Title: Senior Software Engineer, Secure Cards Location: San Francisco, CA, USA Job Description: About the role Chime’s Secured Card team is hiring an engineer to help scale and evolve Chime Card—our flagship product that helps members safely build credit without debt. In this role, you’ll dive into high-impact projects across our service architecture, collaborating with product, risk, and design partners to deliver resilient, secure systems. While your focus will be backend, we're looking for someone who’s excited to roll up their sleeves and contribute wherever it’s needed most to move the team forward The base salary offered for this role and level of experience will begin at $164,000.00 and up to $227,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. In this role, you can expect to - Drive technical design and architectural decisions, while mentoring engineers and fostering cross-functional collaboration - Lead and contribute to multiple projects simultaneously, balancing ownership of key initiatives with support across broader team efforts - Build and maintain robust, low-latency APIs and backend services that power our Trust and Safety platforms - Become the domain expert in our platform architecture, providing technical decisions and solutions to refine our maturing platforms - Partner with data engineers, analysts, and product managers to ship impactful features that enhance member protection and experience - Improve platform reliability and performance through thoughtful system architecture, observability practices, and automation - Evolve our experimentation, policy lifecycle, and ML integration capabilities to support smarter and faster decision-making at scale - Engineers are required to participate in on-call rotation. Being on call may include responding to incidents outside of regular working hours when necessary. To thrive in this role, you have - 5+ years of experience developing software in a production environment at scale - Prior experience serving as a technical lead for a team and on complex projects—driving architectural decisions, coordinating execution, and aligning cross-functional teams - Proven experience with Ruby on Rails or comparable frameworks - Experience with transactional databases and caching systems - Deep understanding of architectural patterns for large-scale web applications - Commitment to mentoring engineers and fostering team development - An appreciation of maintainable and well-tested code - Curiosity and passion for diving deeply into system architectures and technical challenges - Experience in fast-paced or early-stage environments is a strong plus #LI-Hybrid #LI-AA1 A little about us At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential. We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members. We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress. We know that to achieve our mission, we must earn and keep people's trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential. Because if we don't—who will? *Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. What we offer for our full-time, regular employees - Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates. - In-office perks including backup child, elder, and/or pet care, plus a subsidized commuter benefit to support your regular commute - Competitive salary based on experience - 401k match plus great medical, dental, vision, life, and disability benefits - Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off - 1% of your time off to support local community organizations of your choice - Annual wellness stipend to use towards eligible wellness related expenses - Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents - Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more. - In-person and virtual events to connect with your fellow Chimers—think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too! - A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress We know that great work can’t be done without a diverse team and inclusive environment. That’s why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals. Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws.

As a Senior Software Engineer, you will play a key role in maintaining and extending a cloud-based platform built with Laravel and Vue.js. You will collaborate closely with cross-functional teams to deliver high-quality software, contribute to system design and documentation, and help improve testing, deployment, and delivery processes. Company Profile: Our client is a fast-growing fintech company specializing in asset finance aggregation and lending technology solutions. The business provides brokers and financial professionals with access to a broad range of personal, asset, and commercial lending options through an innovative, cloud-based platform. With a strong focus on service and technology, the company supports brokers in delivering tailored financial solutions to their clients. Now operating as part of a larger financial services group, the organization is expanding its capabilities and product offerings, while maintaining the agility and innovation of a startup environment. They are currently growing their remote team in the Philippines, and they are looking for a skilled, driven, and motivated Senior Software Engineer to play a key role in their development team and be an integral part of their growth. Duties and Responsibilities: - Participate in Lean / Agile / Scrum events - Attend daily standup meetings - Monitor Agile board for assigned tasks - Collaborate closely with key team members - Utilize Github for version control and collaboration - Initiate work on assigned cards/tasks - Complete software developments according to requirements - Create and manage pull requests for code review and actively participate in code reviews - Address and fix bugs identified during development - Develop and maintain backend platform on a daily basis - Implement software solutions on cloud platforms such as AWS - Document architecture and codebase for future reference - Work on projects involving multiple services and technologies - Develop new features from concept to implementation - Foster collaboration and good communication within the team for efficient workflow

