Overview This is a remote role that may be hired in several markets across the United States. Be part of the Model Risk Management (MRM) team, with a primary focus on conducting validations for the bank's CCAR stress testing and capital planning models. The team encompasses a diverse range of models, including Credit Risk models (PD, LGD, EAD, and loss forecasting), PPNR and ALM models (loan balance, deposit balance, net interest income, non-interest income, and non-interest expense), Moody’s Economics models, and operational loss models. Collaborate with validation manager to conduct independent model validations for one or more specific areas based on background and expertise. Verify that models are performing as expected and aligning with their design objectives and business use cases while identifying potential limitations and assumptions and assessing their potential impact. Conduct thorough and comprehensive validations of various model components, ensuring that they are accurate, reliable, and aligned with the intended business objectives and regulatory requirements. Apply data analysis techniques to assess the quality, integrity, and appropriateness of data used in the models. Examine data extraction, cleaning, transformation processes, and evaluate data-related assumptions and limitations. Scrutinize the model design and construction, verifying the suitability of the modeling framework and theory for the intended use. Review model segmentation, variable selection, model testing procedures, and evaluation model assumptions, limitations, and risks. Review model code to ensure correctness, accuracy, and absence of material errors. Collaborate with model developers to address any identified issues. Assess both in-sample and out-of-sample back test results; evaluate sensitivity and scenario testing, stress testing, benchmark model development, and quantitative and business performance metrics. Provide effective challenges and identify potential model risks. Recommend appropriate mitigation measures and enhancements to improve model quality and compliance with regulatory standards. Produce high-quality, comprehensive validation reports that clearly communicate findings, recommendations, and potential risks to both technical and nontechnical stakeholders. Ensure that validation documentation adheres to internal standards. Assist model validation manager in gathering and providing materials requested by internal audit and regulators, drafting responses to questions, and defending validations in exams. Stay up-to-date with emerging trends and best practices in model validation and regulatory requirements. Contribute to the enhancement of the model validation framework by suggesting process improvements and implementing industry-leading methodologies. This is a remote role that may be hired in several markets across the United States. Qualifications Position requires a Master’s degree in Mathematics, Statistics, Finance, Economics, Physics, Engineering, Data Science, or a related field plus five (5) years of experience in the job offered or five (5) years of experience as a Model Validator, Risk Analytics, Analytics, Risk Management, or related occupation Requires extensive experience of building or validating statistical, machine-learning models for retail and commercial banking portfolios (PD, LGD, EAD, CECL, stress-testing, capital forecasting, physical- and transition-risk scenarios). Requires hands-on experience with the full model-risk-management life cycle: requirements gathering, data wrangling, model design, benchmarking, back-testing, sensitivity/scenario analysis including NGFS climate pathways, performance monitoring, documentation, and change-control. Requires experience with linear and generalized linear models (OLS, GLM, logistic/probit, Poisson, negative-binomial). Requires experience with survival/hazard models (Cox, competing-risk). Requires experience with time-series and panel-data methods (ARIMA/ARIMAX, VAR, state-space, Kalman filter). Requires experience with multivariate analysis (PCA, factor analysis) and regularization (LASSO, Ridge, Elastic-Net). Requires experience with model discrimination and calibration metrics (AUC/ROC, KS, Gini, Brier, lift/gains). Requires gradient boosting (XGBoost, LightGBM, CatBoost), random forests/bagging, SVM, shallow neural networks. Requires hyper-parameter optimization (grid/Bayesian search), feature-engineering pipelines, model explainability (SHAP, LIME). Requires geospatial techniques to quantify physical-risk exposure. Requires expert coding in SAS (Base, Macro, STAT, ETS), Python (pandas, NumPy, SciPy, scikit-learn, statsmodels), R (data, table, tidyverse, caret), and advanced SQL (window functions, ETL). Requires experience with version-control and CI/CD workflows with Git/GitLab/Azure DevOps; automated unit-testing and peer-review for regulatory traceability. Requires deep familiarity with U.S. model-risk guidance SR 11-7 & OCC 2011-12, CECL accounting standards, CCAR/DFAST stress-testing, and emerging climate-risk supervisory expectations (FRB, OCC, FDIC). Requires experience with translating regulatory and disclosure mandates into testable validation criteria and governance controls. Requires experience with design of data pipelines across large relational databases (Oracle, SQL Server, Teradata) and structured files; exposure to distributed processing (Hive/Spark). Requires experience with development of executive dashboards in Tableau or Power BI to communicate complex model and climate-risk results to non-technical stakeholders. This is a remote role that may be hired in several markets across the United States. The base pay for this position is generally between $175,000 to $212,635 per year. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment. Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits This job posting is expected to remain active for 31 days from the initial posting date listed above. If it is necessary to extend this deadline, the posting will remain active as appropriate. Job postings may come down early due to business need or a high volume of applicants. #EJC and #LI-DNI

• Faire évoluer les parcours épargnants mis à disposition des réseaux de distribution • Organiser les ateliers de travail avec les métiers, conformité pour recueillir, affiner les besoins. • Préparer des supports clairs et synthétiques • Rédiger les expressions de besoins fonctionnelles en lien avec notre éditeur pour faire évoluer les règles des applications et leur algorithme (rédaction des users stories). • Être force de proposition quant aux solutions pouvant être mises en œuvre • Effectuer les recettes. • Manipuler, traiter les données afin de les fournir aux métiers risques du groupe • Participer à l’élaboration de KPI • Réaliser le run de niveau 2 auprès des utilisateurs • Comprendre et savoir faire évoluer le fonctionnement d’un algorithme tenant compte de nouveautés règlementaires ou permettant d’Intégrer les nouveaux produits au catalogue. • Savoir faire une analyse critique du parcours épargnant et des paramètres du modèle de projection (par exemple hypothèse de volatilité ou caractéristiques des différentes familles de produits). • Tests et contrôles de l’implémentation concernant l’évolution des règles de gestion de la plateforme à partir d’une maquette Excel indépendante.

• Contribute to the product evolution through process analysis, identification of improvements and definition of solutions together with the technology team and stakeholders. • Discovery and prioritization • Conduct interviews, workshops and data analysis to identify pain points, opportunities and hypotheses for improvement; • Map business needs and translate them into structured product requirements; • Support prioritization based on customer impact and business value. • Modeling and specification • Produce artifacts such as flowcharts, UML diagrams (use cases, sequence and class) and BPMN to represent end-to-end processes; • Write User Stories with clear and testable acceptance criteria; • Define business rules, validations, messages and expected behaviors of features; • Support the definition of APIs, contracts, integrations and flows between systems. • Process analysis and improvements • Analyze, propose and plan improvements and new product features; • Investigate errors and inconsistencies reported by customers and stakeholders, proposing structured solutions; • Map accounting processes and user journeys, ensuring solutions are simple, efficient and scalable. • Quality and delivery • Support the QA team in defining test scenarios; • Validate deliveries with stakeholders and customers; • Monitor the progress of requirements within sprints, clarify doubts and ensure that requirements are met; • Verify the quality of artifacts and support the homologation and deployment processes. • Accounting and regulatory context • Translate accounting routines and ancillary obligations into rules applicable to the product; • Monitor legislative changes and trends that impact the product; • Support the development of solutions that meet accounting close routines and the generation of ancillary obligations.

