Disrupting the affordable housing industry by creating a safe, attractive, and respectable co-living environment.
Principal Financial Services Engineer
Location
United States
Posted
5 hours ago
Salary
$220K - $255K / year
Seniority
Lead
Job Description
Principal Financial Services Engineer
PadSplit
• Define and evolve the architecture, strategy, and long-term roadmap for PadSplit's financial services domain. • Design and build secure, scalable systems supporting payments, billing, collections, and ledger management. • Lead integrations with banks, payment processors, fintech partners, and financial service providers. • Collaborate closely with Finance, Product, and Engineering leaders to align technical solutions with business objectives. • Establish and drive best practices around reliability, observability, transaction integrity, and financial accuracy. • Mentor senior and staff engineers through architecture reviews, technical guidance, and engineering leadership. • Lead investigation, resolution, and prevention efforts for issues impacting financial systems and money movement. • Assess emerging technologies, payment solutions, and AI capabilities that improve efficiency, reliability, or customer experience.
Job Requirements
- Significant experience designing and scaling payment systems, billing platforms, ledgers, banking integrations, or fintech infrastructure.
- Deep expertise in Python and Django, with the ability to design and maintain complex backend services.
- Strong working knowledge of JavaScript and React in modern web applications.
- Hands-on experience working with ACH, card payments, payment processors, and financial APIs.
- Expertise with PostgreSQL and designing systems that support reconciliation, auditability, and financial accuracy.
- Proven experience building distributed, fault-tolerant systems on AWS with strong reliability and scalability practices.
- Understanding of financial security requirements, data protection, and compliance considerations for financial systems.
- Demonstrated ability to influence engineering strategy, mentor senior engineers, and drive cross-functional alignment.
- Strong judgment regarding where AI can create meaningful value within financial services and customer experiences.
- Ability to translate complex financial, technical, and regulatory requirements into clear direction for technical and business stakeholders.
Benefits
- Fully remote position - we swear!
- Competitive compensation package including an equity incentive plan and company-wide bonus opportunity
- National medical, dental, and vision healthcare plans
- Company provided life insurance policy
- Optional accidental insurances, FSA, and DCFSA benefits
- Unlimited paid-time (PTO) policy with eleven (11) company-observed holidays
- 401(k) plan
- Twelve (12) weeks of paid time off for both birth and non-birth parents
- The opportunity to do what you love at a company that is at the forefront of solving the affordable housing crisis
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