Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The Role As a Staff Credit Policy Analyst for Home Loans will lead the design, governance, and continuous evolution of SoFi’s credit policy framework across Conforming, Government (FHA/VA/USDA), Closed-End Seconds (CES), and Portfolio products. This leader will own the strategic direction and operational oversight of credit policy development, ensuring all underwriting criteria are risk-aligned, investor-compliant, and digitally executable. You will serve as a key partner to Risk, Capital Markets, Product, and Operations—driving clarity, consistency, and scalability across all credit decisioning processes. In this role, you will provide strategic oversight of policy research, system automation, and audit readiness while fostering innovation in digital underwriting and credit enablement.What You’ll Do Credit Policy Leadership & Strategy - Lead the end-to-end lifecycle of SoFi’s home lending credit policies, ensuring they align with enterprise risk appetite, investor standards, and business objectives. - Define and manage the credit policy governance framework, including approval processes, documentation standards, and version control practices. - Partner with senior leadership to identify emerging credit risk trends and recommend proactive policy adjustments. - Oversee the roadmap for credit automation and decisioning logic to enable efficient, consistent underwriting outcomes. Cross-Functional Collaboration & Influence - Serve as the primary liaison between Credit Risk, Capital Markets, Product, and Operations to align on policy design, implementation, and investor acceptance. - Represent Credit Policy in governance committees, product development discussions, and cross-functional steering groups. - Provide executive-level insights on credit trends, investor changes, and policy performance metrics. Operational Excellence & System Enablement - Direct the translation of credit policy into executable business rules within systems such as Encompass LOS and credit decisioning engines. - Oversee UAT, policy-driven releases, and control validation to ensure digital accuracy and audit compliance. - Ensure policy language and logic are harmonized across internal guides, overlays, and automated systems. Governance, Risk & Compliance - Establish and maintain strong governance around policy management, including audit trails, documentation, and version tracking. - Oversee investor guideline vetting, agency updates, and compliance acceptability reviews. - Partner with Internal Audit and Enterprise Risk to ensure controls are effective and deficiencies are remediated promptly. - Lead responses to external reviews, investor inquiries, and audit examinations related to credit policy. Team Development & Mentorship - Provide mentorship and direction to policy analysts and cross-functional partners supporting policy execution. - Foster a culture of curiosity, accountability, and precision within the credit policy function. - Build scalable processes and tools to improve policy delivery speed and accuracy. What You’ll Need - Bachelor’s degree or equivalent experience - 8+ years of residential mortgage experience, including deep expertise in underwriting, credit policy, or credit risk management - Proven experience leading or influencing credit policy frameworks across multiple mortgage product lines (Conventional, FHA, VA, USDA, Home Equity, Non-Agency, Non-QM) - Demonstrated success in translating complex investor requirements into automated decision logic and operational guidelines - Strong understanding of credit risk management principles, income and asset analysis, and regulatory compliance - Experience working with Encompass LOS and credit decisioning systems - Excellent communication and presentation skills with the ability to engage senior stakeholders and external investors - Exceptional organizational, documentation, and leadership abilities Preferred Qualifications - Experience leading policy modernization or digital transformation initiatives in mortgage credit - Familiarity with model governance, risk control frameworks, and policy automation technologies - Strong analytical and data fluency using Excel, Tableau, or similar tools - Demonstrated ability to influence executive decision-making through data-driven recommendations Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.The Company hires the best qualified candidate for the job, without regard to protected characteristics.Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.New York applicants: Notice of Employee RightsSoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