Your future role at a glance Location: Remote Department/Specialty: MDM Team Schedule: Full time, Days Salary: $62,228.00- $86,742.00 per year #LI-Remote #TheResourceGroup To ensure cohesion and collaboration in the workplace, Resource Group associates filling remote roles are expected to be available for meetings and other work related needs between 9AM-4PM CST. Customer facing positions may have other preferences which will be discussed during the interview process. Life at Ascension: Where purpose meets opportunity Ascension is a leading nonprofit Catholic health system with a culture and associate experience grounded in service, growth, care and connection. We empower our 99,000+ associates to bring their skills and expertise every day to reimagining healthcare, together. Recognized as one of the Best 150+ Places to Work in Healthcare and a Military-Friendly Gold Employer, you’ll find an inclusive and supportive environment where your contributions truly matter. Benefits that help you thrive - Comprehensive health coverage: medical, dental, vision, prescription coverage and HSA/FSA options - Financial security & retirement: employer-matched 403(b), planning and hardship resources, disability and life insurance - Time to recharge: pro-rated paid time off (PTO) and holidays - Career growth: Ascension-paid tuition (Vocare), reimbursement, ongoing professional development and online learning - Emotional well-being: Employee Assistance Program, counseling and peer support, spiritual care and stress management resources - Family support: parental leave, adoption assistance and family benefits - Other benefits: optional legal and pet insurance, transportation savings and more Benefit options and eligibility vary by position, scheduled hours and location. Benefits are subject to change at any time. Your recruiter will provide the most up-to-date details during the hiring process. How you’ll make an impact in this role The Resource Group, a subsidiary of Ascension, is a business transformation services organization that specializes in resource and supply chain management. The Resource Group transforms the resource and supply function within healthcare by delivering value to its customers and remaining rooted in the ideals of hospitality. We know success is measured by the satisfaction of our customers and believe in: 1) Hiring talent from all industries and demographics to foster innovation and diversity of thought 2) Investing in people who deliver long-term success to our Participants 3) Cultivating a culture of curiosity to encourage continuous learning and, in turn, transform the organizations we serve This role falls within The Resource Group's Operations and Logistics Optimization Solution. Operations and Logistics Optimization comprises six communities working together to align inventory and data management, operational procedures, and key performance indicators, and to deliver a cost-effective, highly-efficient managed distributor model. By combining a culture of hospitality with leading operations and logistics processes and controls, these communities of skilled associates ensure resource and supply management runs silently in the background and operates in service of physicians, clinicians, leadership, and associates. Information about the responsibilities for this role can be found below: - Utilizes contracts to evaluate spend and create a more cohesive supply chain - Maintains integrity of supply, services, and vendor data through standardized governance procedures, continuous data cleansing, and process automation - Performs reconciliation to ensure synchronization between all data systems - Understands The Resource Group’s contracting process flows - Cleanses and loads contracts into ERP system(s) - Identifies contract discrepancies and escalates as applicable What minimum requirements you’ll need Education: - High School diploma equivalency with 2 years of cumulative experience. OR Associate's degree/Bachelor's degree OR 4 years of applicable cumulative job specific experience required. What additional preferences we're seeking All Resource Group associates embody the following soft skills and attributes: Nice, Bright, High-Energy, Inclusive, Willing to Give Away Power, Inspired by Mission, Invigorated by Change. In addition, we like to see: - A high school diploma (or equivalent) - Previous internship or 1 year professional experience - Full proficiency in Excel - Professional working proficiency in Google Workspace applications (Docs, Slides, Sheets, etc.) Equal employment opportunity employer Ascension provides Equal Employment Opportunities (EEO) to all associates and applicants for employment without regard to race, color, religion, sex/gender, sexual orientation, gender identity or expression, pregnancy, childbirth, and related medical conditions, lactation, breastfeeding, national origin, citizenship, age, disability, genetic information, veteran status, marital status, all as defined by applicable law, and any other legally protected status or characteristic in accordance with applicable federal, state and local laws. For further information, view the EEO Know Your Rights (English) poster or EEO Know Your Rights (Spanish) poster. Fraud prevention notice Prospective applicants should be vigilant against fraudulent job offers and interview requests. Scammers may use sophisticated tactics to impersonate Ascension employees. To ensure your safety, please remember: Ascension will never ask for payment or to provide banking or financial information as part of the job application or hiring process. Our legitimate email communications will always come from an @ascension.org email address; do not trust other domains, and an official offer will only be extended to candidates who have completed a job application through our authorized applicant tracking system. E-Verify statement Employer participates in the Electronic Employment Verification Program. Please click here for more information.