Role Description Deseja trabalhar em uma empresa que respira tecnologia, oferece novos desafios, plano de carreira e um ambiente de trabalho de constante desenvolvimento profissional? Confira o perfil abaixo e candidate-se! Qualifications - Graduação concluída em Tecnologia da Informação (Sistemas de Informação, Ciência da Computação, Engenharia de Software ou áreas correlatas) Requirements - Experiência de, no mínimo, 3 (três) anos, como desenvolvedor fullstack nas tecnologias Phyton, NextJS e Flutter comprovada mediante documento expedido por pessoa jurídica de direito público ou privado. - Conhecimentos Técnicos Obrigatórios da Vaga: - Flutter - NextJS - Python - FastAPI - N8N - Postgresql - Supabase - Neo4j - Padrão de Projeto Use Case - CQRS - Event Drive - Mensageria - Docker - SDD (Specification-Driven Development) - TDD - DDD - Conhecimento em versionamento de código em GIT - Conhecimento em CI/CD, Azure pipelines - Experiência com metodologias ágeis, preferencialmente SCRUM - Conhecimento de todo o ciclo de vida de uma aplicação (conceito, design, teste, release, suporte, documentação etc.) - Diferenciais/Conhecimentos Desejáveis: - Vivência com frameworks modernos de frontend (React, Vue.js ou Angular), aplicando conceitos de componentização e arquitetura SPA - Conhecimento em ferramentas de teste e execução de testes unitários - Inglês técnico para leitura e interpretação de documentações - Experiência com testes de caixa preta e caixa branca - Bancos de Dados NoSQL (Redis, ElasticSearch, MongoDB) - Experiência com microsserviços Benefits - Acesso à cursos em plataformas de ensino Atribuições e Responsabilidades a serem desempenhadas - Desenvolver aplicações web modernas utilizando as tecnologias definidas e seguindo princípios de desenvolvimento ágil - Implementar novas funcionalidades e módulos em sistemas existentes - Desenvolver e manter APIs RESTful performáticas e seguras - Implementar e evoluir a camada de apresentação, assegurando performance, usabilidade e boas práticas de componentização - Escrever testes unitários e de integração para garantir a qualidade do código - Participar de code reviews e colaborar com boas práticas de desenvolvimento e arquitetura - Atuar com versionamento de código e integração contínua - Colaborar com o time em decisões técnicas e evolução das soluções - Escrever código limpo, escalável e documentado - Trabalhar em equipe, colaborando com outros desenvolvedores, designers, equipes de QA, DevOps para garantir a integração e entrega de soluções - Participar de revisões e validações de sprints, garantindo a qualidade dos entregáveis - Manter e evoluir sistemas, garantindo sua estabilidade e performance - Melhorar a performance e a usabilidade das aplicações - Realizar correções de bugs e melhorias em sistemas já implementados - Documentar o código, APIs e processos de desenvolvimento para facilitar a manutenção e o entendimento por outros membros da equipe - Comunicar-se eficazmente com stakeholders para entender e atender requisitos de negócio - Participar ativamente das cerimônias ágeis (planning, dailies, reviews e retrospectivas) - Identificar e reportar riscos, dependências e impactos Habilidades Comportamentais/Soft Skills - Comunicação clara e objetiva com públicos técnicos e funcionais - Escuta ativa - Organização, autonomia e senso de prioridade - Proatividade na identificação e resolução de problemas - Compromisso com prazos, qualidade e processos definidos - Relacionamento interpessoal e trabalho colaborativo - Planejamento e gestão de atividades - Iniciativa e criatividade Informações sobre o Contrato - Remuneração: A combinar, conforme plano de carreira - Carga Horária: 40h semanais - Segunda a Sexta - das 08:00 às 12:00 e das 14:00 às 18:00

Who we are At Twilio, we’re shaping the future of communications, all from the comfort of our homes. We deliver innovative solutions to hundreds of thousands of businesses and empower millions of developers worldwide to craft personalized customer experiences. Our dedication to remote-first work, and strong culture of connection and global inclusion means that no matter your location, you’re part of a vibrant team with diverse experiences making a global impact each day. As we continue to revolutionize how the world interacts, we’re acquiring new skills and experiences that make work feel truly rewarding. Your career at Twilio is in your hands. We use Artificial Intelligence (AI) to help make our hiring process efficient. That said, every hiring decision is made by real Twilions! . See yourself at Twilio Join the team as a Senior Software Engineer for Stytch, where you'll shape the next generation of fraud prevention products. About the job As a Senior Software Engineer you will help develop Stytch’s fraud detection and prevention products as we bring Stytch capabilities to Twilio’s full customer base, delivering secure, developer-first identity and fraud prevention experiences. You’ll primarily work on our Device Fingerprinting product that detects bots, manual abuse, and highly sophisticated reverse engineering