Role Description The Senior Data Governance Specialist encompasses comprehensive subject matter expertise in data governance principles, practices and processes, and their application in business contexts. This includes: - Data management concepts - Organizational data flows - Applicable legislative and regulatory considerations - The impact of data quality on business operations This role develops and maintains data governance frameworks, standards, and policies, while working closely with data architecture to understand the technology environment for both data governance and the data itself. Responsibilities include: - Supporting the delivery of the Data Governance Program by executing day-to-day operations - Coordinating working groups - Ensuring consistent application of governance practices across ANBL and CNB - Being the first point of contact for Data Owners, Stewards, and Custodians - Collaborating with them to implement program activities, monitor data quality, and provide timely support in all data quality and governance matters - Driving organizational change and securing buy-in for the Data Governance program Qualifications - Post-secondary degree in Business Administration, Information Management, or Technology - 5+ years of experience in defining and supporting data governance initiatives - Expert knowledge in data governance frameworks and principles - Strong familiarity with data administration, data warehousing, and data movement tools - Knowledge of privacy, security, and compliance requirements related to data - Strong analytical skills, strategic thinking, and problem-solving - Excellent communication and interpersonal skills, with the ability to influence stakeholders - Strong organizational skills and attention to detail, with the ability to manage multiple priorities - Commitment to confidentiality and discretion - Proficiency in Excel and Visio (or other equivalent data analysis and process design tools) Requirements - Bilingualism in both official languages is an asset, but not required - The successful candidate must be based in New Brunswick, remote work is possible - Semi-regular travel for meetings and project work may be required Benefits - Comprehensive benefits package, including medical and dental coverage - A generous pension plan - Access to a Health Spending Account or Wellness Subsidy - Opportunities to utilize flexible work arrangements, such as remote or hybrid work

Now, more than ever, the Toast team is committed to our customers. We’re taking steps to help restaurants navigate these unprecedented times with technology, resources, and community. Our focus is on building the restaurant platform that helps restaurants adapt, take control, and get back to what they do best: building the businesses they love. And because our technology is purpose-built for restaurants, by restaurant people, restaurants can trust that we’ll deliver on their needs for today while investing in experiences that will power their restaurant of the future. Bready* to make a change? The Fintech Risk team at Toast is responsible for driving risk informed growth for the rapidly expanding Toast Fintech line of business. We are seeking a Principal Credit Risk Analyst to lead the evaluation, monitoring, and optimization of credit risk across our lending portfolio. This role will be critical in balancing growth opportunities with prudent risk management, ensuring sustainable performance of both existing and new lending products. You’ll leverage data, advanced analytics, and cross-functional collaboration to shape how Toast assesses and manages credit risk. Your work will directly influence product design, portfolio performance, and the financial health of our merchant partners. About this roll* (Responsibilities) Credit Risk Strategy & Portfolio Management - Lead the design and execution of Toast’s credit risk strategy across multiple lending products and lifecycle stages. - Develop and refine risk frameworks, policies, and performance metrics that balance growth and credit quality. - Monitor and interpret portfolio performance, identifying emerging risks, opportunities, and portfolio optimization levers. Product Growth & Innovation - Partner with Product, Finance, Data Science, and Operations to launch and scale new lending products responsibly - Define credit strategies that align with growth targets while maintaining risk appetite - Support pricing, underwriting, and account management strategies to optimize customer acquisition and retention Analytics & Decisioning - Build and enhance risk models (scorecards, forecasting, loss models) leveraging advanced analytics - Perform deep-dive portfolio analyses to support data-driven decision-making - Evaluate external data sources, credit bureaus, and alternative data providers to strengthen risk assessment Governance & Reporting & Leadership - Ensure alignment with regulatory requirements and internal risk management frameworks - Deliver clear, actionable insights to senior leadership and governance committees. - Represent the Fintech Risk team as a thought leader, mentoring analysts and influencing decision-making across the organization. Do you have the right ingredients*? (Requirements) - - 8+ years of experience in credit risk strategy, analytics, or portfolio management, ideally within fintech, SMB lending, or financial services. - Masters Degree or higher