About the Company Vantage Group Holdings Ltd. (Vantage) was established in late 2020 as a re/insurance partner designed for the future. Driven by relentless curiosity, our team of trusted experts provides a fresh perspective on our clients’ risks. We add creativity to tech-enabled efficiency and robust analytics to address risks others avoid. Vantage provides specialty re/insurance through its operating subsidiaries in Bermuda and the U.S. Vantage has approximately 365 colleagues in both the United States and Bermuda. We have offices in Chicago, IL, Norwalk, CT, Arlington, VA, Boston, MA, New York, NY, Atlanta, GA and Hamilton, Bermuda. Additionally, we are a highly geographically diverse workforce with colleagues based in 35 states and counting. We fully support work flexibility including remote and hybrid work arrangements. About the role: At Vantage, the Senior or AVP Underwriter (based on experience) is a member of our Primary Casualty team. The mission of the team is to add creativity to tech-enabled efficiency and robust analytics to address risks others avoid. This role will be responsible for underwriting Primary Casualty business according to authority level and established guidelines. This role reports to our Head of Primary Casualty, and we prefer this position to be based in the Southeast (Atlanta and surrounding areas) region; however, we are flexible in terms of location, with both remote and in-office options available for the right candidate. The base salary expectation for this role is between $140,000 and $200,000. Actual base salary for the selected candidate may be higher commensurate with candidate experience and expectations. Additionally, Vantage offers its colleagues performance-based bonus potential, strong health & welfare benefits, retirement plans with company match, competitive time off plans, a highly flexible work environment, and much more. Responsibilities & Accountabilities: - Reviewing submissions to ensure alignment with risk appetite and business strategy.  - Generate new business by working with brokers and clients to find innovative ways to deploy products. - Analyze complex risks and unusual transaction structures thoroughly and effectively.  - Perform underwriting activities associated with the management of all underwriting transactions, service standards and compliance rules and documentation.  - Demonstrate a customer service mindset by proactively engaging internal and external contacts.  - Collaborate and correspond with internal and external contacts, to achieve a high level of service and meet client expectations.  - Interact directly with various business partners and internal departments.  - Meet departmental service standards in place for each process.  - Perform other duties and special projects as assigned under minimal supervision.  - As a new company we fully acknowledge the scope of each colleague’s job will change over time. Vantage expects all colleagues to be flexible and understand that responsibilities and accountabilities will morph and change. Ideal Candidate Profile: - Bachelor’s degree required or equivalent professional experience. - At least five years of Primary Casualty Experience required. - Southeast (Atlanta and surrounding areas) Relationships and contact preferred. - Excellent written and verbal communication skills. - Strong knowledge of Microsoft Word and Excel.  - Ability to process and adapt to change in a rapid growth new-company environment. Vantage associates are expected to be curious, thrifty, and resourceful to manage through the unknowns of growing a specialty (re)insurance business from the ground up. Vantage Values Do What’s Right - be a force for good, for our customers, shareholders, colleagues, industry, and communities. Be Relentlessly Curious - ask questions, listen to understand, challenge the status quo, look for ways to say YES, drive innovation, be opportunistic and disciplined. We’re Better Together - collaborate, be inclusive, supportive, respectful and humble, be a trusted partner internally and externally. Be Transparent - in who you are, what you think, and how you work, seek, and provide alternative points of view, be true to yourself. Make A Difference - focus on impact, embrace technology, leverage data and analytics as critical assets, act intentionally to deliver on our mission.

