• Ownership Mapping: Formally document who is accountable for every step of the payment journey from initiation to bank reconciliation. • Policy Translation: Convert complex financial rules into clear If/Then logic for Technology to build into the system correctly. • System Reconciliation: Perform monthly three-way matches between merchant processors, escrow bank accounts, and the member database. • Leak Detection: Audit the system weekly to find never-initiated payments. • Revenue Validation: Ensure administrative fee draws are calculated against settled, stable contribution data. • Escrow Governance: Oversee fiduciary bank accounts to ensure proper segregation of duties and authorized fee-draw workflows. • Decline Management: Move payment failure investigations from Member Services to a structured, data-driven Accounting process. • IT Guardrails: Act as the final financial sign-off for system updates that touch the payment lifecycle. • New Client Standards: Define the mandatory financial data requirements for new clients. • Exception Oversight: Standardize the approval process for high-dollar write-offs, refunds, and retroactive coverage reinstatements.

Role Description The Head of Finance is responsible for owning the day-to-day financial rhythm of the business across cash management, banking, accounts receivable, accounts payable, program finance support, month-end review, and finance systems maintenance. This role ensures that financial operations are running accurately, on time, and with strong visibility across both company operations and client program activity. They will also oversee and direct a dedicated team within our cloud accounting firm that manages payroll, weekly bookkeeping, taxes and compliance, among other functions. The right person for this role is equal parts operator, analyst, and air-traffic controller; maintaining clean processes, planning and protecting cashflow, and ensuring the business has reliable, “clean”, and up-to-date financial information for key decision-making. They are comfortable managing dozens of tabs and sources, and staying on top of the numbers across several functions of the company to ensure Moniker is financially stable and in a position to execute on our long-term strategy and growth objectives. Key Responsibilities - Cash Management & Banking - Monitor daily cash balances across bank, credit card, and payment platforms. - Maintain target minimum balances across operating and program accounts to fulfill business obligations. - Ensure sufficient funds are available for upcoming payments, payroll, travel, vendor obligations, and program needs. - Coordinate transfers between operating, program, and investment accounts as needed. - Ensure excess cash is moved or invested appropriately in line with internal strategy. - Review banking and card activity for accuracy, validity, and potential fraud. - Oversee Wise, PayPal, credit card, TD, OFX, and wealth account activity and reconciliations. - Accounts Receivable - Set up and manage client invoicing in Xero based on signed contracts and deposit schedules. - Ensure invoices are issued on time and directed to the correct client contacts following appropriate protocols. - Monitor outstanding receivables and follow up internally on overdue deposits or balances to ensure timely collection. - Prepare final invoices post-program to properly allocate revenue and applicable sales taxes. - Support deferred revenue tracking and related journal entries tied to revenue recognition. - Accounts Payable & Payment Operations - Process payment requests accurately and daily. - Determine the best payment method based on timing, value, banking details, currency, and transaction fees. - Coordinate vendor payments through Wise, OFX, wire transfer, credit card, or PayPal as appropriate. - Ensure payment confirmations and receipts are distributed promptly and attached in Xero. - Maintain a clean AP ledger and prevent duplication or misclassification of expenses. - Follow internal approval thresholds and escalation protocols for large-value payments. - Program Finance & Budget Oversight - Support finance workflows from proposal stage through post-program reconciliation. - Update forecasting, revenue, and cash flow tracking for newly signed programs. - Set up and maintain program invoicing, budget files, cash flow tabs, and tracking sheets. - Conduct budget audits at handoff, monthly, and at key program milestones. - Review formulas, FX rates, attendee counts, tax treatment, placeholder items, and reconciliations for accuracy. - Ensure expense trackers align with Xero and reflect current program realities. - Complete post-program budget reconciliations within required timelines and support final client reconciliations. - Financial Reporting & Month-End Support - Maintain the master finance sheet and key reporting tabs for cash flow, program revenue, add-on income, ROI, and balances. - Support bookkeeping closely by reviewing account activity, reconciliation reports, and outstanding items. - Perform account balance confirmations between Xero and bank/payment platforms. - Review profit and loss statements, balance sheets, deferred revenue, prepaids, accruals, and other key balance sheet accounts. - Flag anomalies, inconsistencies, or aged items for correction and follow-up. - Help maintain accurate monthly financial visibility for leadership reporting and planning. - Systems, Controls & Process Ownership - Maintain finance workflows and supporting systems including Xero, Dext, banking platforms, Wise, OFX, and internal trackers. - Upload or correct missing transactions and ensure feeds and balances are complete and current. - Help maintain finance documentation, forms, templates, and procedural consistency. - Strengthen internal controls, approval workflows, and process discipline across finance operations. - Support business continuity by maintaining organized records, access protocols, and key finance knowledge. - Payroll, Employee Expenses & Finance Administration - Coordinate approved payroll changes and employee expense submissions with external bookkeeping/payroll partners. - Review employee expenses weekly for accuracy and policy compliance. - Support administration of finance-related benefits, reimbursements, and selected people operations finance processes. - Maintain certain administrative finance tools and records, including documentation, passwords/access, and employee off-boarding items tied to finance. Qualifications - 5-10+ years of experience in finance operations, accounting, bookkeeping, or a similar hands-on finance role. - Strong working knowledge of accounts receivable, accounts payable, reconciliations, cash flow, and month-end processes. - Experience working in cloud accounting platforms such as Xero or similar systems. - Comfortable managing multi-entity, multi-account, or multi-currency environments. - Strong Excel or Google Sheets skills, including linked schedules, audit checks, and financial trackers. - Exceptionally high attention to detail with strong follow-through and ownership. - Able to prioritize daily operational needs while keeping an eye on the bigger financial picture and long term plan. - Strong judgment, discretion, and comfort handling confidential financial information. Preferred Qualifications - Experience in a project-based events, hospitality, travel, agency, or services business. - Experience managing a small team, or overseeing direct reports and providing direction to our cloud-accounting team that manages our payroll, weekly bookkeeping, and tax compliance. - Experience with multi-currency payments, FX tracking, or international vendor payments. - Familiarity with Dext, Wise, OFX, expense management tools, and external bookkeeping coordination. - Understanding of revenue recognition, deferred revenue, prepaids, and program/job costing. - Experience supporting leadership with dashboards, cash planning, and operating reports. Core Competencies - Financial operations excellence - Cash flow awareness - Process discipline - Analytical thinking - Systems fluency - Clear communication - Ownership and accountability - Calm under pressure - Detail orientation without losing the plot Success in This Role Looks Like - Cash balances are accurate, visible, and proactively managed on an ongoing basis. - Program budgets, trackers, and reconciliations are kept current and reliable. - Vendor and client transactions happen on time without avoidable fire drills. - Xero and supporting schedules stay clean and well maintained. - Month-end reviews are organized, accurate, and completed on schedule. - Leadership has confidence in the numbers and the finance engine behind them to make key decisions based on the data. Benefits - 4-Weeks Starting Vacation 🌴 - Company Paid (100%) Health & Dental Benefits 🏥 - $2,500 Annual Professional Development Stipend 📚 - 100% Remote Work (Forever!) 🏠 - $2,000 Annual ‘Work from Wherever’ Stipend 💻 - 4-Day Work Week During the Summer (Friday’s Off!) ☀️ - $500 Annual “Health & Wellness” Credit 🏋️‍♀️ - Travel Opportunities 🗺️ - Aeroplan Points for Personal Travel ✈️ - Monthly Social Events, Flexible Hours - Twice Annual Retreats (In recent years, we’ve taken the team to Tuscany 🇮🇹, Cartagena 🇨🇴, Prince Edward Island 🇨🇦, Nicaragua 🇳🇮, Maryland 🇺🇸 and Tulum 🇲🇽) - And more! 🎉 Application Process Please complete the application by clicking "Apply Now". Within the application you will be asked to answer the below 5 mandatory questions: - You’re managing multiple cash accounts (operating, program, credit cards) and notice that upcoming obligations exceed available cash by CAD$150K over the next 30 days. What steps do you take, and in what order, to manage this situation? - In a month-end review of the bookkeeping done by our accounting partner, you notice discrepancies between Xero balances and actual bank/payment platform balances. What is your process for identifying and resolving these discrepancies? - At any given moment, Moniker is managing large cash balances for both clients and our own internal funds. What would be your approach to investing these funds, taking into account balancing risk, liquidity, meeting the day-to-day needs of the business, and maximizing potential returns? - What is your level of experience or exposure to managing Foreign Currency, Forward Contracts, and mitigating the impact of FX on a business operating in multiple currencies? - How might you use AI tools like Claude or ChatGPT to support your function and allow you to be more effective in your role? Do you have any examples of tools you've built that you can share? Moniker is committed to building a diverse, equitable, and inclusive workplace. We welcome applicants from all backgrounds and do not discriminate based on race, gender, sexual orientation, disability, or any other protected status.