in a quantitative field (Mathematics / Statistics / Economics / Finance / Operations Research, etc) - Proven track record in managing and scaling lending products across lifecycle stages - Strong proficiency in statistical/analytical tools (SQL, Python, R, SAS, or similar) and data visualization tools (Tableau, Hex, or similar) - Experience with credit risk analytics/modeling, stress testing, and portfolio management - Proficient verbal and written communication skills for interpreting analytic results to technical and non-technical audiences - Exceptional problem-solving and critical-thinking ability - Strong communication skills with the ability to influence stakeholders across all levels - Leadership presence with experience mentoring analysts or leading cross-functional initiatives AI at Toast At Toast we’re Hungry to Build and Learn. We believe learning new AI tools empowers us to build for our customers faster, more independently, and with higher quality. We provide these tools across all disciplines, from Engineering and Product to Sales and Support, and are inspired by how our Toasters are already driving real value with them. The people who thrive here are those who embrace changes that let us build more for our customers; it’s a core part of our culture. Our Spread* of Total Rewards We strive to provide competitive compensation and benefits programs that help to attract, retain, and motivate the best and brightest people in our industry. Our total rewards package goes beyond great earnings potential and provides the means to a healthy lifestyle with the flexibility to meet Toasters’ changing needs. Learn more about our benefits at https://careers.toasttab.com/toast-benefits. The base salary range for this role is listed below. The starting salary will be determined based on skills, experience, and geographic location. In addition to base salary, our total rewards components include cash compensation (overtime, bonus/commissions if eligible), equity, and benefits. You can learn more about how we align pay with local labor markets in our Geographic Pay Zone Philosophy. Zone A $128,000—$205,000 USD Zone B $112,000—$179,000 USD Zone C $101,000—$162,000 USD How Toast Uses AI in its Hiring Process Throughout the hiring process, our goal is to get to know you. We use AI tools to support our recruiters and interviewers with tasks like note-taking, summarization, and documentation of interviews to ensure they can be fully focused on your conversation. All hiring decisions are made by people. Diversity, Equity, and Inclusion is Baked into our Recipe for Success At Toast, our employees are our secret ingredient—when they thrive, we thrive. The restaurant industry is one of the most diverse, and we embrace that diversity with authenticity, inclusivity, respect, and humility. By embedding these principles into our culture and design, we create equitable opportunities for all and raise the bar in delivering exceptional experiences. We Thrive Together We embrace a hybrid work model that fosters in-person collaboration while valuing individual needs. Our goal is to build a strong culture of connection as we work together to empower the restaurant community. To learn more about how we work globally and regionally, check out: https://careers.toasttab.com/locations-toast. Apply today! Toast is committed to creating an accessible and inclusive hiring process. As part of this commitment, we strive to provide reasonable accommodations for persons with disabilities to enable them to access the hiring process. If you need an accommodation to access the job application or interview process, please contact candidateaccommodations@toasttab.com. ------ For roles in the United States, it is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

Field Risk Engineering Consultant 100% Remote Brea, CA Los Angeles, CA Full time We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future. At The Hartford, our Risk Services organization exists to help people and businesses thrive by working directly with customers to assess risk, improve resilience, and deliver practical risk mitigation solutions that make a measurable difference. We partner with customers throughout their lifecycle to identify exposures, reduce losses, and strengthen operational performance—combining consultative expertise, technology enabled risk solutions, and data driven insights to improve outcomes before and after a loss. By integrating risk assessment, prevention, and recovery with the broader insurance experience, we help customers protect what matters most while building trust, long-term value, and sustainable advantages for both our customers and our enterprise.​ As a Field Consultant, you will serve as a trusted risk advisor who partners with customers, underwriters, and distribution partners to identify and mitigate risk while supporting profitable growth. In this role, the consultant conducts multi‑line risk assessments and surveys, delivers practical, data‑driven risk mitigation services, and translates complex exposures into clear insights that inform underwriting decisions and customer actions. By collaborating closely with underwriting and participating in sales, renewal, and stewardship engagements, the field consultant helps differentiate The Hartford in the marketplace by demonstrating how proactive risk engineering, prevention strategies, and tailored solutions improve customer resilience, loss outcome.