• Avaliação de elegibilidade e autorização de procedimentos médicos pelos planos de saúde em sistema on-line • Realizar auditoria prospectiva (regulação técnica); • Comunicar, por escrito, a quem de direito, suas observações, conclusões e recomendações após análise de guias; • Emitir parecer técnico de sua área de competência; • Solicitar relatórios ao auditado, quando necessário; • Atuar com imparcialidade na emissão de laudos e pareceres técnicos.

• Perform technical regulatory reviews; • Communicate in writing to the appropriate parties your observations, conclusions and recommendations after reviewing claim/authorization forms; • Issue technical opinions within your area of expertise; • Report to Medical Coordination any indications of ethical or legal misconduct identified; • Request reports from the audited party when necessary; • Act impartially when issuing technical reports and opinions; • Stay up to date with the latest medical practices, clinical guidelines and regulations related to health plans; • Ensure the confidentiality and integrity of medical information, complying with the company's and client operators' LGPD (Brazilian General Data Protection Law) requirements throughout the audit process.

• Realizar auditoria prospectiva (regulação técnica); • Comunicar, por escrito, a quem de direito, suas observações, conclusões e recomendações após análise de guias; • Emitir parecer técnico de sua área de competência; • Solicitar relatórios ao auditado, quando necessário; • Atuar com imparcialidade na emissão de laudos e pareceres técnicos.

Role Description Responsible for performing credit underwriting audits on new mortgage originations, as well as auditing loan origination and servicing functions to assess adherence to all applicable State and Federal regulations, investor requirements, and Johnson Bank Loan Policy criteria. Responsible for responding to investor audit requests and repurchase demands. Key Responsibilities - Performs pre-fund & post-close mortgage loan credit underwriting reviews for adherence to all applicable State and Federal regulations, investor requirements, and Johnson Bank Loan Policy criteria. - Analyzes financial information including calculation of income and debt ratios, verification of assets, collateral, and credit review. - Audits loan servicing functions including, collections, foreclosure, loan escrow administration, pay-off process performance, and investor accounting for compliance with State and Federal regulations, investor requirements, and JFG policies and processes. - Reports results of credit underwriting and compliance reviews, and quality accuracy levels to the appropriate management teams with the goal of assisting them to minimize credit risk, improve compliance with loan policies, and increase loan quality. - Responds to investor and mortgage insurer audit requests and repurchase demands, and coordinates responses and repurchase appeals. - Remains proficient and familiar with industry/investor/JFG requirements and standards from industry bulletins and via participation in industry/JFG training opportunities. Qualifications - Minimum 5 years of mortgage underwriting, audit, origination, and/or servicing experience, combined with applicable training and education. - Must have thorough knowledge of pertinent state and federal laws and regulations; third party investor (i.e., Freddie Mac, JPMorgan) and mortgage insurer guidelines; CFPB rules; and servicing guidelines. - Must have knowledge of underwriting requirements for all types of loans including CRA, conforming secondary market, and all portfolio products including Jumbo. - Bachelor’s degree preferred - combination of education and equivalent work experience may be considered in lieu of degree. - Ability to consistently demonstrate high quality decision making, keen problem solving and analysis skills. Attention to detail and the ability to meet deadlines. - Ability to handle multiple tasks and demonstrate flexibility with industry changes and job responsibilities. - Must demonstrate excellent organizational, written, and verbal skills to effectively interact with all levels across the organization as well as stakeholders outside the organization. - Computer proficiency and experience in loan origination and servicing platforms is preferred. Strong PC skills required including working knowledge of Microsoft Excel and Word. Company Description Our culture embraces diversity, equity, & inclusion; one where everyone feels valued and heard. For more information on JFG's culture and diversity efforts, including our employee resource groups, please visit the Diversity section of our career website.