Role Description The First Mortgage Underwriter role will be responsible for examining, evaluating, and underwriting all first mortgage applications to assess the risk, financial stability and confirm compliance with secondary market guidelines and all regulatory requirements, to render a credit decision while maintaining a high level of accuracy and efficiency. They will work directly with other departments to ensure compliance and department goals are met. This opportunity is open to flexible work options including a remote set up. Core Contributions - Review and underwrite residential mortgage loan applications, including government, conventional, equity, and portfolio loans, in accordance with investor, regulatory, and Credit Unions guidelines. - Analyze borrower creditworthiness by evaluating income, assets, liabilities, credit history, property value, and risk factors. - Ensure loan files are complete, accurate, and well-documented prior to approval, suspension, or denials. - Issue clear, well-documented underwriting decisions and conditions. - Review and assess property appraisals to support sound credit decisions while ensuring compliance. - Communicate effectively with loan officers, processors, and closing staff to resolve questions and move files forward efficiently. - Perform comprehensive reviews of condominium and co-op projects to determine eligibility, ensuring alignment with guidelines, overlays, and overall risk tolerance. - Maintain compliance with federal and state regulations, including TRID, ECOA, HMDA, and Fair Lending requirements. - Ability to manage and prioritize a pipeline and ensure completion of assigned tasks daily including purchases, contract dates and escalations. - Participate in quality control reviews, audits, and post-closing reviews as needed. - Contribute to continuous improvement of underwriting processes, tools, and service levels. - Assess ineligible loan applications to identify and structure viable counteroffer solutions aligned with underwriting guidelines and risk tolerance. - Analyze loan documentation to prepare for Executive Loan Review, identifying and documenting exception requests relative to guidelines and investor overlays. - Additional job-related projects and duties as assigned by management. Qualifications - High School Diploma or GED. - 5 years of experience utilizing DU and LP automated underwriting with working knowledge of FNMA, FHLMC, and industry guidelines and best practices is required. - Strong understanding of State and Federal laws pertaining to the mortgage banking industry (i.e. RESPA, TILA, ECOA, etc.) and Real Estate Lending. - Experience underwriting both FHA and VA is preferred. - Experience in Mortgage Cadence Platform is preferred. - Certifications: FHA Direct Endorsement (DE) Underwriter Certification and VA (SAR) are preferred. Requirements - The estimated salary for this role is $40.42 - $48.50 per hour. Benefits - Comprehensive benefits package, including medical, dental, and vision coverage. - Life and disability insurance. - Voluntary benefit programs. - 401(k) plan with employer match. - Reimbursement and wellness programs. - Annual performance-based bonus. - Competitive 401(k). - Tuition and fitness reimbursement programs. - Flexible work options. - Volunteer opportunities. - Executive “Water Cooler Chats.” - Clubs, sports, and social events. - Food truck days. - ….and more!

Role Description Für unser Finance Team suchen wir nun einen erfahrenen Finanzbuchhalter-Finance Accountant (m/w/d), der die buchhalterischen Prozesse für die DACH-Region verantwortet. - Erstellung von Monats-, Quartals- und Jahresabschlüssen nach HGB (ggf. auch IFRS) - Verantwortung für die laufende Finanzbuchhaltung (Debitoren, Kreditoren, Hauptbuch) - Abstimmung und Pflege der Konten - Kommunikation und Zusammenarbeit mit externen Steuerberatern und Wirtschaftsprüfern - Unterstützung bei Betriebsprüfungen und internen/externen Audits - Mitarbeit an Prozessoptimierungen und Automatisierungen im Bereich Finance - Unterstützung bei der Weiterentwicklung unserer Finanzsysteme und -tools Qualifications - Abgeschlossene kaufmännische Ausbildung mit Weiterbildung zum Bilanzbuchhalter oder ein betriebswirtschaftliches Studium mit Schwerpunkt Rechnungswesen/Finanzen - Mehrjährige Erfahrung in der Finanzbuchhaltung, idealerweise in einem internationalen Unternehmen - Sehr gute Kenntnisse im HGB, Kenntnisse in IFRS sind ein Plus - Erfahrung in der Zusammenarbeit mit Steuerberatern und bei der Vorbereitung von Audits - Sicherer Umgang mit Buchhaltungssoftware (z. B. DATEV, Navision, NetSuite) - Strukturierte, eigenverantwortliche und präzise Arbeitsweise - Fließende Deutschkenntnisse, gute Englischkenntnisse Benefits - Remote & Flexibilität: Du kannst von überall aus arbeiten und hast flexible Arbeitszeiten auf Vertrauensbasis. - Eigenverantwortung & Freiheit: Hohe Eigenverantwortung und die Möglichkeit, kreative Ideen einzubringen. - Teamevents: Regelmäßige Teambuilding-Events an unterschiedlichen Orten. - Firmenfitness & Wellness: Zugang zu über 6.300 Fitness- und Yogastudios, Schwimmbädern oder auch Crossfit- und Boulderhallen in ganz Deutschland und Österreich. - Corporate Benefits und eine betriebliche Altersvorsorge. - Regelmäßige Coffee-Chats, eine Duz-Kultur und vielfältige gemeinsame Aktivitäten. Hints for your application Was möchtest du von uns lernen und in welchem Bereich kannst du uns weiterbringen? Was motiviert dich, wie bleibst du auf dem neuesten Stand, welche praktischen Erfahrungen bringst du mit? Antworten auf diese Fragen kannst du gerne in eine persönliche Ansprache packen. CopeCart ist ein Arbeitgeber der Chancengleichheit. Alle qualifizierten Bewerber werden ohne Rücksicht auf Ethnie, Hautfarbe, Religion, Geschlecht, sexuelle Orientierung, Geschlechtsidentität, nationale Herkunft, Alter oder Behinderung berücksichtigt.

• Evaluate and analyze complex financial models including DCF and LBO structures to provide robust AI training data. • Review and refine valuation methodologies, ensuring accuracy and relevancy for AI learning. • Analyze real-world investment scenarios and deliver detailed assessments of financial risks and opportunities. • Prepare, edit, and validate financial reports and forecasts to train AI in industry-standard approaches. • Translate capital markets and fintech concepts into structured insights for AI consumption. • Critically assess financial analysis and data sets, contributing to the development of intelligent AI systems. • Communicate findings, logic, and rationale clearly in written form, supporting the AI training framework.

• Define and execute project financing strategy, aligned with the company’s mission and project pipeline • Review and refine financing models and capital planning frameworks to support growth • Identify and structure financing deals across the project lifecycle • Help develop investable project structures and capital allocation designs • Build and cultivate relationships with investors and financial institutions • Work with internal teams to develop compelling investment narratives and materials