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Upstart

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Research Scientist

Research ScientistResearch ScientistFull TimeRemoteMid LevelTeam 1,001-5,000Since 2012H1B SponsorCompany SiteLinkedIn

Location

United States

Posted

68 days ago

Salary

$141.5K - $196K / year

Seniority

Mid Level

Bachelor Degree2 yrs expEnglishPython

Job Description

Research Scientist

Upstart

• Research and develop new machine learning models to enhance the accuracy of predictions across many applications (marketing, pricing, servicing, monitoring & fairness) and products (personal/auto/HELOC loans) • Design, prototype, and deploy models to production, ensuring robust and scalable implementations. • Collaborate cross-functionally with engineers, product managers, and to experiment with and optimize models for business outcomes. • Evaluate the performance of models, interpret their impact on business metrics, and present actionable insights to stakeholders. • Continuously explore novel algorithms and methodologies to keep Upstart’s ML systems at the cutting edge of technology. • Mentor junior team members and contribute to the development of a high-quality, production-ready codebase.

Job Requirements

  • Bachelor’s degree in a scientific or quantitative discipline (e.g., Math, Physics, Computer Science, Statistics, Economics, Operations Research).
  • 2+ years of experience in Machine Learning or a similar field.
  • Proficiency in Python or other programming languages.
  • Strong understanding of statistical, probability, and machine learning theory.
  • Full-stack expertise in the modeling process from ideation to production, OR deep expertise in either statistical modeling or machine learning.
  • Ability to break down complex tasks into smaller steps and make the right tradeoffs to deliver projects on time.
  • Ability to communicate technical concepts effectively to non-technical stakeholders.
  • Strong sense of intellectual curiosity, humility, and teamwork.

Benefits

  • Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
  • Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year
  • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees
  • Affordable medical, dental, and vision coverage, with multiple plan options - Upstart covers 90% to 100% of the cost depending on the plans you choose
  • Health Savings Account contributions from Upstart for eligible plans
  • Income protection benefits, including company-paid Basic Life, AD&D, and Short- and Long-Term Disability coverage, with options to purchase supplemental coverage
  • Paid time off, sick and safe time, and company holidays
  • Paid family and parental leave to support caregiving and major life moments
  • Family-centered benefits through Carrot and Cleo, supporting fertility, parenthood, and caregiving
  • Employee Assistance Program (EAP) offering mental health support and life-centered resources
  • Financial wellness resources, including access to financial planning tools and a financial concierge service
  • Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
  • Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
  • Connection and community through team events and onsites, all-company updates, and employee resource groups (ERGs)
  • Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our four offices, located in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!).

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