• Provide insights into the consolidated ECS P&L, operating unit performance, growth and profitability metrics, balance sheet considerations, and key financial KPIs • Translate complex financial and operational information into clear, executive-ready analyses and presentations • Support business decisions through financial modeling, scenario analysis, and sensitivity analysis that highlight risks, opportunities, and trade-offs across the ECS portfolio • Support end-to-end financial planning and performance management processes for ECS, including the Strategic Plan, Operating Plan, recurring forecasts, and executive financial reviews • Support forecasting, reporting, and business review activities that provide accurate insight into consolidated ECS results as well as operating unit-level performance and drivers • Develop and maintain dashboards and KPIs that improve visibility into ECS portfolio performance, operating unit results, innovation, productivity, and cost management • Identify emerging trends, growth opportunities, and risks, and translate them into practical insights and recommendations for ECS leadership • Provide clear and consistent visibility into financial and operational performance to support accountability and informed decision-making across ECS and its operating units. • Foster strong collaboration across the ECS finance community by promoting open dialogue, partnership, and best-practice sharing

• Assist the GCFF team with the loan application process by collecting and organizing required documents from internal teams and/or external parties, as well as performing basic data entry to help ensure accuracy and completeness of application information. • Help create and maintain electronic and physical loan files to support the timely progress of each loan by indexing and organizing documents according to established procedures and updating file checklists and following up on missing items as directed. • Support the underwriting process by preparing and updating simple financial data templates, spreadsheets, and schedules under the guidance of more senior team members. • Assist in gathering financial statements and other supporting documentation. • Assist with initial set-up of the Credit Approval Memo (CAM) by entering standard information and attaching required supporting documents as directed by the underwriting team. • Pull and compile required third-party reports, such as credit reports, background checks, and other due diligence documentation. • Support loan closing and post-closing activities that include assisting with imaging and indexing of closing documents. • Review documents for completeness against standard checklists, escalating discrepancies to senior staff. • Assist the Disbursements and Construction teams by processing routine disbursement and construction draw documentation under close supervision. • Maintain accurate records of disbursement activity. • Partner with servicing specialists and other team members to facilitate the exchange of information and documents. • Respond to basic internal inquiries and route more complex questions to appropriate staff. • Participate in cross-training opportunities to learn about other areas of the department and company operations. • Support and adhere to all internal policies, procedures, and practices related to risk management, compliance, and the overall safety and soundness of the bank. • Comply with all BSA/AML/OFAC regulations and guidelines, as well as Franchise Finance group policies and procedures. • Perform various administrative and clerical tasks to support department operations, including scheduling meetings, preparing standard reports, and maintaining logs and tracking sheets. • Assisting with special projects based on business needs and/or assigned by management.

• Leading the mid-year re-forecasting process and setting budgets • Quantifying the size of supply chain initiatives • Crafting month-end management reporting packs • Identifying budget variances and building mitigation plans • Facilitating conversations with stakeholders to elevate financial literacy • Leveraging operating systems to improve our source of truth

Role Description As a Commercial Property and Casualty Underwriter III, you’ll play a crucial role in supporting our underwriting team by: - Evaluating and underwriting moderately complex, high-value property and casualty insurance risks in line with company guidelines and risk appetite. - Conducting strategic risk assessments and leveraging market research to inform underwriting decisions. - Building and maintaining strong relationships with brokers and internal stakeholders to support business development. - Mentoring junior underwriters and providing expert guidance to support team capability and consistency. - Representing the company at industry events and ensuring underwriting practices stay aligned with evolving regulations and market trends. Qualifications - Minimum of 5+ years of commercial underwriting experience within property and casualty insurance sectors. - Strong understanding of risk analysis, pricing strategies, and product development across key segments such as property and casualty insurance. - In-depth knowledge of risk selection methodologies, insurance contracts, rating models, and sources of risk information. - Working knowledge of related areas including claims, risk management, and accounting to enhance underwriting decisions. - Deep familiarity with underwriting philosophies, statutory constraints, technical manuals, and rating programs. - Proficient in Microsoft Office Suite and relevant underwriting systems (e.g., Guidewire), with the ability to adapt to new technologies. - Self-motivated and proactive in identifying and capitalizing on new business opportunities with brokers. - Attentive listener with the ability to respond to broker needs clearly and professionally. - Demonstrated leadership skills, with experience in training, mentoring, and guiding team members. - Strong analytical capabilities, with a proven track record of assessing and managing risks effectively. - Successful history of developing and implementing impactful underwriting strategies. - Consistently applies accuracy, thoroughness, and meticulousness in all aspects of work. - Bachelor’s degree in finance, business, or a related field or an equivalent combination of education and experience. - CIP, FCIP, CRM or CIC designation completed, actively in progress, or willing to work towards. Requirements - Evaluate and underwrite new and existing business, renewals and endorsements, focusing on moderately complex and high-value property and casualty insurance risks. - Uphold the quality and profitability of the program’s portfolio by adhering to underwriting standards and referring risks beyond delegated authority to supervisory levels. - Work in partnership with other departments to identify key trends and provide strategic recommendations. Aim to achieve positive outcomes for clients, brokers, and the company. - Demonstrate our commitment to effective risk management by following up on outstanding recommendations and ensuring their implementation. - Analyze large loss events, provide detailed reports, and discuss remediation strategies to mitigate future risks. - Engage in market research to identify emerging trends, enabling the development of innovative product offerings. - Identify potential issues in loss ratios and risk trends. Implement effective strategies to address anomalies and ensure portfolio stability. - Guide and support junior underwriters, enhancing their technical expertise and decision-making capabilities. - Effectively communicate and clarify underwriting business rules and guidelines to brokers, ensuring a shared understanding and adherence to established standards. - Address inquiries and provide prompt, clear responses to brokers through both verbal and written channels, facilitating effective and efficient communication. - Deliver a superior broker experience characterized by confidence, responsibility, and professionalism, reinforcing the company's reputation for excellence in the industry. - Stay current with industry trends, emerging developments, and regulatory changes to ensure underwriting practices remain compliant and competitive. - Act as a subject matter expert, representing the company at industry events, forums, and conferences to enhance the company's reputation and deepen industry engagement. Benefits - Competitive salary and incentive plan. - Comprehensive health benefits. - Pension plan. - Generous paid time off, including personal days. - Access to diverse learning resources and tuition reimbursement for relevant programs. - Flexible work environment with remote, in-office, and hybrid arrangements. - Supportive and diverse team culture. - Alignment with an organization committed to making a difference in the communities we serve.