Title: Fraud Strategy Analyst - Intermediate Level Location: United States Remote Type: Full-Time Job Description: Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity We are seeking a detail-oriented Fraud Strategy Analyst II with a strong background in debit card transactions to join our team. In this role, you will be responsible for developing and implementing effective strategies to detect, prevent, and mitigate fraud. You will analyze transaction data, identify emerging fraud patterns, and collaborate with cross-functional teams to minimize financial losses. This is an exciting opportunity to make a significant impact in safeguarding our customers and the company from fraudulent activities. This role is remote eligible in the continental U.S. with occasional business travel. However, individuals residing within a 60-mile radius of a USAA office will be expected to work on-site four days per week. What you'll do: - Utilizes domain knowledge of Financial Crimes to develop robust rules that help prevent fraud and develops solutions that align with the business's strategic direction and objectives. - Contributes to analyses using innovative/quantitative analytical approaches and data-driven insights. - Extract insights from data to design solutions within the Financial Crimes space through a range of data preparation, modeling, and visualization techniques, including predictive analysis, pattern recognition and/or Machine Learning. - Utilizes association rule learning, cluster analysis, anomaly detection, data analysis and visualization (e.g., PowerBI, Tableau), and object-oriented programming (Python, SAS) to identify trends from existing data reports and provide observations that help inform the strategies/analysis that should be performed to mitigate risks. - Uses understanding of the business direction, environment and strategies for supported domains/clients, to identify and recommend solutions. - Advocates for self and teammates to encourage the growth of direct and indirect peers toward continual technical and soft skill progression. - Serves as a resource for mathematical skills, business product knowledge, and/or Financial Crimes knowledge. - Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: - Bachelor's degree; OR 4 years of relevant education and/or experience. - 2 years of experience in financial crimes supporting and participating in stakeholder consultation, needs assessment, requirement translation and prescription of technology solutions. - Demonstrates understanding of the application of business rules in technology solutions. - Understanding of fraud rules management including to reduce or mitigate loss and fraud exposures. - Knowledge of data analysis tools, data visualization, developing analysis queries and procedures in SQL, SAS, BI tools or other analysis software, and relevant industry data & methods and ability to connect external insights to business problems. - Knowledge of bank laws and regulations related to money movement and /or payments, including but not limited to Reg E, Reg CC, UDAAP, FACTA and Reg Z. - Strong written and verbal communication skills. What sets you apart: - 2+ years in card fraud analytics area in financial industry - 2+ years of experience in coding fraud rules in one of the main rule management systems (Falcon, VRM, Broadcom, SAS Raptor) - Analytical experience in Debit Card Fraud, Wallet Provisioning, E-Commerce and other Point of sale strategies Compensation range: The salary range for this position is: $69,920.00 - $133,620.00. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

Title: Underwriter, Credit Insurance Underwriting Location: MDv" style="font-size:14px">Ottawa , Ontario , Canada, MDv" style="font-size:14px">Toronto , Ontario , Canada, MDv" style="font-size:14px">Moncton , New Brunswick , Canada, MDv" style="font-size:14px">Halifax , Nova Scotia , Canada Description Join the EDC team! At EDC, we help Canadian businesses succeed abroad. We provide them with the financial tools and expertise they need to explore new markets and reduce risks, with one goal in mind: to build a better Canada and a better world through trade. Position: Underwriter, Credit Insurance Underwriting (levels 16 to 18) Job type: Permanent/contractual assignment Compensation details: Salaries are determined based on qualifications and experience, and generally fall within the range indicated below. EDC also offers a performance bonus. - Subscriber 16: from $74,297 to $99,063 - Subscriber 17: from $84,698 to $112,931 - Subscriber 18: from $96,557 to $128,743 This competition will fill several vacancies and create a pool of candidates for future underwriter positions at levels 16 to 18 over the next 12 months. Candidates will be assessed at the level that best corresponds to their experience and demonstrated skills. Workplace - Export Development Canada operates in a hybrid work environment, with a current requirement of two days per week in the office, which will increase to three days per week starting in September 2026 (subject to change). - The successful candidate can work from EDC's head office in Ottawa or from the Community Hub in Toronto, Halifax or Moncton - Relocation assistance is offered to eligible candidates for permanent roles only. Internal candidates, please refer to the Service Now page entitled "Internal Moves - What You Need to Know". About EDC At Export Development Canada (EDC), we help Canadian businesses succeed abroad. As a Crown corporation with a financial mandate, EDC offers innovative financial solutions and expert advice to help businesses explore new markets, mitigate risks, and grow. Why join EDC? - Comprehensive benefits package: EDC offers a competitive compensation and benefits package, a good work-life balance and the chance to contribute to building a better Canada and world through