Position: Credit Analyst  Salary: PHP 100,000 - 140,000 Working Hours & Conditions Aligned with Australian hours; full-time (remote) Holidays: AU Holidays ABOUT THE COMPANY:  The client is a forward-thinking financial services and mortgage brokerage firm headquartered in Newcastle, New South Wales. Operating with a mission to modernize the lending landscape, the company specializes in providing strategic debt solutions for first-home buyers, seasoned investors, and small business owners across Australia. By leveraging a network of over 60 lenders, they deliver highly personalized expertise in residential mortgages, commercial finance, and asset lending, positioning themselves as a fresh alternative to traditional banking institutions. OVERVIEW: You are responsible for structuring, assessing, and submitting loan applications across a wide range of residential lending scenarios. This is not a data-entry role—you are expected to think like a broker and anticipate credit outcomes before submission. You will work across multiple lenders (including proprietary products), handling deals end-to-end from fact find through to submission and credit support. RESPONSIBILITIES: - Analyse borrower scenarios (PAYG, self-employed, complex structures) - Structure deals across: - Refinances - Cash-out / equity release - Pre-approvals - Multi-lender / proprietary products - Basic SMSF lending (low volume) - Prepare and submit loan applications via Connective - Complete and manage MIRs (More Information Requests) - Review supporting documents for completeness and credit strength - Identify risks and propose alternative structures before submission - Liaise with lenders, BDMs, and internal stakeholders - Maintain accurate notes and pipeline in Mercury CRM

• Execute deployments, activations and expansions of DWDM networks in metro, backbone and DCI environments. • Perform configuration, commissioning and testing of optical equipment (transponders, muxponders, FOADM, OADM, ROADMs and amplifiers). • Conduct optical testing and link validation (power, OSNR, spectrum, OTDR). • Support analysis of technical designs, network diagrams and optical maps, as well as registration in the relevant tools. • Troubleshoot issues during deployments and scheduled maintenance windows. • Coordinate with vendors and internal teams for technical alignment and execution of activities. • Prepare technical documentation, deployment reports and as-built records.

• Apoyo en el análisis, validación y actualización de información de Bill of Materials (BOM). • Mantenimiento de datos de BOM en herramientas corporativas y bases de datos internas. • Identificación de inconsistencias, duplicidades o desviaciones en las listas de materiales. • Elaboración de reportes básicos y análisis de datos en Excel u otras herramientas. • Apoyo en la coordinación y comunicación de información entre Ingeniería, Compras y D&R (Design & Release). • Seguimiento a requerimientos de información y estatus de entregables relacionados con BOM. • Documentación de cambios y actualizaciones de datos. • Soporte analítico y administrativo a líderes de proyecto.

• Monitor and analyze information from automated detection systems, tools, and reports • Conduct manual investigations and take necessary actions • Document actions and information found throughout the investigation to develop and maintain case files • Execute routine tasks such as service requests, transaction queries, etc. • Exercise judgment to identify, diagnose, and solve problems within given rules • Work independently on a range of complex tasks, which may include unique situations • Work together with the team on various projects and initiatives including cross-department collaboration • Meet Service Level Agreements (SLA) & Quality Assurance (QA) standards • Enhance efficiency by streamlining processes and automating tasks when possible • Ensure compliance with Kraken’s Quality and Risk guidelines