WHO WE ARE Come join the company reinventing data security, empowering businesses to realize the full potential of their data. As the leading data security platform purpose-built for the cloud and AI era, Cyera’s mission is to reinvent how businesses secure data, enable agile collaboration, and boldly pursue new business opportunities. Trusted by security teams at leading global businesses, our team is proving that data security is the next big thing in cyber. Backed by the world’s leading investors and working with a large and growing list of Fortune 1000 companies, we are looking for world-class talent to join us as we usher in the new era of data security. THE OPPORTUNITY The CXO Value Economics team at Cyera partners with our field organization and executive stakeholders to demonstrate the tangible business value of Cyera’s platform. We translate technical outcomes into economic and strategic impact—empowering CISOs, CDOs, CIOs and CFOs to build business cases for secure data-led innovation. We are seeking an Analyst who combines financial acumen, strategic storytelling, and technical curiosity to create compelling Business Value Assessments (BVAs) and ROI frameworks. This individual will collaborate across Cyera’s sales, presales, and customer success teams to assess customer environments, quantify value drivers, and produce board-ready deliverables that elevate the conversation from features to financial impact. RESPONSIBILITIES: - Partner with account teams to develop customized BVAs and ROI analyses anchored in customer priorities, industry benchmarks, and Cyera-specific value drivers. - Gather and analyze customer operational and financial data to model total cost of ownership (TCO), risk reduction, productivity gains, and efficiency improvements. - Collaborate with sales engineers, solution architects, product teams and customer success to align value models with technical and business outcomes. - Build and maintain scalable value frameworks, assumptions libraries, and tools to accelerate BVA delivery across multiple regions and industries. - Present insights and recommendations to senior executives, both internally and externally, with strong business judgment and executive presence. - Contribute thought leadership and best practices on how data security outcomes translate into business resilience, compliance posture, and risk-adjusted returns. - Flexibility to work outside normal business hours when required. Requirements REQUIRED QUALIFICATIONS: - 1-3 years of experience in management consulting, finance, value engineering, or strategic pre-sales roles within a SaaS or cybersecurity company. - Strong analytical and financial modeling skills, with proficiency in Excel and experience building ROI/TCO analyses. - Exceptional communication and presentation abilities, with comfort engaging senior executives. - Understanding of data security, risk, or compliance environments (GRC, privacy, cloud security preferred). - Strong collaboration and project management skills across cross-functional teams. - Strong attention to detail and commitment to accuracy. NICE TO HAVE: - Experience working directly with CISOs, CIOs, or CFOs on technology investments. - Familiarity with enterprise software value frameworks (e.g., Forrester TEI, Gartner Value Framework, or internally developed methodologies). COMPENSATION INFORMATION: Compensation Range: $80,000-110,000. The range represents total compensation, and may include incentive for sales roles, equity or benefits, as applicable. This compensation range represents Cyera’s good faith and reasonable estimate of the range of possible compensation for this role at the time of posting, and Cyera may ultimately pay more or less than the posted range. The final salary for this position will be determined in Cyera’s sole discretion, consistent with applicable law, and based on a variety of factors, including but not limited to the employee’s work experience, skills, and qualifications for the role, as well as the needs of Cyera’s business and other operational considerations. Final compensation will vary based on seniority and relevance of experience, location, and position requirements. This role may be eligible for potential merit increases based on factors such as individual or company performance, time in role, and other discretionary factors. BENEFITS - Why Cyera? - Ability to work remotely, with office setup reimbursement - Competitive salary - Paid holidays and sick time - Health, vision, and dental insurance Location Requirements null

• Conduct analyses and research to enable consultation under Section 7 of the ESA. • Review action agency documents and provide technical assistance to Federal action agencies as part of ESA section 7 consultations. • Critically analyze scientific literature, agency documents, and other applicable information to assess impacts of activities on protected species and develop/evaluate mitigation and monitoring to support agency findings under the ESA. • Perform record-keeping and other documentation tasks to ensure compliance with the Endangered Species Act (ESA) and other applicable statutes.

Our mission The trucking and logistics industry provides the backbone of the economy. But the payments infrastructure on which it runs is broken. For the hard-working men and women of this sector, the existing suite of payment tools is outdated, difficult to use, prone to fraud, and saddled with shady fee structures. The incumbent players in this space often overlook the economic and practical needs of this user base. We're changing that. AtoB is building Stripe for Transportation — modernizing the payments infrastructure for trucking and logistics. Supply chains rely on the timely movement of capital to function efficiently. Our end game is a world in which that capital movement occurs fairly, smoothly, and without delay. As we pursue that end game, we aim to center our customers in every way — offering them world-class customer experience and building products that work with and around the unique constraints of their daily lives. We build for fleet managers in the office and drivers on the road. We strive for products that are efficient, satisfying, and useful. Our customers enable our modern economy — they deserve it. Our history and background Our founding team has backgrounds in payments, working on autonomous vehicles at Cruise Automation, leading ops and growth for Uber, and building apps that were featured on the Apple app store. We have staff and senior engineers from Google, Uber, Meta, Shopify, Stripe, Chime, and other leading technology companies. We have raised $125 million+ from investors such as General Catalyst, Elad Gil, Bloomberg Beta, Y Combinator, XYZ; founders and CEOs of companies such as Google (Eric Schmidt), Salesforce (Marc Benioff), Coinbase (Brian Armstrong), DoorDash (Tony Xu), Instacart, Gusto; strategic investors like Mastercard, Flexport and Samsara. We were named to Forbes annual Next Billion-Dollar Startup List, and have just recently been selected to join the World Economic Forum as a Global Innovator. What You Will Do: - Review and analyze new customer applications, including financial statements, tax returns and credit reports. - Assess credit worthiness of businesses and applicants. - Evaluate risk, write clear lending decisions and determine the terms under which fuel cards will be offered. - Manage large queues of onboarding and ongoing risk reviews. What We're Looking For: - 3 - 4 years of credit underwriting experience, with strong financials and credit analysis skills. - Prior U.S. Underwriting Experience: Candidates must have 1–2 years of previous underwriting experience specifically within a U.S. fintech. US-based underwriting experience is mandatory. Trucking industry experience preferred. - Availability for U.S. Schedule: Candidates must be able to work until 3 PM PST to ensure adequate coverage during the afternoon shift. - Bachelor's degree in Finance, Business, Economics or related field. - Strong communicator with the ability to clearly articulate risk decisions.