• Apoiar o Product Owner na gestão, refinamento e priorização do backlog do produto; • Levantar, organizar e documentar requisitos funcionais e não funcionais; • Participar das cerimônias ágeis, como Planning, Refinamento, Daily, Review e Retrospectiva; • Acompanhar o desenvolvimento das funcionalidades junto aos times de Engenharia, QA, UX/UI e Dados; • Apoiar a validação e homologação das entregas antes da disponibilização em produção; • Garantir que as demandas estejam bem detalhadas, priorizadas e alinhadas aos objetivos do produto; • Facilitar a comunicação entre áreas de negócio, tecnologia e demais stakeholders; • Coletar feedbacks de usuários, clientes internos e áreas parceiras para apoiar a evolução contínua do produto.; • Apoiar o monitoramento de indicadores, incidentes, bugs e oportunidades de melhoria; • Contribuir para a documentação de processos, fluxos, regras de negócio e funcionalidades; • Apoiar a comunicação de releases, melhorias e novas funcionalidades; • Elaborar reports e apresentações sobre a evolução do produto.

• Own the investigation lifecycle; take a signal from definition through root-cause analysis to a written recommendation • Connect data and context; frame the right questions with analytics and understand the full picture with carrier partner teams • Independently analyze each opportunity’s revenue impact, root cause, urgency • Produce intelligence artifacts; document the problem, why it's happening, what we should do, and what it's worth • Partner with the product team; translate findings into clearly prioritized opportunities for product managers to act on them

Senior Actuarial Analyst remote type In Office, Hybrid, or Remote locations Iowa - TMG Home Office Remote US time type Full time   Department: Actuarial Job Description: The Senior Actuarial Analyst role is responsible for transforming data into actionable insights that drive successful pricing strategy and profitable underwriting performance.  This position partners closely with underwriting and actuarial leadership to evaluate risk, assess profitability, and develop pricing strategies that support sustainable and profitable growth. This strategic analytical role identifies trends, solves complex business problems, and enhances the understanding of portfolio performance and key risk drivers.  This role requires strong technical skills, analytical problem solving, and the ability to translate quantitative analysis into concise actionable business insights. Work Arrangement: - Employees who live within 30 miles of the TMG home office are expected to follow a hybrid or in-office schedule. The initial training period may require additional in‑office days. Accountabilities: Profitability Analysis: Evaluate loss ratios, rate adequacy, and underwriting performance to identify opportunities for portfolio improvement. - Analyze profitability and rate adequacy at the segment, coverage and portfolio levels. - Develop underlying actuarial assumptions including loss trend, loss development patterns and large loss loads. - Collaborate with underwriting leadership to develop and monitor execution of underwriting strategies. - Continuously evaluate pricing adequacy and recommend adjustments based on emerging trends, market conditions and portfolio performance. - Present actuarial insights to underwriting leadership and other key stakeholders, translating technical analysis into actionable business decisions. - Support management reporting on portfolio performance, profitability and key risk drivers.   Pricing Analysis: Partner with underwriting to provide actuarial insights that support sound underwriting decisions. - Perform actuarial pricing analyses to support account level new business and renewal decisions. - Assist in the development, maintenance, and enhancement of pricing models and rating tools. - Partner with underwriting to determine appropriate pricing guidance for large accounts, group business and programs. - Communicate pricing assumptions, methodologies, and recommendations to key underwriting stakeholders.   Leadership: Serve as a technical leader within the actuarial team, providing guidance on appropriate methodologies and analytical best practices. - Serve as a technical leader within the actuarial team, providing guidance on methodologies and analytical best practices. - Mentor and support junior actuarial analysts, reviewing work products, providing feedback, and assisting with technical development of team members. - Lead or support cross-functional initiatives with underwriting, finance, and data teams to improve pricing processes and analytical capabilities.   Qualifications: - At least 5 years of actuarial experience in property & casualty insurance - FCAS preferred, ACAS considered with clear progress towards attaining fellowship - Experience collaborating with underwriting, performing pricing analysis, and communicating actuarial concepts to non-actuarial stakeholders - Strong analytical thinking and quantitative skills - Experience working with large datasets, data warehouses, or modern analytical data platforms - Experience programming in SQL, Python, R, or similar analytical languages preferred - Strong communication and collaboration skills   Pay Range: Anticipated Hiring Range: - $120,000 - $175,000 annual base salary depending on experience, qualifications, and geographic location    Benefits: We are proud to offer our full-time regular employees a robust benefits suite that includes: - Competitive base salary plus incentive plans for eligible team members - 401(K) retirement plan that includes a company match of up to 6% of your eligible salary - Free basic life and AD&D, long-term disability and short-term disability insurance - Medical, dental and vision plans to meet your unique healthcare needs - Wellness incentives - Generous time off program that includes personal, holiday and volunteer paid time off - Flexible work schedules and hybrid/remote options for eligible positions - Educational assistance

Title: Actuarial Analyst I (Mid-Level) Location: continental United States Type: Full-Time Job Description: Job ID R0116850 Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity This role is remote eligible in the continental U.S. with occasional business travel. However, individuals residing within 60 mile radius of a USAA office will be expected to work on-site 4 days per week. We have multiple exciting opportunities available on our Modeling Factory and Insights & Development teams. As a dedicated Actuarial Analyst I, you will be a near-credentialed analyst responsible for independently applying complex technical and actuarial methodologies as well as requiring expert knowledge in one actuarial practice area (pricing, reserving, modeling, catastrophe risk, claims analytics, product management, etc.) to complete unstructured projects. What you'll do: - Independently applies complex technical and actuarial methodologies, as well as proficient actuarial knowledge, to complete unstructured projects (e.g., selects and ensures quality of data used to perform trend analysis supports rate level indications; translates business problem into technical requirements; runs catastrophe models and interprets and communicates results to support business activities while executing and enhancing a strong control environment with guidance from an experienced catastrophe modeler. - Utilizes actuarial, mathematical, or statistical techniques to augment actuarial work product. - Creates and delivers training to teammates on mechanics of actuarial tools and processes. - Applies understanding of products supported, stakeholders' needs, and industry trends to solve unstructured business problems. - Identifies compliance gaps and process improvements and recommends develop solutions. - Leads unit initiatives and participates in cross-functional efforts as a technical subject matter expert. - Effectively communicates insights and solutions to all audiences, including executive leadership. - Synthesizes complex and conflicting information into a clear and influential value proposition. - Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: - Bachelor's degree; OR 4 years of related Actuarial/business/analytical experience (in addition to the minimum years of experience required) may be substituted in lieu of degree. - 4 years of Actuarial or analytical business experience. - No more than 2 Casualty Actuarial Society (CAS) exams away from Associate of the Casualty Actuarial Society (ACAS) Credential and All Validation of Education Experience (VEEs) completed. - Demonstrated competency with relevant actuarial, mathematical, and statistical techniques and approaches used to support fact-based decision-making. - Intermediate knowledge of data analysis tools, data visualization, developing analysis queries and procedures in Python, R, SQL, SAS, BI tools or other analysis software, and relevant industry data & methods and ability to connect external insights to business problems. - Experience communicating complex solutions and analysis to both technical and nontechnical audiences. What sets you apart: - A passion for creative and innovative work that improves existing processes and creates new, repeatable and automated workflows that enhance team productivity. - Basic understanding of GLM or GBM modeling algorithms. - Intermediate knowledge of Model Risk Management, Model Governance, and Regulatory requirements. - US military experience through military service or a military spouse/domestic partner. Compensation range: The salary range for this position is: $103,450 - $186,210. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on USAAjobs.com. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.