Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Associate Analyst, Account Management- Launch Graduate Rotational Program 2026 - Dubai, United Arab Emirates (UAE Nationals preferred) Associate Analyst, Account Management- Launch Graduate Rotational Program 2026 - Dubai, United Arab Emirates (UAE Nationals preferred) We are looking for passionate and talented professionals, who share our vision for helping our customers in bringing one stop solutions to address their product needs in a fast and innovational way. Mastercard Launch is an 18-month global development program providing recent graduates with opportunities and exposure. This role is part of the APEMEA business unit, which offers a unique opportunity to experience 2 x nine-month rotations across curated career tracks, designed to enrich and diversify the Launch of your career, alongside enhancing your professional growth as part of the Global program that owns this initiative. Available Opportunities Please specify if you have a preferred function as part of your application or if you are open to all. This information will be leveraged to best match applicants to the most suitable role. 1. Sales and Business Development As part of our Sales and Business Development track, you can expect to focus on strategic sales planning and consultative and solution selling. These teams provide: Product expertise and help leverage Mastercard integrated solutions to drive sales and revenue goals Is responsible for setting sales strategies as it relates to products that are aligned with geographical strategy and help identify and close sales leads Market intelligence to product developers and managers to support design, development and implementation efforts 2. Product Management and Solutions As part of our Product Management and Solutions track, you can expect to focus on user experience, product performance and ongoing management, customer needs and insights and architecting solutions. These teams provide: The overall coordination, status reporting, financials, schedules and stability of project-oriented work efforts, ensuring that project goals and objectives are met within agreed time, scope and resource requirements Detailed project plans and manages all implementation processes within budget constraints 3. Implementation and Delivery As part of our Implementation and Delivery track, you can expect to focus on implementation and support, platform, product and service expertise. These teams provide: Management of the overall coordination, status reporting, financials, schedules and stability of project-oriented work efforts, and ensures that project goals and objectives are met within agreed scope and resource requirements. Develops detailed project plans and manages all implementation processes within budget constraints. Skills learned across all experiences include: payments knowledge - project management - data analytics - influencing and negotiation - strategic thinking - local market dynamics We recruit for and value the following core competencies: Passion: Actively seeks responsibility and takes pride in delivering the highest quality results and recommendations to our clients. Proven record of leadership in a work setting and/or through extracurricular activities. Analytic Excellence: Demonstrates a strong aptitude for structured problem solving, analytical and quantitative skills. Business Interest: Clear interest in the world of business, and intuition for the way that companies make decisions. Rapid Growth: Eagerness to learn quickly, both through Mastercard's structured training curriculum and organic development opportunities. Teamwork: Willingness to work within small teams to produce outstanding deliverables, with a will to win attitude. Integrity: Outstanding record of academic achievement. Commitment to Mastercard's values of honesty and integrity with a willingness to embrace and learn from mistakes. Diverse Perspective: Brings a unique skillset or approach to the table in every client engagement or internal activity. Communication: Ability to communicate complex ideas effectively. Excellent written and verbal communication skills. Qualifications: Undergraduate or master's degree with an expected graduation date between Dec 2025-Aug 2026 Ability to communicate complex ideas effectively - both verbally and in writing - in Arabic and English UAE Nationals preferred What you'll need To be available for start from 1st September 2026 Strong verbal and written communication skills Analytical and problem-solving skills Strong strategic and conceptual aptitude Ability to multi-task and prioritize multiple projects concurrently High-energy, can-do attitude, very strong sense of ownership and desire to succeed with commensurate analytical, technical, and strategic skills Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: - Abide by Mastercard's security policies and practices; - Ensure the confidentiality and integrity of the information being accessed; - Report any suspected information security violation or breach, and - Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.

• Maintain job data, pay structures, and employee compensation records in Dayforce and related HR systems. • Support annual and off-cycle compensation processes including merit, bonus, and promotion cycles. • Assist with market pricing and benchmarking activities, including survey participation and data submissions. • Use AI tools to accelerate compensation reporting and surface data insights, applying judgment to validate outputs and ensure accuracy. • Support day-to-day administration of employee benefits and wellness programs across Billtrust’s global employee population, navigating country-specific plan structures and vendor relationships. • Respond to employee inquiries related to benefits eligibility, enrollments, and plan details. • Coordinate with benefits vendors and support open enrollment planning and execution. • Help ensure compliance with applicable regulations across jurisdictions, including ACA and ERISA in the US and country-specific requirements across Billtrust’s international locations. • Support payroll processing activities including preparation and validation of payroll inputs. • Assist with payroll compliance, tax reporting, and year-end activities such as W-2 preparation. • Partner with Finance and external vendors to research and resolve discrepancies. • Maintain process documentation and ensure adherence to internal controls.

• Manage and optimize the preventive and corrective maintenance plan for the fleet (light- and heavy-duty vehicles) • Monitor maintenance KPIs (availability, MTBF, MTTR, cost per km, cost per asset) • Analyze recurring failures and propose structural actions to increase fleet reliability • Control and monitor maintenance costs, identifying opportunities for reduction • Manage suppliers (workshops, dealerships, parts and services), ensuring quality, SLAs and appropriate costs • Validate maintenance estimates/budgets and ensure adherence to technical standards • Monitor and audit the execution of maintenance services • Ensure correct completion of checklists, inspections and operational routines • Standardize maintenance processes and best practices • Support TCO (Total Cost of Ownership) management, with a focus on maintenance costs • Identify opportunities to extend asset useful life • Conduct technical analysis for vehicle replacement and fleet renewal • Work closely with operational teams to minimize downtime/unavailability • Develop maintenance-related management reports and indicators • Ensure compliance with safety standards and applicable regulations.

• Develop and maintain complex management dashboards and reports (fleet performance, driver behavior, costs and productivity) • Define and automate indicators (KPIs) related to fleet operations (telematics, maintenance, fuel, fines and idle time) • Analyze large volumes of telematics data (speed, RPM, braking, cornering and acceleration) to identify patterns and opportunities • Build analytical models to identify risky behaviors and recommend preventive actions • Perform predictive analyses (e.g., maintenance, consumption, operational failures) • Integrate multiple data sources (telematics, ERP, maintenance systems, fuel systems, etc.) • Support management in monitoring and optimizing TCO (Total Cost of Ownership) • Develop operational efficiency studies and cost-reduction initiatives • Collaborate with operations teams and clients to translate data into practical actions • Propose process improvements based on data and evidence • Act as the technical reference for BI and data within the fleet area.