Affirm

• Lead the Learning team at Affirm, from developing a compelling strategy, to executing the design and delivery of solutions that elevate individual, team and leadership capabilities in support of our high performance culture. • Work closely with People team members, business stakeholders and leaders to ensure the strategy, initiatives and programs are clearly defined, understood and adopted within the organization to drive consistency, continuous improvement, and a sustainable business advantage. • Partner cross-functionally with other teams, such as Talent Management and Organizational Effectiveness, to drive future programming and opportunities to grow employee capabilities and readiness. This includes collaborating with subject matter experts across Affirm in crafting new resources and experiences. • Create compelling communications, engagement plans and other internal content to drive change management efforts supporting our People & Organizational Success strategy. • Define, measure, and communicate relevant success metrics to stakeholders across the business, demonstrating the value of Learning programs, experiences and investments in our people.

• Lead the Learning team at Affirm, from developing a compelling strategy, to executing the design and delivery of solutions that elevate individual, team and leadership capabilities in support of our high performance culture. • Work closely with People team members, business stakeholders and leaders to ensure the strategy, initiatives and programs are clearly defined, understood and adopted within the organization to drive consistency, continuous improvement, and a sustainable business advantage. • Partner cross-functionally with other teams, such as Talent Management and Organizational Effectiveness, to drive future programming and opportunities to grow employee capabilities and readiness. This includes collaborating with subject matter experts across Affirm in crafting new resources and experiences. • Create compelling communications, engagement plans and other internal content to drive change management efforts supporting our People & Organizational Success strategy. • Define, measure, and communicate relevant success metrics to stakeholders across the business, demonstrating the value of Learning programs, experiences and investments in our people.

• With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work. • You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs. • You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts. • You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.

• Lead a high performing backend engineering team (Kotlin & Python) • Collaborate with Product, Analytics, Design, Operations, and other engineering teams to develop a technical roadmap that meets customer & business needs • Coach, develop, retain, and provide thoughtful feedback to team members • Hold a high technical bar with a bias towards longevity and simplicity • Foster a team culture around innovation, accountability, empathy, and execution • Collaborate & align with other engineering leaders across Affirm

Title: Workplace Manager Location: San Francisco, California, United States Affirm is seeking an experienced and people-focused Manager to lead the day-to-day operations and evolution of our Workplace function within the broader Places & Experiences team. Based out of our San Francisco HQ office and reporting to the Senior Manager of Real Estate & Workplace, this role will focus on delivering exceptional workplace experiences that support connection, productivity, and flexibility in a remote-first environment. This leader will play a critical role in ensuring our spaces are thoughtfully operated, consistently engaging, and aligned with Affirm’s culture and ways of working. What You’ll Do - Own the North America workplace strategy and operating model, aligning office experience with business priorities, headcount planning, and ways of working. - Translate company and team needs into workplace plans, including capacity, service levels, and programming across all locations. - Make and drive decisions on workplace standards, policies, and investments, balancing employee experience, cost, and scalability. - Establish and track key performance metrics (e.g., employee experience, utilization, vendor performance, budget adherence) and drive continuous improvement. - Provide functional leadership across locations, ensuring consistency while adapting to local needs. - Develop and implement workplace programs, standards, and initiatives that bring consistency, functionality, and delight to our spaces. - Ensure offices are operated to foster collaboration, connection, and productivity for a primarily remote workforce. - Oversee workplace policies, procedures, and service delivery to ensure operational excellence and scalability. - Manage vendor relationships across workplace services (e.g., facilities, hospitality, office services), ensuring strong performance and cost efficiency. - Partner cross-functionally with teams such as People, IT, and Finance to deliver holistic workplace solutions. - Support office activations, events, and programming that strengthen culture and employee engagement. - Contribute to workplace-related projects, including office refreshes and improvements, ensuring alignment with design standards and employee needs. - Lead and develop a distributed Workplace team across North America, setting priorities, coaching team members, and building a high-performing function. What We Look For - 6–10 years of experience in workplace, facilities, hospitality, or office operations roles, ideally in a dynamic and hybrid/remote-first environment. - Demonstrated people management experience with the ability to coach and develop team members. - Experience owning multi-site or regional operations - Strong expertise in workplace operations, employee experience, and service delivery. - Exposure to scaling operations or building programs from scratch - Excellent operational and organizational skills, with the ability to manage multiple priorities and stakeholders. - Experience managing vendors and workplace budgets, with a focus on quality and efficiency. - Strong collaboration and communication skills, with the ability to influence across functions and levels. - Comfort navigating ambiguity and evolving workplace strategies in a hybrid environment. While Affirm operates as a remote-first company, this role is expected to work regularly in person from our San Francisco office. Candidates must therefore be based in the Bay Area, willing to commute or willing to relocate prior to their start date. Pay Grade - K Equity Grade - 6 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA California base pay range per year: $140,000 - $190,000 We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