Moonshot is the “Robinhood for DeFi”—an iOS and Android app that lets anyone trade cryptocurrencies on-chain through a user-friendly interface. Since our launch in July 2024, we’ve attracted 2M+ users. Our mission: Make moonshots possible for everyone. Our vision: Make a world where life-changing financial outcomes are within everyone's reach. Everyone on our team is both a decision-maker and an implementer—united by a sense of urgency and driven by the conviction that our work can transform global finance. If you thrive on curiosity, welcome tough challenges, and aspire to leave a meaningful mark on the world, Moonshot is the place for you. You’ll run toward the hardest problems alongside high-caliber teammates who consistently push each other to excel and who share your dedication to shaping the future of decentralized finance. This role is full-time, preferably located in NYC. Open to remote for the right candidate. The Opportunity Moonshot is at an inflection point. We've built one of the fastest-growing consumer DeFi products in the world—and now we need a finance leader who is embedded in the business, not sitting on the sideline. As our Head of Finance, you'll be our first dedicated finance hire, owning the full financial function: from daily operations and onchain accounting to budgeting, forecasting, board reporting, and product-level financial strategy. This is not a back-office role. You'll sit in the room where decisions are made, translating financial reality into strategic clarity for the team and our investors. You'll build the systems, processes, and discipline that will carry Moonshot to the next stage of growth. What you’ll be doing (i.e. job duties): - Own all day-to-day financial operations: bookkeeping, accounts payable/receivable, month-end close, and reconciliation across fiat and digital asset accounts - Build and maintain rolling budgets, financial models, and forecasts using tools like Runway and QuickBooks — keeping the team oriented around real numbers in real time - Prepare and deliver board-level financial packages; present clearly and confidently to investors and leadership - Serve as a financial business partner to Product, Growth, and Engineering — scoping features, evaluating unit economics, and pressure-testing spend decisions before they're made - Own onchain accounting: manage digital asset treasury activity, track protocol revenue, and ensure accurate treatment of crypto assets across the balance sheet - Evaluate and implement the right financial tech stack as we scale — you'll have opinions on what good tooling looks like at this stage, and the ownership to act on them - Partner with legal and external accountants on tax planning, entity structuring, and compliance as the business grows - Identify cost efficiency opportunities and bring financial discipline across the org What we look for in you (i.e. job requirements): - 6–8+ years of finance or accounting experience, including meaningful time at a high-growth startup or crypto-native company - Genuinely crypto-native: you understand onchain accounting, digital asset treatment, token flows, and DeFi protocol mechanics — not just in theory but in practice - Hands-on with financial planning tools: Runway, QuickBooks, and ideally crypto-specific accounting platforms (e.g., Bitwave, Tres Finance, Ledgible) - Strong financial modeling skills — you can build a three-statement model from scratch, run scenario analysis, and communicate the story behind the numbers - Owns the analytics layer of finance: builds and manages dashboards and reporting infrastructure (e.g., in Looker, Mode, Metabase, Tableau, or similar), ensures data integrity across finance, growth, and product systems, and enables the team to self-serve critical metrics - Experience preparing and delivering board-level financial reporting - A builder mindset: you're energized by creating structure where none exists and thrive without a playbook - Embedded by nature — you're at your best when you're close to the product and the team, not siloed or dependent on weekly syncs - Direct communicator who can translate financial complexity for non-finance stakeholders - US-based, with availability during Eastern working hours Nice to haves: - CPA or CFA designation - Prior experience at a consumer crypto, DeFi, or fintech company - Familiarity with Solana ecosystem and SPL token accounting - Experience with onchain analytics tools (Dune, Nansen, Flipside) - Background supporting a fundraise, including investor due diligence - SQL proficiency or comfort working with data-heavy financial environments

