Senior Manager Technology Advisory Location: Melbourne Australia hybrid Job Description: Job ID: 1058 Business Unit: Operational Risk Job Family: Risk & Compliance Category: Risk, Compliance & Audit Location: Melbourne, VIC, AUS, 3000 Employment Type: Permanent Employee Class: Full Time About the role We have three unique opportunities for experienced and driven professionals to join our team as Senior Managers in Technology Risk Advisory. These roles are pivotal in providing clear, accurate advice and strategic challenge to key areas, ensuring alignment with the Bank's risk appetite, policies, and industry best practices. Reporting to the Head of Technology Risk Advisory, you will be a key stakeholder in technology-related governance, helping to counsel, advise, and monitor changes to our Technology Risk Profile. We are hiring for three distinct focus areas: - Senior Manager, Technology Risk Advisory (Platforms): This role focuses on providing risk advisory and oversight for all our technology platforms, including core banking, product and customer systems, and developer platforms. - Senior Manager, Technology Risk Advisory (Data & AI): This role is dedicated to the rapidly evolving fields of Data and Artificial Intelligence, providing expert advice and challenge to the teams responsible for these critical areas. - Senior Manager, Technology Risk Advisory (CISO & Strategy): This role partners directly with our Information Security and Technology Strategy teams to provide risk advisory on security, incident management, and our overall technology roadmap. Each of the roles will be accountable for: - Technology Risk Advice: Providing expert recommendations to Senior Technology Leaders on risk management practices and the practical application of our operational risk frameworks, policies, and standards. - Risk Oversight: Partnering with senior leaders to guide the identification, assessment, and prioritisation of risks, ensuring compliance with laws and regulations, and monitoring emerging risks and industry trends. - Leadership and Collaboration: Working closely with peers across Group Risk and engaging effectively with stakeholders at all levels of the business. - Specialised Focus: Driving excellence in your specific area, whether it's platforms, data & AI, or information security, by providing input to policies, overseeing approaches, and implementing proactive monitoring. What you'll bring to the role Essential - 10+ years non-financial risk knowledge with proven application in technology environments. - Extensive experience in the banking industry, including a minimum of Senior Manager experience in Technology Risk, Information Security (CPS234) and Data Risk (CPG235). - Practical understanding of technology/data risk management and proven experience with artificial intelligence and cloud-based environments in the banking sector. - Highly effective engagement, leadership, and communication skills to drive change at a Divisional level, build relationships, and manage expectations in a complex environment. Highly desirable - Tertiary qualifications in Data, Artificial Intelligence, Technology, Data Risk, or a relevant field. These are permanent full-time positions, located in our Melbourne Head Office. We offer flexible work options that put our people first, working in a hybrid model with a minimum two days per week in the office. So, why work with us? Want big impact that matters? Here, you'll know your work directly benefits the customers and communities we all serve. Want to be more than just a number? Join a team that truly values you - and that gets more and more diverse every day. Want career opportunity AND flexibility? Achieve both here, where we know that balance and progression go hand in hand. You'll also get access to a great range of benefits, including: - Hybrid work? Flexible hours? A compressed work week? Flexibility means different things for different people and our flexible work options are designed to suit your life. - Health and wellbeing support, including discounted gym memberships, private health insurance options, and our Employee Assistance Program (EAP) for you and your immediate family members. - Opportunities to take your learning to the next level through our corporate university 'BEN U' or at an external provider of your choice

Title: Digital Manager Location: Melbourne Australia Job Description: Agency : Kaimera Job Description : #LI-MP1 We're looking for a Digital Manager to join our Platform team at Kaimera, part of the Havas Media network. This role will be based in the Havas Village in Melbourne (Richmond). About Kaimera Kaimera is a full-service media agency built on a foundation of transparency and trust. Digital is at the core of everything we do, but it is the people who are the heart & soul of Kaimera. We are people clients trust to deliver growth and success to their businesses. As a full-service agency, we specialise in Communications Strategy, Media Planning, Trading, Digital, Social, SEO, PPC, Analytics, and Mobile. About the role The Digital Manager plays a crucial role in driving digital media success for our clients. With at least four years of experience, you will lead the strategy, execution, and optimisation of performance-driven digital media campaigns. The Manager is responsible for the full campaign lifecycle, from initial planning and budget allocation through ongoing analysis, reporting, and strategic adjustments. This role requires