trade. - Work-life balance: EDC offers a competitive compensation and work-life balance package: various hybrid work options, three to four weeks of vacation, a shutdown period, shorter summer Fridays and meeting-free Fridays. - Professional development: Take advantage of our continuous learning opportunities, including training programs, workshops and language training. - Inclusive culture: Join a diverse and inclusive workplace that strives for employment equity and values ​​diverse ideas, strengths, and backgrounds to foster success. - Wellness Programs: We offer wellness initiatives, mental health support, and fitness programs to ensure your health and happiness. - Investing in the community: Participate in volunteer activities and give back through a range of social responsibility programs. Team overview: EDC's credit insurance underwriting group is seeking dynamic and motivated professionals to help Canadian businesses grow and succeed internationally. Working closely with internal and external partners, successful candidates will facilitate international trade by helping our clients protect themselves against the risk of payment default by foreign companies.  What you will do: - Establish and maintain relationships with internal and external clients, understand their needs, structure appropriate credit insurance coverage and provide ongoing expertise and quality customer service throughout the service delivery. - Assessing the creditworthiness of foreign companies, calculating the probability that a company will honor its obligations through intensive financial and credit analysis (liquidity analysis, operating and maturity schedules, profitability, cash flow management, third-party banking support and other factors such as competitiveness, market demand elasticity, industry trends). - Participate in the development of loss mitigation strategies when allocated credits become at risk. - Identify opportunities for improvement at the operational and program levels, and contribute to process improvements that streamline operations, improve program outcomes, and promote excellent execution. - Depending on your level, you will manage files of increasing complexity, autonomy and visibility – from independent management of standard to medium-complex work at level 16, to leading or advising on more complex or irregular transactions at level 17. At level 18, you will lead complex underwriting files from start to finish, providing expert advice to different teams and mentoring others by sharing your judgment, underwriting expertise and approach to decision-making. What we are looking for: - Undergraduate degree in business administration, accounting, finance, commerce or another relevant discipline (all levels). - Solid experience in reading and interpreting financial statements coupled with excellent financial analysis skills. - Valuable experience in carrying out increasingly complex commercial credit transactions in various industrial sectors and international markets. - Experience in structuring and negotiating more complex structures; ease in meeting with senior management and executives of exporting companies in order to assess their needs, identify the structures that meet these needs and present the outlines. - Proven experience of working effectively in changing, ambiguous, or matrix environments. - Demonstrated ability to communicate clearly, collaborate with stakeholders, and provide effective service to internal and external clients. - Experience requirements vary depending on the level: - Underwriter 16: 2 to 5 years of relevant experience. You are able to independently manage cases of varying complexity, contribute to more complex analyses with guidance, and clearly communicate your recommendations. - Underwriter 17: Over 5 years of relevant experience. You possess solid underwriting experience, particularly in managing increasingly complex transactions, as well as the judgment and confidence necessary to conduct analyses, overcome difficulties, and defend your recommendations before a wider audience. - Underwriter 18: Over 7 years of relevant experience. You possess in-depth underwriting expertise and experience with complex, high-risk or high-visibility transactions, as well as the credibility and interpersonal skills required to influence the entire organization and support your colleagues. What will set you apart: - Experience in the international or commercial banking sector. - MBA or CFA or CPA professional designation. - Practical knowledge of the principles and practices of insurance underwriting - Proficiency in Excel; coding skills (an asset) - Proficiency in both official languages ​​is a major asset. Eligibility: Eligibility: EDC is committed to fair employment practices and preference will be given to candidates who are legally eligible to work in Canada at the time of application (Canadian citizens or permanent residents). Candidates must meet government security requirements. The position is open to individuals who meet all the essential requirements outlined above and whose application is received by the deadline. The position is open to individuals who meet all the essential requirements outlined above and who submit their application before the closing date. Want to make a difference? Seize the opportunity to join a dynamic and growing team and leave your mark on our organization, the field of development finance, and the world. EDC's Commitment to Employment Equity Export Development Canada (EDC) is committed to employment equity and building a diverse workforce. It is committed to creating a safe and inclusive environment that respects people of all backgrounds, abilities, and skills. EDC fosters a culture of inclusion and belonging where everyone has equal opportunities to learn, grow, succeed, and reach their full potential.

