• Elicit, analyze, document, and validate functional and non-functional requirements related to Open Finance solutions • Translate business needs into clear, complete, and traceable requirements (User Stories, Use Cases, Functional Specifications) • Collaborate with Product Owners, architects, developers, QA, security, and business areas • Ensure adherence to the standards of the Brazilian Open Finance ecosystem (governance, security, consent, APIs, and data) • Support the definition and validation of consent flows and user journeys • Actively participate in agile ceremonies (refinement, planning, daily stand-ups, and reviews) • Perform impact analysis in response to regulatory changes and functional evolutions • Support functional testing, UATs, and homologations • Maintain up-to-date documentation, ensuring end-to-end traceability

Role Description The Senior Cyber & Technology Risk Underwriter is responsible for underwriting transactional Cyber and Technology Errors & Omissions risks while driving growth and profitability within an assigned territory. This role builds and manages strong broker relationships, provides market insight in a rapidly evolving cyber risk landscape, and positions the organization as a leader in the primary cyber market. The Senior Underwriter partners closely with internal stakeholders to support product, coverage, and pricing initiatives and advance cyber capabilities. Key Responsibilities - Underwrite new business and renewal Cyber and Technology E&O risks within assigned authority - Rate, quote, and bind new business originating from broker partners in the assigned territory - Maintain underwriting excellence and deliver a superior experience for brokers and insureds - Establish, manage, and grow trading relationships with key broker partners - Represent the organization at broker meetings and industry events to drive new and renewal business - Track broker engagement and develop strategies to strengthen market presence and positioning - Provide market intelligence and insight to support growth across cyber and specialty products - Participate in internal discussions and working groups to advance cyber services and offerings - Collaborate with internal partners to support product, coverage, and rate enhancements - Ensure audit compliance and adherence to underwriting guidelines, standards, and authority levels Qualifications - Bachelor’s degree in Risk Management, Marketing, Computer Science, Engineering, or a related discipline - Five or more years of experience in the insurance and/or reinsurance industry - Three or more years of cyber liability underwriting experience, with additional experience in cyber-related areas such as claims, product administration, underwriting, or cybersecurity - Commercial underwriting and/or insurance marketing experience - Established broker relationships within an assigned territory - Experience underwriting Cyber, Technology E&O, or other Management Liability products, including Crime and MPL (carrier or consulting environment preferred) Requirements - Strong analytical and strategic thinking capabilities - Excellent organizational and prioritization skills - Proven relationship-management and business-development abilities - Strong understanding of insurance concepts and underwriting principles - Ability to influence and collaborate effectively with internal and external stakeholders - Strong verbal and written communication skills Benefits - Health insurance coverage - Employee wellness program - Life and disability insurance - Retirement savings plan - Paid holidays - Paid time off (PTO)

Role Description The Cyber & Technology Risk Underwriter I is responsible for underwriting transactional Cyber and Technology Errors & Omissions risks while supporting the growth and profitability of the cyber portfolio. This role partners closely with agents, brokers, and internal business development teams to expand the book of business, provide market insight in a rapidly evolving segment, and support product, coverage, and rate initiatives. The position also plays a key role in supporting alternative distribution channels and strategic partnerships. Key Responsibilities - Underwrite new business, renewals, and endorsements for Cyber and Technology E&O risks - Quote, rate, bind, and issue policies, including interim policy changes throughout the policy lifecycle - Support execution of short‑ and long‑term underwriting and portfolio objectives - Monitor, evaluate, and recommend improvements to underwriting processes for direct cyber products and MGA partnerships - Provide market insight and recommend coverage or rate changes based on evolving cyber risk trends - Collaborate internally to implement product, coverage, and pricing updates - Manage marketing efforts and track cyber‑related client management activities - Partner with internal business development teams and external agents to drive new business - Meet with internal stakeholders and external partners to educate and train on cyber products - Ensure audit compliance and adherence to underwriting guidelines, standards, and authority levels Qualifications - Bachelor’s degree in Risk Management, Marketing, Computer Science, Engineering, or a related discipline, or equivalent work experience - Three or more years of experience in the insurance and/or reinsurance industry - One or more years of cyber liability underwriting experience preferred - Experience in commercial underwriting and/or insurance marketing - Experience in Cyber, Technology E&O, or Management Liability (carrier or consulting environment preferred) - IT or cybersecurity‑related experience preferred - CPCU, RPLU, or other relevant insurance designation preferred Requirements - Strong analytical and problem‑solving abilities - Excellent organizational and time‑management skills - Strong interpersonal and relationship‑building capabilities - Ability to collaborate effectively across teams and stakeholders - Solid understanding of insurance concepts and underwriting principles - Strong verbal and written communication skills Benefits - Health insurance coverage - Employee wellness program - Life and disability insurance - Retirement savings plan - Paid holidays - Paid time off (PTO)

• Develop and maintain customer relationships in middle market companies • Originate new customer relationships through direct channels • Evaluate financial position of clients and transaction structure • Partner with credit and documentation teams to meet service expectations • Monitor existing client creditworthiness and market dynamics