a strong understanding of performance marketing principles, data analysis, and team leadership. In addition to your core role, you will guide and develop junior team members, creating a collaborative and high-performing environment. Our agency's values - Straight Talking, Trust, Agility, and Passion - are essential for success in this role and will guide all interactions and decision-making. Key Responsibilities Strategic Leadership: Develop and implement comprehensive digital media strategies aligned with client objectives and budget. Proactively identify opportunities for growth and innovation. Campaign Management: Oversee the execution and optimisation of performance campaigns across various digital channels (e.g., search, social, & display). Ensure campaigns are delivered on time and within budget. Performance Analysis: Lead the analysis of campaign performance data, identifying key trends, insights, and areas for improvement. Develop and deliver insightful reports to clients, clearly communicating results and recommendations. Team Leadership & Development: Manage and develop a team of performance specialists & coordinators, providing guidance, support, and development opportunities. You will endeavour to create a collaborative and results-oriented environment. Client Communication: Build and maintain strong relationships with clients, acting as a trusted advisor on digital media strategy and performance. Proactively communicate campaign updates and address client inquiries. Budget Management: Develop and manage campaign budgets, ensuring efficient allocation of resources and maximising ROI. Vendor Management: Collaborate with external vendors and partners as needed to support campaign execution and optimisation. Industry Knowledge: Stay up-to-date on the latest trends and best practices in digital media marketing, sharing knowledge with the team and contributing to agency thought leadership. Required Skills & Experience: - A minimum of 4 years of experience in programmatic marketing, with a proven track record of success. - Strong understanding of digital media channels, platforms, and technologies. - Expertise in performance marketing metrics, data analysis, and reporting. - Experience with campaign management tools and platforms (e.g., Google Ads, Facebook Ads Manager, etc.). - Excellent communication, presentation, and interpersonal skills. - Proven experience in leading and developing teams. - Strong analytical and problem-solving skills. - Ability to manage multiple projects simultaneously and prioritise effectively. - A passion for digital media and a commitment to delivering exceptional results. Who are we? Kaimera is an independent full-service media agency. Now almost 10 years old and almost 50 people strong, we are known for working with some of the most enviable clients in the business AND being one of Australia's top employers. At Kaimera, we don't just talk about being a Best Place to Work - we live it, because our people truly are the heart of everything we do. We believe that when you thrive, our clients succeed. If you're looking for meaningful work, a collaborative, no-hierarchy environment, and a place where every contribution is valued, you've found it. Come join a team that's redefining media and having a great time doing it! We invest in our team's success, well-being, and growth. Here's what you can look forward to: - Financial Rewards: Enjoy competitive remuneration and a discretionary bonus after 12 months, ensuring you share in our collective success. - Access to Leadership: Work in a collaborative, no-hierarchy structure with direct access to leadership and the opportunity to work alongside talented, passionate teams. - Flexible Hybrid Work: Benefit from a balanced work schedule, typically spending 4 days a week in our vibrant Richmond office, combining the best of in-person collaboration and flexibility. - Commitment to Growth: Sharpen your skills with training, professional development memberships, and clear career progression opportunities. We actively support you becoming the best in your craft. - Time Off to Celebrate: Get an extra day off with dedicated birthday leave! - Inspirational Office: Enjoy a positive, agile, and inclusive environment right in our bright Richmond office. About HAVAS The Havas Village is a unique model - creative, digital, content, PR, media and partnerships, all under one roof. We build teams around our clients' needs, not our own structures, with offices in Sydney, Melbourne and Brisbane. Our mission? To make a meaningful difference to the brands, businesses and lives of the people we work with. We're proud to be a Great Place to Work Certified company. At HAVAS, we are committed to building a future that is inclusive to all, where you can bring your whole self to work and feel valued, respected, and supported to succeed. We encourage people from diverse backgrounds, identities, beliefs, age, and abilities, including Aboriginal and Torres Strait Islander people, to apply for this or any role with us. We look forward to meeting you! Contract Type : Permanent Here at Havas across the group we pride ourselves on being committed to offering equal opportunities to all potential employees and have zero tolerance for discrimination. We are an equal opportunity employer and welcome applicants irrespective of age, sex, race, ethnicity, disability and other factors that have no bearing on an individual's ability to perform their job.