Role Description Affirm seeks a Financial Crimes Analyst to help support a comprehensive Financial Crimes Compliance program. Come join us in our mission to change consumer finance through better technology, lower costs, and increased transparency while providing the best customer experience! - Follow company policies/standards to determine if activities or transactions are non-compliant/potentially suspicious and action as appropriate - Ability to work/investigate alerts in a fast-paced environment while maintaining high quality standards - Undertake ad-hoc project work and Financial Crime program enhancements - Work closely with our Financial Crimes team to stay up to date on current industry standards and regulatory requirements - Work in collaboration with cross-functional teams across the organization Qualifications - 3+ years of professional work experience in BSA/AML, Sanctions or KYC experience preferred. Financial services company experience a plus - Exceptional judgment, organizational and analytical skills and keen attention to detail, coupled with excellent verbal and written communication abilities - Strong working knowledge of analytical tools, such as Snowflake, Excel, and visualization software (e.g. Looker, Tableau, etc.) - Strong understanding of BSA/AML and Sanctions Program requirements - Ability to collaborate cross-functionally with, and communicate complex regulations to, business partners - Passion for technology, consumer finance, and improving consumer credit products - Industry certifications preferred but not required (Relevant examples include CAMS, CFE, CIA, etc.) Requirements - Base Pay Grade: F - Equity Grade: Poland 1 - Base pay range per year: 149,000 zł - 179,000 zł Benefits - Type of employment: Contract of Employment - Flexible Spending Wallets for tech, food and lifestyle - Away Days - wellness days to take off work and recharge - Learning & Development programs - Parental benefits - Employee Resource & Community Groups - This role is eligible for creative tax benefits, subject to applicable law and company policy - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount Company Description Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

• Own the design, scalability, and reliability of build and pipelines across multiple services and platforms. • Ensure fast, reliable feedback cycles for developers by optimizing build times, test coverage, and reporting. • Implement monitoring, alerting, and incident response processes for CI systems to minimize downtime. • Work closely with across engineering to ensure smooth integrations and deployment workflows. • Identify developer pain points and lead initiatives to improve productivity through tooling, automation, and best practices. • Evangelize CI/CD practices across the organization to raise engineering efficiency standards. • Contribute to and help drive the vision for continuous integration and developer productivity infrastructure. • Lead and mentor other CI engineers, fostering a culture of ownership, collaboration, and technical excellence. • Partner with engineering leadership to align CI systems with broader product and platform goals.

