Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Our Fraud Engineering team’s mission is to defend both consumers and our business by preventing fraud at the point of purchase, uncovering fraud after it’s occurred and mitigating its impact. We need you to help build our next generation fraud mitigation platform that is flexible enough to respond to scaled fraud attacks while giving legitimate users a frictionless experience. Are you passionate about leading a team to protect our customers from identity theft and account takeover in an adversarial and dynamic environment? Affirm’s Fraud Engineering team is growing and looking for a software engineer II to help keep our customers safe. What You'll Do - With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work. - You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs. - You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts. - You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process. What We Look For - You have a total of 1.5+ years of experience as a software engineer. - You have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin. - You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes. - You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code. - You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews. - Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders. - You have strong verbal and written communication skills that support effective collaboration with our global engineering team. Pay Grade - L Equity Grade - 5 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company). CAN base pay range per year: $125,000 - $175,000 This posting is for an existing vacancy. #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

• **Transformação de Negócios:** Colaborar ativamente com equipes multidisciplinares para analisar requisitos complexos de Seguros e Previdência, transformando-os em soluções de software eficazes e inovadoras. • **Desenvolvimento de Excelência:** Projetar, desenvolver e implementar sistemas e aplicações robustas, utilizando as melhores linguagens e plataformas, garantindo um código **limpo, modular, eficiente e bem documentado**. • **Qualidade e Estabilidade:** Realizar testes unitários e de integração rigorosos, além de atuar na manutenção e atualização de sistemas existentes, identificando e corrigindo falhas. • **Governança Técnica:** Participar ativamente de **Code Reviews** dos pares, utilizando ferramentas de controle de versão (Git, etc.) para gerenciar o histórico de mudanças, e garantir o **mais alto nível de integridade e segurança dos dados dos clientes**. • **Ciclo de Vida Completo:** Atuar em todas as fases do desenvolvimento, da concepção à entrega em produção (Deployment, Debugging e Solução de Problemas). • **Cultura Ágil:** Participar ativamente dos ritos ágeis (Daily, Planning, Review) e manter as ferramentas de gerenciamento de projetos atualizadas (status, apropriação de horas). • **Colaboração e Melhoria Contínua:** Compartilhar conhecimento com o time, colaborar na resolução de problemas técnicos complexos e buscar a melhoria contínua dos processos sob sua responsabilidade.

• Colaborar ativamente com equipes multidisciplinares para analisar requisitos complexos de Seguros e Previdência, transformando-os em soluções de software eficazes e inovadoras. • Projetar, desenvolver e implementar sistemas e aplicações robustas, utilizando as melhores linguagens e plataformas, garantindo um código **limpo, modular, eficiente e bem documentado**. • Realizar testes unitários e de integração rigorosos, além de atuar na manutenção e atualização de sistemas existentes, identificando e corrigindo falhas. • Participar ativamente de **Code Reviews** dos pares, utilizando ferramentas de controle de versão (Git, etc.) para gerenciar o histórico de mudanças, e garantir o **mais alto nível de integridade e segurança dos dados dos clientes**. • Atuar em todas as fases do desenvolvimento, da concepção à entrega em produção (Deployment, Debugging e Solução de Problemas). • Participar ativamente dos ritos ágeis (Daily, Planning, Review) e manter as ferramentas de gerenciamento de projetos atualizadas (status, apropriação de horas). • Compartilhar conhecimento com o time, colaborar na resolução de problemas técnicos complexos e buscar a melhoria contínua dos processos sob sua responsabilidade.

• Own the design, development, and long-term maintenance of internal Django API routes and services. • Build clean, scalable Python backend systems that support internal tools, workflows, and cross-functional business needs. • Define and enforce best practices for Django architecture, API design, authentication, permissions, and versioning. • Partner with product, operations, and engineering teams to translate business needs into reliable internal APIs. • Improve the performance, reliability, and observability of internal Django services and endpoints. • Write well-tested, maintainable code across views, serializers, models, services, and supporting infrastructure. • Debug complex backend issues and drive root-cause fixes across internal systems. • Manage and optimize integrations between Django services and internal or third-party platforms. • Maintain clear documentation for internal API behavior, data models, and developer workflows. • Help establish standards for code quality, review practices, and backend development patterns across the team. • Proactively identify opportunities to simplify systems, reduce technical debt, and improve developer experience. • Champion thoughtful backend craftsmanship with a deep enthusiasm for Django and Python development.