Role Description The AVP, Fair and Responsible Banking Management is responsible for ensuring compliance with fair lending laws and regulations through various analytical and managerial tasks. - Analytical knowledge of fair lending approaches and technical skills of statistical and data management tools. - Design, assess and/or execute statistical models to evaluate fair lending risk across various credit products (mortgage, commercial lending, small business lending, and credit cards). - Conduct UDAAP analysis and fair lending analysis including: - Underwriting and Pricing regression - Redlining and Peer identification - Data extraction (via FFIEC website or other) - Data mining/analyses - Assessment of initial data results - Selection criteria for respective matched pair sample size and files for review - Evaluation for potential unfair discrimination or other fair lending disparities/impact - Assess potential areas of concern in Redlining analysis via review of multiple sources of data. - Perform comprehensive annual and/or periodic Fair Lending risk assessments, determining respective risk ratings with supporting/documented rationale. - Work with the Director of Community Development to monitor the Bank’s CRA performance. - Coordinate, document and review CRA lending performance. - Periodic review of Bank's assessment area to ensure reasonableness of the delineation. - Ensure compliance with the CRA data collection, reporting, and disclosure requirements. - Maintain relevant CRA reports and files, including data and documentation. - Provide CRA and fair lending training to employees and management as needed. - Analyze current demographic data, determine the appropriateness of existing products and services, and recommend changes to management where necessary. - Analyze and document components of the lending test utilizing CRA software to track CRA performance and present reports to management. - Make recommendations to improve the Bank's CRA position in the community. - Review new products and services to ensure they are designed to meet the needs of the community. - Review lending products to ensure they represent safe and sound credit programs, while adequately designed to meet the needs of low or moderate income individuals or neighborhoods. - Respond to internal and external audits and assist with regulatory examinations. - Responsible for handling verbal or written CRA and fair lending related complaints and assisting in issuing a response to the complaint. Qualifications - Knowledge of CRA and Fair Lending laws and regulations. - Strong organizational skills, with a demonstrated ability to meet deadlines while working with little or no supervision. - Highly proficient in time management, planning and prioritization. - Excellent analytical skills, demonstrated skills in critical thinking, attention to detail, and problem-solving. - Excellent verbal and written communication skills, and ability to interface effectively with senior management. - Ability to work in a fast-paced, changing environment. - Strong interpersonal skills in dealing with external groups and/or organizations. - Strong ethics and the ability to maintain a high degree of confidentiality. - Effectively influences without authority and leads change by building trust and credibility. Requirements - Bachelor degree from a 4 year college or university required. - Minimum of 6-8 years of financial institution consumer compliance experience, including specific experience in fair lending. - Five (5)-Seven (7) years of experience with risk management and/or Community Reinvestment Act responsibilities, preferably at a large financial institution. - Preferred experience performing fair lending risk assessments, audits/reviews, conducting statistical fair lending analysis and/or redlining analysis. - Skilled in operation of a personal computer and Microsoft Word, Excel and PowerPoint. - Experience with IBS, Salesforce, and HMDA/CRA software. Benefits - Annual paid volunteer time off. - Charitable-matching opportunities. - Professional growth opportunities. - Interesting colleagues. - Satisfaction of supporting our communities.

• Partner with the SVP, Total Rewards to operationalize and evolve the company’s compensation philosophy and strategy • Play a leading role in the governance and continuous improvement of compensation programs, including base salary structures, incentive plans, and equity programs • Establish and maintain frameworks, guidelines, and controls to support consistent and effective pay decisions • Ensure integration with benefits, well-being, and overall employee value proposition • Act as consultant to People Partners, Talent Acquisition, and management on compensation matters, including the total rewards strategy, compensation philosophy, market benchmarking, internal equity, policies, procedures. • Influence decision-making through data-driven insights and a strong understanding of business priorities • Responsible for the end-to-end management of annual compensation cycle, including salary increase, bonus, and equity planning • Oversee tools, modeling, and processes to enable efficient and effective decision-making • Establish and lead compensation communication and education strategies that embed understanding of the company’s compensation philosophy and enable consistent application of compensation practices across the organization • Ensure clear communication and enablement for People Partners and business leaders • Oversee the administration and governance of equity programs, ensuring effective execution and alignment with total rewards strategy • Own the relationship with the company’s third-party equity administration vendor, including oversight of day-to-day operations, service delivery and process effectiveness • Partner with Accounting to support equity related reporting, expense management and compliance requirements • Contribute to the evolution of equity programs and practices in line with business needs • Develop and deliver training and educational materials to enhance participant understanding of equity program and support informed decision-making • Lead the organization’s approach to market benchmarking and compensation analytics • Translate external market data and internal insights into actionable recommendations • Develop scalable reporting and tools to support ongoing decision-making • Lead pay review analyses and partner with the SVP, Total Rewards on remediation strategies • Ensure compliance with compensation-related regulations, including pay transparency requirements • Partner with People & Culture Partners and Legal to proactively manage risk and uphold equitable pay practices.