• Own the design, scalability, and reliability of build and pipelines across multiple services and platforms. • Ensure fast, reliable feedback cycles for developers by optimizing build times, test coverage, and reporting. • Implement monitoring, alerting, and incident response processes for CI systems to minimize downtime. • Work closely with across engineering to ensure smooth integrations and deployment workflows. • Identify developer pain points and lead initiatives to improve productivity through tooling, automation, and best practices. • Evangelize CI/CD practices across the organization to raise engineering efficiency standards. • Contribute to and help drive the vision for continuous integration and developer productivity infrastructure. • Lead and mentor other CI engineers, fostering a culture of ownership, collaboration, and technical excellence. • Partner with engineering leadership to align CI systems with broader product and platform goals.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Risk & Analytics team makes crucial decisions that direct Affirm’s business strategy. Our team designs and runs experiments to decide which product features to launch and which marketing campaigns to fund. We analyze performance not just to report on it, but to determine where to invest resources for maximum impact through building tools and analytical frameworks. We take ownership of the entire analytical lifecycle, from initial question to final business decision, ensuring Affirm grows efficiently and intelligently. The Credit team works cross-functionally with Machine Learning, Product, Engineering, Capital Markets, and Commercial teams to responsibly manage the risk profile of the business. We’re looking for a thoughtful, driven individual who wants to learn, grow, and solve hard problems. The team’s mandate is to enable sustainable growth while closely managing the profitability and resilience of our portfolio. As Affirm continues on an exciting growth trajectory; thinking through credit policies for new initiatives and products, shaping ongoing testing and experimentation, and being ready for navigating through any exogenous changes will be important problems to tackle. The ideal candidate brings exceptional analytical rigor, deep credit domain expertise, and the ability to influence stakeholders across both technical and non-technical teams. You thrive in ambiguity, can translate complex regulatory and economic insights into actionable credit strategies, and are comfortable operating at both strategic and execution levels. Come join us in our mission to change consumer finance through better data and technology, lower costs, and increased transparency while providing the best customer experience! What You’ll Do - Leverage advanced data analytics to derive insights and optimize credit strategies across products and geographies. - Partner with Engineering to design and build scalable risk models and credit risk capabilities. - Monitor portfolio performance and macroeconomic trends that impact loan outcomes; proactively adjust underwriting and marketing strategies to mitigate risk. - Collaborate closely with Product, Legal, and Compliance teams to interpret evolving regulatory and market requirements across jurisdictions, and translate them into credit policy, underwriting, and product design recommendations. - Engage and coordinate with external stakeholders — including merchants, vendors, and regulatory bodies — to align credit risk practices, ensure compliance, and strengthen strategic partnerships. - Oversee the development and execution of credit underwriting frameworks that balance growth, compliance, and risk mitigation goals. - Drive cross-functional discussions to ensure new product launches and market entries are aligned with risk appetite, operational capabilities, and local regulations. What we look for - Degree in Data Science, Computer Science, Engineering, Economics, or a related field, and 4+ years of experience (or equivalent senior-level experience) - Experience setting credit strategy for de novo products using Sandbox data, retrospective studies or archives - Experience in high-line unsecured lending, especially in the home improvement vertical - SQL, Python, or other scripting languages - Data mining, data visualisation, and statistical modeling - Applying machine learning techniques to credit risk management - Leveraging advanced analytics to develop and optimise credit strategies - Monitoring and interpreting model performance metrics across portfolios - Proven experience leading cross-functional initiatives that bridge Product, Legal, Compliance, and Engineering to align credit strategies with regulatory frameworks and business objectives. - Deep understanding of consumer lending regulations, fair lending principles, and regional market dynamics influencing credit policy and underwriting. - Ability to translate complex regulatory and economic insights into actionable credit and product strategies. - Demonstrated success mentoring high-performing analytical teams and driving data-informed decision-making at scale. - Exceptional communication skills with the ability to influence senior stakeholders across technical and non-technical functions. Pay Grade - M Equity Grade - 8 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $180,000 - $230,000 USA base pay range (all other U.S. states) per year: $160,000 - $180,000 #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

• Develop strategies for monitoring and preventing fraud across our network, advising on best practices and ensuring the strategies align with risk management goals. • Leverage advanced data analytics to identify loss drivers, derive insights and optimize fraud management strategies • Report on fraud trends and loss drivers to cross functional partners and senior management • Quickly respond to fraud rings and ensure issues raised by other teams are addressed in a timely manner • Work together with our operations team to help limit losses and ensure optimal review volumes • Assist with evaluation and development of new external or internal features/signals to improve our fraud detection capabilities • Assist with team planning and goal setting as well as coaching and mentorship of more junior team members