• Act as the dedicated finance partner to the Earn business units, providing proactive financial guidance and commercial challenge to support strategic decisions. • Own end-to-end P&L reporting and analysis for Earn (Flexible, Staking, Loan, Structured Products) — including gross revenue, net revenue, cost of funds, and margin analysis. • Partner with product and business teams on new product launches, pricing decisions, and go-to-market strategies — providing financial feasibility assessments and scenario analysis. • Monitor key business and financial KPIs and produce regular performance insights for senior leadership. • Lead the budgeting, forecasting, and long-range planning cycles for the Earn business verticals. • Identify revenue leakage, cost inefficiencies, and margin improvement opportunities through data-driven analysis. • Collaborate with the Accounting and Treasury teams to ensure accurate accruals, revenue recognition, and balance sheet treatment of Earn liabilities. • Support regulatory and compliance reporting requirements related to Earn products and OTC/Convert transactions across jurisdictions.

Role Description As an Intermediate Underwriter, you’ll play a crucial role in supporting our underwriting team by: - Evaluating and underwriting moderately complex, high-value property and casualty insurance risks in line with company guidelines and risk appetite. - Conducting strategic risk assessments and leveraging market research to inform underwriting decisions. - Building and maintaining strong relationships with brokers and internal stakeholders to support business development. - Mentoring junior underwriters and providing expert guidance to support team capability and consistency. - Representing the company at industry events and ensuring underwriting practices stay aligned with evolving regulations and market trends. Qualifications - Minimum of 3-5 years of progressive underwriting experience within property and casualty insurance sectors. - Strong understanding of risk analysis, pricing strategies, and product development across key segments such as property and casualty insurance. - In-depth knowledge of risk selection methodologies, insurance contracts, rating models, and sources of risk information. - Working knowledge of related areas including claims, risk management, and accounting to enhance underwriting decisions. - Deep familiarity with underwriting philosophies, statutory constraints, technical manuals, and rating programs. - Proficient in Microsoft Office Suite and relevant underwriting systems (e.g., Guidewire), with the ability to adapt to new technologies. - Proven ability to establish and maintain professional, long-term relationships with brokers and internal partners. - Skilled at working with internal teams and brokers to deliver excellent service and optimal underwriting outcomes. - Self-motivated and proactive in identifying and capitalizing on new business opportunities with brokers. - Attentive listener with the ability to respond to broker needs clearly and professionally. - Demonstrated leadership skills, with experience in training, mentoring, and guiding team members. - Strong analytical capabilities, with a proven track record of assessing and managing risks effectively. - Successful history of developing and implementing impactful underwriting strategies. - Consistently applies accuracy, thoroughness, and meticulousness in all aspects of work. - Ability to work independently while effectively collaborating within a team environment. - Open to change, with a focus on continuous improvement and personal development. - Bachelor’s degree in finance, business, or a related field or an equivalent combination of education and experience. - CIP designation completed, actively in progress, or willing to work towards. Requirements - Evaluate and underwrite new and existing business, renewals and endorsements, focusing on moderately complex and high-value property and casualty insurance risks. - Uphold the quality and profitability of the program’s portfolio by adhering to underwriting standards and referring risks beyond delegated authority to supervisory levels. - Work in partnership with other departments to identify key trends and provide strategic recommendations. - Demonstrate commitment to effective risk management by following up on outstanding recommendations and ensuring their implementation. - Analyze large loss events, provide detailed reports, and discuss remediation strategies to mitigate future risks. - Engage in market research to identify emerging trends, enabling the development of innovative product offerings. - Identify potential issues in loss ratios and risk trends. Implement effective strategies to address anomalies and ensure portfolio stability. - Guide and support junior underwriters, enhancing their technical expertise and decision-making capabilities. - Effectively communicate and clarify underwriting business rules and guidelines to brokers. - Address inquiries and provide prompt, clear responses to brokers through both verbal and written channels. - Deliver a superior broker experience characterized by confidence, responsibility, and professionalism. - Stay current with industry trends, emerging developments, and regulatory changes to ensure underwriting practices remain compliant and competitive. - Act as a subject matter expert, representing the company at industry events, forums, and conferences. Benefits - Competitive salary and incentive plan. - Comprehensive health benefits. - Pension plan. - Generous paid time off, including personal days. - Access to diverse learning resources and tuition reimbursement for relevant programs. - Flexible work environment with options for remote, in-office, and hybrid arrangements. - Supportive and diverse team culture. - Opportunities for career growth and development.

• The Financial Analyst II plays an important role in the organization by performing a variety of professional activities related to the organization’s Mortgage and Finance operations. • The role is responsible for business reporting and analysis that helps the management team make appropriate financial business decisions. • Works with internal stakeholders, report requestors, and management to solidify requirements, discuss interpretation of reports, provide feedback, and propose actions for Deliver data so it's understandable from end user perspective. • Support financial management, production and operational leadership. • Identify, analyze, interpret, and communicate trends or patterns in complex datasets. • Effectively convey opportunities, findings, and recommended action items to leadership through both verbal and written communication. • Engage in meaningful discussions regarding business decisions and actions that lead to desired financial and production outcomes. • Follow up on decisions made during discussions. • Effectively communicate information by compiling and summarizing data- sometimes using multiple sources and creating presentation of findings utilizing all analytics tools- including but not limited to Excel, Power Point, and BI tools. • Maintain financial models/dashboards and reporting packages including but not limited to P&L, pro formas, and production and operations KPI's. • Review reporting to be sure it continues to meet the needs for current processes and data collection practices. • Ensures data is accurate, consistent and reliable in all reporting created and used (including in BI tools). Help solve issues with accuracy, data integrity and data consistency. • Develop and implement data collection systems and other strategies that optimize data quality and efficiency. • Maximize these efforts using technology, BI tool and other automation. • Support Senior Financial Analysts, Financial Management and work cross-functionally to provide support. • Crosstrain in the duties of other Financial Analysts and provide back-up coverage in their absence. • Perform other duties as assigned.

• Review every shipment for quote and billing accuracy • Identify and dispute incorrect or unauthorized carrier charges • Prepare weekly shipment billing and invoice processing • Perform full-cycle Accounts Payable (AP) and Accounts Receivable (AR) functions • Create and send weekly invoices accurately and on time • Manage QuickBooks Online, including reconciliations and transaction reviews • Communicate regularly with external accountants and financial partners • Support quarterly tax preparation and year-end 1099 processes • Manage weekly payroll processes using Deel • Coordinate payroll communications across multiple U.S. states • Ensure payroll compliance, tax withholdings, and state-related requirements are properly managed • Handle new employee registrations and onboarding coordination • Coordinate background checks through Checkr • Manage annual company licenses, registrations, and commercial insurance renewals • Process new orders using established operational procedures • Generate and manage: BOL numbers PRO numbers Carrier assignments • Prepare shipping and logistics documentation as needed • Support additional operational tasks requested by the Sr. Operations Manager • Manage vendor relationships and carrier communications • Negotiate and dispute billing discrepancies independently with U.S.-based vendors and carriers • Monitor operational accuracy across shipments and logistics workflows • Maintain organized operational and financial documentation • Maintain operational spreadsheets, reports, and tracking systems • Work extensively within: • Gmail • Google Docs • Google Sheets • Follow and improve financial and operational SOPs • Ensure all processes are documented clearly and accurately