Title: Sr. Commercial Credit Analyst II Location: Freehold, NJ, US Regular Full-Time Requisition ID: 2722 Salary Range:$109,490.00 To $164,234.00 Annually Job Description: Summary: Conducts complex credit investigations and analyzes credit information pertaining to commercial loans. Prepares credit analysis memorandums for presentation to lending and credit officers or loan committees. Provides guidance to credit analysts, Associate Development Program personnel and assistance to loan officers as needed. Furnishes information relative to credit inquiries. Job Responsibilities: Credit Analysis and Development - Develops and analyzes credit information for use by lending and credit officers or committees in the making of lending decisions on new, renewal, or extension loans.Credit Analysis - Reviews all pertinent credit and financial information - Analyzes financial statements. - Prepares credit analysis memorandums to determine credit-worthiness of commercial loan applicants. - Exercises conservative judgement in approving Commercial Credit transactions or making recommendations for approval of these transactions to higher authorities. Loan Officer Support - Works directly with lending, business development and credit officers in structuring complex commercial borrowing transactions. - Reviews Precision Lender reports to ensure that transactions meet required minimum return on equity and return on asset standards. Annual File Reviews - Performs portfolio maintenance responsibilities such as the preparation of annual credit file reviews. Team Development - Supervises and provides training to credit analysts. Other Responsibilities - Performs other duties as may be assigned. Job Requirements: - A Bachelor’s degree in Business Administration, Accounting, Finance, or other related field required. - Minimum of 7 years experience as a Senior Commercial Credit Analyst required. - Current or prior lending authority required - Working knowledge and understanding of commercial loan products, policies, procedures and federal regulations. - Strong aptitude for figures and accuracy. - Proven problem solving, decision making, underwriting and analytical skills. - Demonstrated knowledge of applied accounting and finance concepts as well as proficiency in performing detailed financial analyses. - Ability to work independently, effectively, and efficiently under time constraints. - Ability to prioritize and manage multiple assignments with good organizational and time management skills - Excellent written and verbal communication skills. - Demonstrated proficiency with computer software including MS Office applications and other specialized credit analysis and lending software. - Integrity, initiative, and a proven work ethic. Columbia Bank offers the following benefits: - Medical, Dental, Vision and Rx which are contributory. - Bonus programs. - Employee Stock Option Program (ESOP). - Life Insurance, Long Term Disability and Accidental Death and Dismemberment (LTD&AD&D). - Paid Time Off (PTO) which includes Personal and Vacation Time. - Paid Sick Time. - Bank Holidays. - Employees may participate in the 401k program. Schedule: - This role is eligible for a hybrid schedule: 3 days in the office and 2 days work from home, based on business needs. This arrangement may change without notice.

• Provide objective analysis and sound judgment with the application of principles and techniques to evaluate and report project performance throughout the entire project lifecycle • Work with Project Managers and Program Managers to collect data for reporting on project progress for both cost and schedule • Review baseline and progress schedules, time impact analysis, recommend negotiation strategies • Develop, analyze, and assess construction cost and critical path method (CPM) schedule data • Perform pre-construction and construction cost estimates • Lead and participate in contract, financial, and schedule negotiations • Conduct risk interviews, develop risk registers, and calculate quantitative cost and schedule risk • Develop dashboards for reporting cost and schedule performance for projects and programs