Is a culture where “People Count,” “We Do the Right Thing,” and “We Hold Ourselves to Very High Standards” important to you? Does a supportive environment that protects time to develop knowledge and encourages work/life balance entice you? If so, Guardian is seeking a Senior Life Underwriter to develop and implement decision making of individual life cases up to $5,000,000! In this role you will use your expertise to determine the insurability as well as premium classification using tools available including, medical history, financial verification and various third-party vendor provided reports. The Senior Life Underwriter is accountable for managing assigned work, developing agency relationships, and ensuring customer satisfaction at the highest level. The position requires the individual to operate in a cross-functional team environment. You are The ideal candidate will be able to work autonomously and confidently make underwriting decisions that provide the best offer within their assigned approval authority and protect mortality. They will also be able to transform conceptual thinking into competitive decisions that align with company philosophy and department guidelines. You will - Recognize and obtain requirements necessary in evaluating risks, consistently using a comprehensive approach (a “broadened view” of the entire case to forecast all needs and requirements at onset) - Evaluate medical, financial, and non-medical information, as developed, to determine the risk classification according to company guidelines. - Collaborate with our reinsurers to negotiate and secure risk classification for business that may exceed our mortality standards, exceed our corporate retention, and/or for the benefit of securing a more competitive offer. - Communicate with field partners and home office personnel for the purpose of acquiring necessary information, solving problems, negotiating appeals, and conveying decisions in a polite, confident, and professional manner. You have - 3-5 years of experience in individual life underwriting - Bachelor’s degree - Industry related education (ALU, CLU, LOMA, etc.) - Knowledge of underwriting manuals, MIB (Medical Information Bureau) reporting, and various risk assessment vendor tools - The skills for risk assessment, collaboration, and customer service - The ability to think divergently. - Knowledge of individual life insurance products/processes - Analytical, Negotiation, Written and Oral communication skills. - Exceptional decision-making skills and organizational and time management skills Salary Range: $68,970.00 - $113,310.00 The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education, experience, knowledge, and abilities of the successful candidate. In addition to salary, this role may also be eligible for annual, sales, or other incentive compensation. Our Promise At Guardian, you’ll have the support and flexibility to achieve your professional and personal goals. Through skill-building, leadership development and philanthropic opportunities, we provide opportunities to build communities and grow your career, surrounded by diverse colleagues with high ethical standards. Inspire Well-Being As part of Guardian’s Purpose – to inspire well-being – we are committed to offering contemporary, supportive, flexible, and inclusive benefits and resources to our colleagues. Explore our company benefits at www.guardianlife.com/careers/corporate/benefits. Benefits apply to full-time eligible employees. Interns are not eligible for most Company benefits. Equal Employment Opportunity Guardian is an equal opportunity employer. All qualified applicants will be considered for employment without regard to age, race, color, creed, religion, sex, affectional or sexual orientation, national origin, ancestry, marital status, disability, military or veteran status, or any other classification protected by applicable law. Accommodations Guardian is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. Guardian also provides reasonable accommodations to qualified job applicants (and employees) to accommodate the individual's known limitations related to pregnancy, childbirth, or related medical conditions, unless doing so would create an undue hardship. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact MyHR@glic.com. Please note: this resource is for accommodation requests only. For all other inquires related to your application and careers at Guardian, refer to the Guardian Careers site. Visa Sponsorship Guardian is not currently or in the foreseeable future sponsoring employment visas. In order to be a successful applicant. you must be legally authorized to work in the United States, without the need for employer sponsorship. Current Guardian Colleagues: Please apply through the internal Jobs Hub in Workday.