talk, and hear. - Role requires 40-50% travel to meet with clients, attend industry events, and develop new business opportunities. - Travel is usually limited to automobile but occasional air travel is required. - Requires regular visits to outside locations such as producer's offices. WORK ENVIRONMENT - This position operates in a home office environment and requires the frequent use of a computer, telephone, copier, and other standard office equipment. We are currently not offering employment sponsorship for this opportunity #LI-KK1 #LI-REMOTE The current range for this position is $104,125.20 - $175,599.98 This range is exclusive of fringe benefits and potential bonuses. If hired at ICW Group, your final base salary compensation will be determined by factors unique to each candidate, including experience, education and the location of the role and considers employees performing substantially similar work. WHY JOIN ICW GROUP? - Challenging work and the ability to make a difference - You will have a voice and feel a sense of belonging - We offer a competitive benefits package, with generous medical, dental, and vision plans as well as 401K retirement plans and company match - Bonus potential for all positions - Paid Time Off - Paid holidays throughout the calendar year - Want to continue learning? We'll support you 100%