Role Description As the Business Finance Director, your main role is to ensure that the company acquires profitable new business and that we properly track such expected profitability from business award to program launch. This is not a passive reporting role; it is a technical costing leadership position. You will lead the Cost Estimating group, the Program Management Finance lead, and the Commercial Finance lead. This is a key leadership role since it will have to bring to light with data those situations where we deviate from commercial, engineering, or operational assumptions. Key Responsibilities - Cost Estimating: - Cost Estimating Manager will directly report to you, which involves the responsibility of keeping the RFQ and ECN process on track. - Assess the workload of the costing team and recommend resource balancing to support fluctuating program demands. - Cost Estimating systems: currently, we use QMS for new quotes and CES for awarded business. However, these systems are old, need to be optimized, and ultimately replaced with more capable, less manual intensive, technology. - Quote modelling: critically review plant-provided costs and develop concerted cost models that are realistic, achievable, and do not cover inefficiencies that would put our company at a competitive disadvantage. - Gap Resolution: work directly with Commercial or Operations to troubleshoot and resolve price/costing discrepancies, ensuring the program remains at or above the awarded EBITDA. - Mentor staff to ensure they don't just "input data" administrators but truly understand the cost drivers in an automotive interior environment. - Program Management Finance: - Program Finance Manager will directly report to you, which involves the responsibility of supporting program managers' financial needs. - Program Management financial template standardization, so all key metrics of program profitability can be tracked from award to post-launch by each manager. - Funding Oversight for Capital, ED&T, and launch cost to flag overspending and control the governance of funding reallocation when required. - Partner with Sales to ensure customer-funded expenditures (Tooling/Price) are protected. - Commercial Finance: - Commercial Finance Manager will directly report to you, which involves the responsibility of supporting Business managers' financial needs and commercial roadmaps for both commercial recoveries and secured revenue forecasting. - Price determination modeling using best available information. - Arbitrage using data when gaps between competitive pricing and costing arise; recommending resolution to the ELT. Qualifications - Experience: 10+ years in Tier 1 Automotive Finance or Cost Engineering (Interiors/Seating preferred). Good track record on development and implementation of cost estimating/quoting/cost modelling tools. - Subject Matter Expertise: Deep "shop-floor" understanding of manufacturing costs. You must be able to challenge a plant's cost assumptions with data-driven benchmarks. - Leadership: Experience managing a distributed team and the ability to negotiate with General Managers and Plant Controllers. - Analytical Skills: Advanced mastery of ECN impact tracking, PAR/CapEx management, and complex intercompany sales.

• support the preparation, consolidation, and analysis of annual budgets, monthly forecasts, and long-range planning across multiple business units • analyze monthly actuals vs. budget and forecast, identify key variances, and deliver meaningful, decision-ready commentary to senior stakeholders • maintain and administer OneStream, managing data inputs across multiple business units and building reports used in monthly financial reporting and planning processes • develop and maintain financial models and dashboards that provide real-time, actionable insights into business performance • ensure accuracy across all reporting and analytics efforts, applying a rigorous check-and-balance process to every deliverable before it reaches leadership • prepare regular and ad hoc financial reports and presentations for executive leadership and private equity sponsors, as well as quarterly financial reports for lenders • champion the adoption of AI tools and Microsoft Copilot to streamline financial workflows, automate reporting tasks, and introduce best-in-class operational practices across the team

• Independent operational and technical responsibility for ongoing financial accounting • Drive efficiency and digitalization of finance processes as part of global process harmonization • Ensure proper bookkeeping in accordance with the German Commercial Code (Handelsgesetzbuch, HGB) and contribute to monthly, quarterly and annual financial statements • Support coordination of internal and external audits by auditors and tax advisors and prepare relevant documentation • Collaborate with Controlling and participate in budget, forecast and investment planning, as well as analyze financial KPIs to derive sound recommendations for action • Responsible for processing, monitoring and securing payment flows to ensure liquidity • Support optimization of working capital and risk management • Ensure compliance with legal requirements and internal policies and contribute to the further development of internal control systems

Role Description The Senior Non-QM Underwriter is responsible for reviewing and evaluating complex residential mortgage loan applications that fall outside of Non-Qualified Mortgage (NQM) standards. This role requires advanced underwriting expertise to assess layered risk, analyze alternative income documentation, and make sound credit decisions in accordance with investor guidelines and company policies. The ideal candidate thrives in a flexible lending environment and demonstrates strong judgment, accuracy, and efficiency. - Underwrite complex transactions to ensure the loan meets established underwriting guidelines for Full & Alt doc programs: 1099, bank statement, DSCR, asset utilization, P&L, etc. - Perform detailed analysis of borrower credit, income, assets, and collateral to determine overall risk and loan eligibility. - Apply investor guidelines and internal overlays to make sound, well-documented underwriting decisions. - Evaluate loan-to-value ratios, debt-to-income ratios, and other financial indicators to make informed decisions. - Conduct thorough risk assessments to identify potential issues or red flags. - Issue loan decisions to our business partners in a clear and concise manner. - Provide exceptional customer service to both our internal and external customers, including but not limited to answering loan specific questions on agency programs, reviewing program requirements within established SLAs, and ensuring collaboration with loan officers, processors, and other stakeholders to resolve issues and ensure complete loan files. - Stay current on NQM regulations, investor updates, and industry best practices. - Stay updated on industry trends, regulations, and best practices related to mortgage underwriting. Qualifications - Minimum 3 years of experience (recent experience within the last 2 years) in Mortgage Lending, with at least 2 years of experience as a NQM Underwriter. - FHA Chums and/or VA Lapp SAR recommended but not required. - Encompass experience is required. - Recent manual underwriting experience in the mortgage industry. - Proficient in self-employment income calculations and guidelines. Preferred Qualifications - Recent manual underwriting experience in the mortgage industry. - Proficient in self-employment income calculations and guidelines. Work Environment This role is fully remote and performed from the employee’s home or another approved off-site location. The company provides essential equipment such as computer, headset, and webcam. A reliable internet connection and a quiet, professional workspace are expected. Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to communicate via oral and written communication, such as phone calls, emails, and ticketing systems. The employee frequently is required to stand, walk, use hands and fingers and reach with hands and arms. This role may require long periods of sitting at a desk and working on a computer. The employee may occasionally be asked to pick up and/or move up to 15 pounds. Duties Disclosure The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities or physical requirements. Nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time, with or without notice. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.