• Realizar flujos de procesos. • Organizar y optimizar procesos. • Gestionar la satisfacción del cliente. • Coordinar proyectos y asegurar que tanto el cliente como todos los interesados estén satisfechos.

Title: Portfolio Manager II or III Locations: Columbus, OH State College, PA time type Full time Hybrid job requisition id R-101708 Job Description: OH0713 NW Bancshares HQ, PA0725 State College Business Office Job Description Overview The Commercial Portfolio Manager is responsible for the ongoing monitoring process for the Bank's commercial loans to ensure timely and accurate risk ratings and compliance with credit policy, loan agreements, and applicable banking regulations. This individual contributor position interacts closely with and supports Commercial Banking Relationship Managers, as well as other internal personnel, on commercial credit portfolio monitoring working under limited supervision. Construction Loan experience is desirable. Portfolio Manager II or III will be determined based on the candidates knowledge and experience. Essential Functions - Monitor credit performance of individual commercial borrowers ensuring timely escalation or remediation, as appropriate. - Responsible for the timeliness and accurate reporting of the commercial portfolio monitoring activities and adherence to credit policies, procedures and thresholds related to financial statement collection, covenant testing, collateral valuation, annual reviews, and delinquencies. Evaluation of risk associated with non-compliance. - Engage with customers, regularly, to discuss operating performance and business results including covenant compliance. Gain a thorough understanding of the borrowers' business model and industry trends in order to effectively evaluate sources of repayment and accurately assign risk rating. - Collect and review all pertinent credit and financial information, including but not limited to financial statements, tax returns, due diligence reports, credit bureaus, appraisals, internal credit information, industry research and peer data. Determine the need for more thorough investigation or additional information. - Spread financial statements and prepare financial models designed to assess probability of default and loss given default. Document historic and proforma cash flows, covenant calculations, sensitivity analysis, guarantor statement review, and collateral valuation as appropriate. - Analyze financial information and related materials to ensure prudent ongoing credit monitoring for the Bank's commercial loan portfolio. Analyses to include an independent credit quality assessment with well-supported risk rating rationale, identification of credit risks and mitigants, industry concerns, market trends, financial trends, and other pertinent credit issues. Identify emerging risks or material changes in customers financial position, including evaluation of compliance with loan agreements. - Assist in completion of annual reviews, renewals, interim update memos, covenant calculations and criticized asset reviews. Monitor early warning indicators and other forms of credit surveillance. - Present analysis or address questions during credit discussions or presentations. - Liaison between Commercial Banking Relationship Managers, Credit Risk, the Underwriting Team and Special Assets to ensure necessary credit approvals are obtained and appropriately documented and loan operating system reflects accurate commercial loan data. - Document and track key risk indicators associated with monitoring and control procedures and any applicable thresholds. - Ensure compliance with Northwest's policies and procedures, and Federal/State regulations - Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency - Work as part of a team - Work with on-site equipment Qualifications - Bachelor's Degree Accounting, Finance, Economics, or related discipline preferred - Relevant experience in Commercial Lending as a Portfolio Manager, Relationship Manager and/or Credit Officer/Underwriter working with moderate to complex loans and documentation preferred Or - Experience in Commercial Credit or public accounting preferred - Ability to perform financial analysis, assess risk, review documentation, coordinate loan closings and administer construction loans, Extensive - Strong analytical, organizational and critical thinking skills, Extensive - Team-oriented with ability to monitor and manage multiple responsibilities simultaneously, Extensive - Credit risk analysis including assessment of financial statements, collateral valuation, industry review, and risk rating assignments, Extensive Travel Requirements - As Needed for training and occasional team meetings This position is performed onsite Monday - Thursday with Fridays an optional remote day. The pay range for this position is generally $61,500 - $110,000 annually. Actual pay is based on various factors including but not limited to the successful candidate's experience, skills, and knowledge. Additional bonus earning opportunities and benefits are also available. #LI-EK1 Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.