• Be responsible for the requirements documentation and analysis project workstream • Support the Project Manager, Deputy Project Manager, Scrum Master, and Product Owner in translating contractual requirements into team or vendor activities/software development user stories • Support the Project Manager, Deputy Project Manager, Scrum Master, and Product Owner in translating contractual requirements into team activities/software development user stories • Support the Project Manager, Deputy Project Manager, and Digitization Lead in tracking the digitization vendor’s completion of contractual requirements • Document project requirements and create written presentations to report requirements status • Verbally brief requirements analysis workstream activity status at daily team stand-ups and client-facing meetings

Octus Octus is a leading global provider of credit intelligence, data, and analytics. Since 2013, tens of thousands of professionals across hedge fund, investment banking, management consulting, and law firm verticals have come to rely on Octus to make better, faster, and more confident decisions in pace with the fast-moving credit markets. For more information, visit: https://octus.com/ Working at Octus Octus hires growth-minded innovators and trailblazers across the globe to drive our business and culture. Our core values – Action Oriented, Customer First Mindset, Effective Team Players, and Driven to Excel – define an organizational ethos that’s as high-performing as it is human. Among other perks, Octus employees enjoy competitive health benefits, matched 401k and pension plans, PTO, generous parental leave, gym subsidies, educational reimbursements for career development, recognition programs, pet-friendly offices (US only), and much more. Role Octus is seeking a financial credit analyst for our Pakistan office support the build-out of our financial data offering. As an individual contributor on a growing team, you will be responsible for gathering and analyzing fundamental investment data, including financial statements and legal documentation, for public and private companies across Europe and the US. A key focus of this role is supporting Octus’s ESMA Credit-Level Reporting workflows, where you will apply structured analytical frameworks to extract, interpret, and classify financial and legal data from credit information memoranda, offering memoranda, trustee reports, and related documentation. This is an excellent opportunity for someone with a strong foundation in credit or financial statement analysis who is eager to deepen their expertise in structured credit data and regulatory reporting, and to become part of a growing international team serving credit asset managers in Europe and the US. Requirements: - 3-5 years of experience in credit or financial statement analysis, either within a bank, asset manager, auditor or financial data provider. - University degree in Accounting, Economics or - Hands-on experience analyzing financial statements under IFRS and/or US GAAP, including income statements, balance sheets and cash flow statements. - Excellent oral and written communication - Familiarity with structured credit products, leveraged loans, or high-yield instruments is a plus. - Proactive and self-motivated, with the ability to manage your own workload and deliver against tight deadlines with minimal supervision. - Strong analytical, research, and problem-solving skills including the tenacity to resolve issues which may be complex or ambiguous. - Keen attention to detail, particularly in handling and classifying financial and legal data accurately. - Excellent written and oral communication skills in English. - Strong PC skills, particularly Microsoft Excel; experience with AI-assisted workflows is a plus. - Comfortable operating across time zones when collaborating with stakeholders in Europe and the US. - Ability to work under tight deadlines with challenging clients. Equal Employment Opportunity Octus is committed to providing equal employment opportunities to all employees and applicants for employment without regard to race, colour, religion, sex, sexual orientation, gender identity, national origin, age, disability, genetic information, marital status, pregnancy, veteran status, or any other legally protected status. We strive to create an inclusive and diverse work environment where all individuals are valued, respected, and treated fairly. We believe that diversity enriches our workplace and enhances our ability to innovate and succeed.