to help protect our customers’ from fraud and abuse. You’ll partner closely with product and engineering leadership to evolve our detection techniques to continue to stay ahead of threats. This is a rare chance to operate like a startup within Twilio: you’ll work in a high-ownership environment with startup speed, backed by Twilio’s reach and scale. Responsibilities - Build and own fraud detection capabilities for Stytch’s fraud platform on Twilio—go deep on browser and device internals for complex signal collection to improve identification of bad actors and keep our customers safe.. - Partner with Product and Engineering leadership to set direction, translate customer needs into technical plans, and deliver high-impact roadmap features. - Collaborate across Twilio and Stytch teams to align on architecture, integrate platform capabilities, and unblock cross-team initiatives. - Operate with deep technical ownership: author design docs, drive key technical decisions, review code, and stay close to the systems you ship. - Build in ambiguity—break down complex problems, make pragmatic tradeoffs, and adopt new technologies or strategies when they improve outcomes. - Improve production quality and resilience through strong observability, incident response and remediation. - Mentor and support other engineers through pairing, feedback, and knowledge-sharing, helping raise the team’s technical bar and culture. Qualifications Twilio values diverse experiences from all kinds of industries, and we encourage everyone who meets the required qualifications to apply. If your career is just starting or hasn't followed a traditional path, don't let that stop you from considering Twilio. We are always looking for people who will bring something new to the table! *Required: - 6+ years experience in designing, building and operating production systems. - Familiarity with C/C++, production experience not necessary - Familiarity with a production-grade code base in a modern programming language, applying best practice coding standards and writing high quality code. - Bachelor’s degree in Computer Science or related industry experience. - Excellent written and verbal communication skills. - Schedule: ability to work non-standard, on-call rotation weekend and holiday hours. Desired: - Familiarity with Javascript, Go, WebAssembly - Experience with reverse engineering and/or reverse engineering detection and prevention such as experience with browser automation, botting, and/or fraud detection and defense techniques - Offensive and/or defensive security software engineering experience - Builder at heart. Through a hobby or your profession, you are passionate about being hands on and seeing your work come to life. Location This role will be remote in either the US or Canada Travel We prioritize connection and opportunities to build relationships with our customers and each other. For this role, you may be required to travel occasionally to participate in project or team in-person meetings. What We Offer There are many benefits to working at Twilio, including, in addition to competitive pay, things like generous time-off, ample parental and wellness leave, healthcare, a retirement savings program, and much more. Offerings vary by location. Compensation *Please note the salary range information provided applies only to candidates residing in California, Colorado, Hawaii, Illinois, Maryland, Massachusetts, Minnesota, New Jersey, New York, Vermont, Washington D.C., and Washington State due to local requirements. Compensation for candidates in other locations will be discussed during the hiring process. Please note that hiring for this role is not restricted to the locations listed above. The estimated pay ranges for this role are as follows: - Based in Colorado, Hawaii, Illinois, Maryland, Massachusetts, Minnesota, Vermont or Washington D.C. : $138,700 - 173,400. - Based in New York, New Jersey, Washington State, or California (outside of the San Francisco Bay area): $146,800 - $183,600. - Based in the San Francisco Bay area, California: $163,100 - 203,900. - This role may be eligible to participate in Twilio’s equity plan and corporate bonus plan. All roles are generally eligible for the following benefits: health care insurance, 401(k) retirement account, paid sick time, paid personal time off, paid parental leave. The successful candidate’s starting salary will be determined based on permissible, non-discriminatory factors such as skills, experience, and geographic location. Applications for this role are intended to be accepted until May 21st, 2026, but may change based on business needs. Twilio thinks big. Do you? We like to solve problems, take initiative, pitch in when needed, and are always up for trying new things. That's why we seek out colleagues who embody our values — something we call Twilio Magic. Additionally, we empower employees to build positive change in their communities by supporting their volunteering and donation efforts. So, if you're ready to unleash your full potential, do your best work, and be the best version of yourself, apply now! If this role isn't what you're looking for, please consider other open positions. Twilio is proud to be an equal opportunity employer. We do not discriminate based upon race, religion, color, national origin, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, genetic information, political views or activity, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state and local law. Qualified applicants with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act. Additionally, Twilio participates in the E-Verify program in certain locations, as required by law.