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The Bancorp, Inc.

The Bancorp, Inc. is a technology-driven financial solutions provider that has been powering innovation since its founding in 1999. With a focus on specialty ba

AVP Commercial Credit Officer II

Location

North Carolina

Posted

112 days ago

Salary

$66.0K - $113.3K / year

Seniority

Lead

Bachelor Degree5 yrs expExperience acceptedEnglish

Job Description

AVP Commercial Credit Officer II

The Bancorp, Inc.

• Analyzes financial statements on complex credit requests to assess credit risk • Works with salesperson to structure loan requests • Conducts borrower interviews with applicants or designated third parties • Collects required credit information for underwriting loan and lease requests • Generates credit memorandums with detailed financial analysis • Maintains accurate and complete loan files • Develops working partnerships with sales and internal teams to handle credit analysis issues

Job Requirements

  • Undergraduate degree in a related field or an equivalent combination of training and experience
  • 5 years of commercial credit analysis or fleet/equipment leasing experience
  • Strong working knowledge and understanding of traditional financial analysis
  • Strong organizational, time management and prioritization skills to meet loan committee deadlines
  • Excellent verbal, written, and interpersonal communication skills with strong presentation skills
  • Team player, able to work effectively in a team fostered, multi-tasking environment
  • Proficient in Microsoft Office suite, e.g. Excel, PowerPoint, Word, Outlook

Benefits

  • Competitive pay
  • Health insurance
  • Retirement plans
  • Professional development opportunities
  • Flexible work arrangements

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