Wave Mobile Money logo
Wave Mobile Money

Wave is building a cashless Africa in Senegal, Cote d'Ivoire, Uganda, Burkina Faso, Gambia & Mali. Find us @www.wave.com

Portfolio Manager

ManagerManagerFull TimeRemoteLeadTeam 501-1,000Since 2017H1B SponsorCompany SiteLinkedIn

Location

Worldwide

Posted

60 days ago

Salary

0

Seniority

Lead

Bachelor Degree8 yrs expEnglish

Job Description

Portfolio Manager

Wave Mobile Money

• Work to maximize the growth and profitability of Wave’s consumer and merchant Financial Service products across our markets • Deeply understand customer usage and behavior towards the product suite, to generate insights which can be actioned into growth opportunities, across the customer lifecycle from acquisition to retention. • Turn insight into action by experimenting and testing and rapidly scaling successful pilots, in partnership with product, marketing and growth team • Create frameworks to track and monitor key performance indicators and identify trends that impact on business performance • For the lending portfolio, ensure we optimize our approach both underwriting (who to lend to) and line assignment (how much to lend) • Rigorously deep dive into performance of each lending product, against a full KPI scorecard - driving root analysis of what is working well, and what needs to be optimized • Identify relevant data sources to support risk modeling, in markets where traditional sources such as credit risk bureaus are often limited • Develop collections and recovery strategies • Monitor and track market and macroeconomic trends

Job Requirements

  • 8+ years of experience in lending in a portfolio management, credit risk or commercial management position, in a financial services or fintech company
  • Experience in other financial products such as savings, insurance or payments is a strong advantage
  • Excellent data analysis and interpretation skills
  • Have a proven ability to create, implement and monitor credit risk strategies, with experience of using non-traditional data sources to create credit decisioning frameworks
  • Track record operating across multiple markets or regions
  • Strong written and verbal communication skills

Benefits

  • Subsidized health insurance for you and your dependents and retirement contributions (both vary from country to country)
  • 6 months fully paid parental leave and subsidized fertility assistance
  • Unlimited vacation with a 20-day minimum requirement
  • $10,000 annual charitable donation matching

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Point Digital Finance, Inc. logo

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AOA logo

Client Success Manager

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Legrand North America logo

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