The Local Way to Bank Big
Asset Based Lending Account Manager
Location
Alabama + 4 moreAll locations: Alabama | Florida | North Carolina | South Carolina | Tennessee
Posted
123 days ago
Salary
0
Seniority
Senior
Job Description
Asset Based Lending Account Manager
United Community Bank
• Manages credit risk of a portfolio of ABL relationships (includes regular evaluation of risk rating, covenant compliance, borrowing base trends, reporting requirements, etc.) • Develops and maintains relationship with assigned ABL clients including regular meetings and calls • Maintains up-to-date assessment of relationships as well as current credit and legal files • Coordinate with internal partners on line (e.g. market RM, Treasury) and Credit sides • Analyzes client operating performance and financial condition, proactively identifies issues and opportunities, and recommends risk mitigation (includes managing problem credits when applicable) • Responsible for monitoring and managing credit quality and data integrity • Ability to collaborate effectively with all deal stakeholders including clients, market RM, and Credit teams to address client needs and evolving business conditions
Job Requirements
- Bachelor’s degree (preference for business-related or STEM)
- Minimum 5 years of experience in ABL, underwriting, field examination, credit officer, and/or loan officer role
- Require extensive knowledge of credit policy, banking regulations, and loan documentation issues
- Ability to read and interpret financial and legal documents
- Strong verbal and written communication and interpersonal skills
- Analytical and independent problem solving skills
- Must possess knowledge of various loan structures and have the ability to apply this knowledge in the formulation of sound credit recommendations
- Strong organizational and time management skills with ability to effectively set priorities in a performance-driven environment
- Fully understand and work effectively within the credit culture of the company; ability to promote credit culture within the team
- Solid ability to identify strengths and weaknesses of individual requests and make recommendations to address and mitigate perceived risks.
Benefits
- We welcome candidates based within SC, NC, GA, FL, TN, or AL.
- This role includes roughly 25% travel, with flexibility for additional travel depending on business needs.
- Candidates who are able to work from one of our locations are preferred; however, we are open to highly qualified individuals regardless of proximity.
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