Title: Sr. Commercial Credit Analyst II Location: Edison United States Salary Range:$109,490.00 To $164,234.00 Annually Job Description: Summary: Conducts complex credit investigations and analyzes credit information pertaining to commercial loans. Prepares credit analysis memorandums for presentation to lending and credit officers or loan committees. Provides guidance to credit analysts, Associate Development Program personnel and assistance to loan officers as needed. Furnishes information relative to credit inquiries. Job Responsibilities: Credit Analysis and Development - Develops and analyzes credit information for use by lending and credit officers or committees in the making of lending decisions on new, renewal, or extension loans.Credit Analysis - Reviews all pertinent credit and financial information - Analyzes financial statements. - Prepares credit analysis memorandums to determine credit-worthiness of commercial loan applicants. - Exercises conservative judgement in approving Commercial Credit transactions or making recommendations for approval of these transactions to higher authorities. Loan Officer Support - Works directly with lending, business development and credit officers in structuring complex commercial borrowing transactions. - Reviews Precision Lender reports to ensure that transactions meet required minimum return on equity and return on asset standards. Annual File Reviews - Performs portfolio maintenance responsibilities such as the preparation of annual credit file reviews. Team Development - Supervises and provides training to credit analysts. Other Responsibilities - Performs other duties as may be assigned. Job Requirements: - A Bachelor's degree in Business Administration, Accounting, Finance, or other related field required. - Minimum of 7 years experience as a Senior Commercial Credit Analyst required. - Current or prior lending authority required - Working knowledge and understanding of commercial loan products, policies, procedures and federal regulations. - Strong aptitude for figures and accuracy. - Proven problem solving, decision making, underwriting and analytical skills. - Demonstrated knowledge of applied accounting and finance concepts as well as proficiency in performing detailed financial analyses. - Ability to work independently, effectively, and efficiently under time constraints. - Ability to prioritize and manage multiple assignments with good organizational and time management skills - Excellent written and verbal communication skills. - Demonstrated proficiency with computer software including MS Office applications and other specialized credit analysis and lending software. - Integrity, initiative, and a proven work ethic. Columbia Bank offers the following benefits: - Medical, Dental, Vision and Rx which are contributory. - Bonus programs. - Employee Stock Option Program (ESOP). - Life Insurance, Long Term Disability and Accidental Death and Dismemberment (LTD&AD&D). - Paid Time Off (PTO) which includes Personal and Vacation Time. - Paid Sick Time. - Bank Holidays. - Employees may participate in the 401k program. Schedule: - This role is eligible for a hybrid schedule: 3 days in the office and 2 days work from home, based on business needs. This arrangement may change without notice. Columbia Bank and its affiliates is an Equal Opportunity Employer, including individuals with disabilities and veterans.

TransUnion's Job Applicant Privacy Notice Personal Information We Collect Your Privacy Choices What We'll Bring: At TransUnion, we strive to build an environment where our associates are in the driver’s seat of their professional development, while having access to help along the way. We encourage everyone to pursue passions and take ownership of their careers. With the support of colleagues and mentors, our associates are given the tools needed to get where they want to go. Regardless of job titles, our associates have the opportunity to learn new things and be a leader every day. Come be a part of our team – you’ll work with great people, pioneering products and cutting-edge technology. The Senior Project Manager is responsible for managing projects and processes in support of TransUnion's Direct To Consumer business strategy and objectives. What You'll Bring: - This position requires minimum 3 years of experience in banking, financial services or consulting industry. Work exposure in a credit-consulting or analytics-consulting post is highly desirable. More experienced candidate will be considered as Senior Consultant - Degree holder in Mathematic, Statistics, Quantitative finance, Risk Management, Computer Science or related discipline - High degree of computer literacy and previous programming experience required. Prior experience using statistical software, such as SAS, R, and Python preferred. - Proficiency in both English and Chinese Impact You'll Make: - Sound knowledge of macro and micro environment in relation to the credit lending market. Possess solid understanding of latest market trends, regulatory requirement, lender’s internal process and data capabilities to cope with solution design & implementation - Understand on credit scorecard (e.g. Application/Behavioral scorecard, Basel PD/LGD/EAD, IFRS 9 model, stress test, etc.), segmentations or analysis utilizing credit behavior data (or alternative data) to fit with lender’s needs or use-cases. Leverage decisioning tools for implementation and production rollout in-line with lender’s process - Identify customer & industry needs, handle data analysis, and respond to key business issues of qualified accounts. Develop, present and demonstrate solution capabilities with return-on-investment proposal to the potential customers - Work as a member of the key account teams and contribute to account strategy, product/solution positioning, sales planning, solution proposition, pipeline generation & sales deal closing - Perform other duties as required to ensure the goals and objectives of the function/department are met This is a hybrid position and involves regular performance of job responsibilities virtually as well as in-person at an assigned TU office location for a minimum of two days a week. TransUnion's Internal Job Title: Sr Analyst, Solutions Consulting