None specified.
Home Loan Advisor
Location
United States
Posted
15 days ago
Salary
$30 / hour
Seniority
Mid Level
No structured requirement data.
Job Description
Home Loan Advisor
Golden 1 Talent Acquisition Team
Role Description The In-Market Home Loan Advisor is responsible for home loan production from assigned branches and the local mortgage market. They will work closely with the Branch Managers, local realtors, and other market sources to generate home loan referrals. The advisors will be responsible for creating production strategies that will enhance the credit union’s market share in their assigned market(s). - Originate home loans by maintaining exceptional service levels and product knowledge. - Discuss home loan products and programs via phone, email, or in person. - Work with branch management and staff to educate and strategize to increase home loan production from members. - Develop market strategies to drive new membership and home loans to the credit union. - Collaborate with realtors and other business partners in the market. - Maintain membership in realtor groups and attend business development events. - Obtain and analyze pertinent financial and credit data. - Provide initial assessment of loan and product qualifications. - Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance. - Monitor home loan pipeline to ensure loans are attended to promptly and accurately. - Negotiate with members on counter offers or communicate declinations. - Interact with other advisors and fulfillment staff to ensure proper procedural compliance. - Consistently notate conversations with members in LOS. - Additional duties as assigned by Management. Qualifications - Successful completion of High School curriculum, or equivalent work experience is required. - 2 years or more of mortgage loan origination experience. - Exceptional member service and member relation skills. - Strong credit analysis and general financial analysis. - Current working knowledge of the mortgage industry. - Full knowledge of FNMA/FHLMC-Secondary Market and FHA. - Strong oral and written communication skills. - Advisory and consultative home loans skills. - Working knowledge of financial calculators, personal computer, copier, facsimile, etc. Requirements - Effective oral and written communication skills required to interact with members, branches, contact center staff, and other outside contacts. - Must possess sufficient manual dexterity to skillfully operate an online computer terminal and other standard office equipment. - Effective technology and reporting skills are required to direct and manage origination activities. - Prolonged sitting throughout the workday with occasional mobility required. - Corrected vision within the normal range. - Hearing within normal range; a device to enhance hearing will be provided if needed. - Occasional movements throughout the department daily to interact with staff and accomplish tasks. - Occasional bending and stooping as may be required to accomplish work. Licenses/Certifications - MLO Registration required. - An individual in this position has been determined to be a Mortgage Loan Originator as defined by the S.A.F.E Act.
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