• Conduct and maintain risk assessments and RCSAs across Kraken's core and emerging product lines, identifying key risk exposures and recommending appropriate controls and mitigants • Perform risk assessments for Kraken's regional entities, working with regional and global stakeholders to understand the regulatory, operational, and market risk environment • Contribute to the development and ongoing maintenance of Kraken's enterprise risk taxonomy, risk appetite framework, and key risk indicator (KRI) reporting • Own and oversee the regulated entity risk management framework, including risk appetite setting, risk taxonomy, and governance structures. Lead the identification, assessment, monitoring, and reporting of all material risk types, including operational, regulatory, liquidity, safeguarding, outsourcing, ICT, and conduct risks. Ensure alignment with applicable regulatory frameworks, including MiCAR, E-Money Regulations, and DORA. • Partner with Product and Engineering teams to embed risk considerations early in the product development lifecycle, providing guidance on risk implications of new features, products, and initiatives • Drive proactive identification and escalation of emerging risks, ensuring timely visibility for senior management and relevant governance bodies • Leverage GRC tooling and data analytics to support risk monitoring, reporting, and the automation of risk program activities at scale • Monitor the risk environment for developments — including MiCAR and broader digital asset regulatory obligations — that may affect Kraken's product or regional risk profile • Serve as the primary point of contact for risk-related engagement with the Central Bank of Ireland and other relevant regulators. Lead the preparation and delivery of risk reporting to the Board and its committees, and support regulatory submissions, reviews, and inspections as required. • Prepare clear, concise risk reporting for senior leadership, risk committees, and relevant governance bodies that articulates the key drivers of Kraken's risk landscape • Operate independently across a broad range of risk activities, adding meaningful value while maintaining a collaborative working style with PCFs and senior management • Foster a culture of risk awareness across the organization by collaborating with cross-functional partners and contributing to risk training and education efforts

• Setting up and adjusting templates • Monitoring and controlling events in real time • Removing and suspending events as required • Adjusting coefficients and working with betting lines • Setting up bookmakers for leagues and sports • Calculating events and markets • Checking participant names and translations • Interacting with other betting departments • Maintaining the knowledge base • Interacting with operators • Managing bet control processes • Conducting initial player analysis • Analyzing product performance across sports and leagues • Conducting competitive analysis • Testing and participating in the development of new Sportsbook products.

• Define and maintain the Bank's enterprise risk management framework, including risk appetite statement, risk assessment methodology, and aggregated risk reporting • Lead the ERM Program team in executing enterprise risk assessments; maintaining risk and control inventories and gap tracking; and measuring risk quantitatively via key risk indicators for all risk categories • Ensure consistent quantitative and qualitative risk identification, assessment, and measurement methodologies • Direct the team's work on risk committee and board reporting, policy management, and ERM program maintenance and execution • Direct the Operational Risk Program activities, ensuring consistent assessment methodology is applied across all product lines and providing actionable analysis and insights on high risk areas requiring action • Serve as a senior point of escalation and relationship manager for external stakeholders including OCC examiners, internal and external auditors, capital markets partners, and lending partners • Develop, manage, and hire for the ERM Program and Operational Risk Program teams

• Establish the Bank's treasury risk oversight program, including frameworks, policies, risk metrics, limits, and monitoring processes for liquidity, interest rate, price, and capital management risk • Provide independent second-line review, challenge, and oversight of the first-line Bank Treasury team’s activities — including cash flow management, ALM, balance sheet positioning, stress testing, and investment portfolio management • Deliver credible challenge to the Bank Treasury team’s assumptions, methodologies, stress scenario designs, and risk limits, consistent with the risk appetite and risk profile of the organizationPrepare and deliver ALCO and board and board risk oversight committee reporting on treasury risk exposures, trends, and stress testing outcomes; serve as escalation point for treasury risk issues to the CRO • Hire and develop support for the treasury risk oversight team, defining team objectives, roles and responsibilities, and professional development goals • Serve as primary second-line point of contact for OCC examiners, external auditors, and other senior external stakeholders on treasury risk topics