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Mudflap logo
Mudflap

The #1 Fuel App for Trucking. Get instant diesel discounts at truck stops nationwide.

Senior Credit Risk Analyst

Location

California + 1 moreAll locations: California | Texas

Posted

61 days ago

Salary

$155K - $180K / year

Seniority

Senior

Bachelor Degree5 yrs expEnglishPythonSQL

Job Description

Senior Credit Risk Analyst

Mudflap

• Successfully grow the Mudflap Fuel Card product while managing the profitability of the portfolio • Ensure that the loss rates of the Mudflap Fuel Card align with risk appetite and profitability goals • Determine KPIs to assess the success of the Mudflap Fuel Card • Develop and implement policies and procedures that reduce credit and fraud risk for Mudflap • Develop repayment and collection strategies to improve the recovery of delinquent accounts • Partner with operations and product teams to implement credit and collections strategies • Develop next generation credit risk financial models and best-in-class monitoring framework • Shape the future of our credit card/credit program using various tools and methodologies: multi-product internal data, credit bureaus and alternative data sources • Partner with the leadership and product teams to develop and launch new credit products as Mudflap expands its offerings

Job Requirements

  • Strong technical knowledge of SQL/Python/Excel
  • 5+ years in Data/Business/Financial Analysis
  • Experience in mobile payments or financial technology strongly preferred
  • Exceptional problem-solving skills
  • Solid understanding of lending procedures
  • Excellent analytical skills, with the ability to create and process financial spreadsheets
  • Ability to develop and foster strong cross-functional partnerships
  • Action bias and willingness to work in a dynamic environment
  • Demonstrated exceptional ownership of not only your work but also the business outcomes

Benefits

  • Competitive salary and equity in a high-growth startup
  • Multiple health benefit options
  • Responsible Time Off
  • 401(k) matching
  • Opportunities and support for major career growth
  • Annual Company offsite event (Mudfest!)

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