As a team member in Finance at Nationwide, a Fortune 100 company with nearly $70 billion in annual sales, the opportunities are endless! Let Nationwide help create your career journey! At Nationwide®, “on your side” goes beyond just words. Our customers are at the center of everything we do and we’re looking for associates who are passionate about delivering extraordinary care. Please Note: Qualified applicants may perform this role remotely from locations within the United States. Periodic travel to headquarters is expected. #LI-ML1 Job Description Summary Our Property and Casualty (P&C) Actuarial team members have opportunities to use state-of-the-art tools, are encouraged to innovate and learn to master actuarial methodologies. If this sounds like a place you could thrive, then we want to know more about you! As the AVP, Personal Lines Pricing - Property leader, you will be responsible for leading the development of new countrywide, state, and line level rate adequacy processes as well as scenario forecasting capabilities. Working in partnership with Nationwide’s Actuarial Modernization team, you will provide both actuarial thought leadership and technical leadership on these key deliverables. Additionally, you’ll lead the delivery, implementation, and training. Job Description Key Responsibilities:    - Develops strategy and provides actuarial thought leadership on new countrywide, state, line level rate adequacy processes as well as a scenario forecasting capability for Home and Auto. - Partners with Strategic Pricing, Product, Actuarial and Analytics leaders to develop and implement new solutions. - Leads cross functional teams including your staff, key partner areas, and 3rd party consultants in order to allocate resources ensuring completion of highest priority work. - Works within tight timelines to deliver a minimum viable product then continuously enhances and evolves the framework as needed. - Supports core pricing and planning work along with business demand as needed. - Oversees implementation of data governance in line with enterprise standards. - Hires, develops and manages actuarial/finance talent. Responsible for talent and succession planning. - Supports other special projects or ad hoc initiatives (e.g., assisting with strategic partnerships, audits, etc.). May perform other responsibilities as assigned. Reporting Relationships: This job reports to VP, Personal Lines Pricing. Leads a team of 12 or more associates..   Typical Skills and Experiences:      Education:   Undergraduate studies in actuarial science, business, finance, mathematics, economics, or related field with strong quantitative orientation. Bachelor’s degree preferred.    License/Certification/Designation:   Fellowship in the Casualty Actuarial Society preferred, Associate in the Casualty Actuarial Society required.   Experience:  Typically, ten or more years related experience (pricing, actuarial, product). Prior management experience required. Prior Personal Lines Pricing experience highly preferred.   Knowledge, Abilities and Skills: Proven track record in dramatically improving existing actuarial processes as well as envisioning and delivering completely new processes. Ability to identify needs of the organization and develop a multi-year strategic plan. Demonstrated ability to collaborate across teams and influence to achieve goals. Ability to attract, hire and develop strong talent. Demonstrated strong verbal and written communication skills, including the ability to build and defend a business case, provide executive level recommendations and reporting. Proven ability to comprehend and explain actuarial concepts and other advanced technical concepts.  Ability to assimilate information and make recommendations based on a combination of factors. Foundational knowledge of technology and actuarial data and tools; advanced modeling experience preferred.   Other criteria, including leadership skills, competencies and experiences may take precedence.     Staffing exceptions to the above must be approved by the hiring manager’s leader and HR Business Partner. Depending on level, the approvers may change.     Values:  Regularly and consistently demonstrates Nationwide Values.    Job Conditions:   Overtime Eligibility: Not Eligible (Exempt)     Working Conditions: Normal office environment.   Some travel may be required. ADA: The above statements cover what are generally believed to be principal and essential functions of this job.  Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties.    We currently anticipate accepting applications until 04/27/2026. However, we encourage early submissions, as the posting may close sooner if a strong candidate slate is identified before the deadline. Benefits We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer, click here. Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law. This position could be filled within any of the lower 48 U.S. states. Smoke-Free Iowa Statement: Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act, individuals may contact the Smokefree Air Act Helpline at 888-944-2247. For NY residents please review the following state law information: Notice of Employee Rights, Protections, and Obligations LS740 (ny.gov) https://dol.ny.gov/system/files/documents/2022/02/ls740_1.pdf NOTE TO EMPLOYMENT AGENCIES: We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means. Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part-Time Roles: Please be aware that the salary ranges listed below reflect full-time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full-time schedule. The national salary range for AVP, Actuarial Personal Lines - Countrywide Pricing : $154,000.00-$290,000.00 The expected starting salary range for AVP, Actuarial Personal Lines - Countrywide Pricing : $154,000.00 - $258,000.00