​ ​ Join us to continuously learn, expand your technical and consultative capabilities, and shape the future of risk engineering while delivering meaningful outcomes for customers and the enterprise. ​ This role offers a remote or hybrid work arrangement, with the expectation of coming into an office as business needs arise. ​ This role offers a remote work arrangement but requires the candidate to reside in Southern, CA to effectively support regional operations, clients, and partners. ​ Job requires travel for client site surveys and/or agency meeting/presentations. Travel could involve car and air travel (estimate 20-40%).​ ​ This position can be hired at various levels depending upon background and experience. Responsibilities:​ Strategic Risk Advisory & Consulting​ - Act as a strategic risk advisor, partnering with clients to proactively identify emerging risks and cocreate practical, value-added mitigation solutions​ - Demonstrate customer centricity and empathy by tailoring recommendations to each client’s industry, risk profile, and business priorities​ Risk Assessment & Service Execution​ - Conduct risk assessments and consultations across multi lines of insurance using onsite, hybrid, and virtual/digital delivery models​ - Develop and execute data driven service plans that address loss drivers, operational exposures, and client business objectives​ Communication & Influence​ - Translate complex technical findings into clear, compelling insights using storytelling with data for clients, agents, and underwriting partners​ Digital Enablement & Innovation​ - Leverage digital tools, analytics, and emerging technologies (e.g., dashboards, virtual tools, AI enabled insights) to enhance service quality, efficiency, and customer experience​ - Contribute to a culture of innovation, knowledge sharing, and continuous improvement within Risk Engineering​ Collaboration & Growth Enablement​ - Collaborate cross functionally with underwriting, claims, sales, data, and technical experts to deliver integrated risk solutions​ - Identify opportunities to expand Risk Services offerings and support profitable growth​ Learning & Talent Development (by level)​ - Engage in continuous learning to stay current on industry trends, emerging risks, and evolving technologies​ - Mentor, coach, and support less experienced risk engineering consultants as appropriate by role level​ ​ Education, Professional Credentials and Experience - 3+ Years progressive experience in risk engineering, safety, loss control, or related consulting roles, with scope and complexity aligned to role level - Bachelor’s degree (BA/BS) strongly preferred in Safety, Engineering, Industrial Hygiene, Risk Management, Environmental Health, or a related technical discipline OR equivalent combination of education and experience Qualifications​: - Combination of education and experience (High School diploma required) - Strong ability to assess risk, interpret loss data, identify trends, and develop targeted mitigation strategies​ - Comfort using digital tools, analytics, and technology‑enabled platforms to deliver risk engineering services​ - Demonstrated customer‑centric mindset with the ability to understand client priorities and tailor solutions accordingly​ - Proven ability to provide proactive consultation, including anticipating client needs and influencing adoption of recommendations​ - Strong storytelling with data skills — translating technical findings into meaningful business insights​ - Advanced written and verbal communication skills, including preparation of technical reports and delivery of client‑facing presentations​ - Ability to collaborate effectively across underwriting, claims, sales, agents, brokers, and technical partners​ - Digital fluency, including willingness to learn and adopt new tools, platforms, and AI‑enabled capabilities​ - Strong commitment to continuous learning, with curiosity and initiative to expand technical expertise, strengthen consultative capabilities, and adopt new digital and AI-enabledtools to enhance customer impact. ​ - Ability to achieve or maintain at least one professional safety or risk management certifications (e.g., CSP CIH, ARM, CPCU, CHST) Compensation The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is: $95,360 - $143,040 The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience. Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

• Partner with business and technical teams to establish and operationalize data governance practices • Influence how data is defined, captured, and used across multiple lines of business • Drive improvements in data quality, integrity, and consistency through root cause analysis and stakeholder collaboration • Define and maintain data definitions, metadata, and lineage to ensure transparency and trust • Support the rollout and adoption of data governance tools (e.g., cataloging, data quality platforms) • Help shape AI-ready data practices, ensuring data is structured, complete, and fit for advanced analytics • Embed governance standards into day-to-day workflows—not just policies on paper • Contribute to data privacy, compliance, and risk mitigation efforts • Establish visibility into data health through metrics, monitoring, and reporting • Act as a key driver in building a culture where data is treated as a strategic asset