The job profile for this position is Business Analytics Senior Manager, which is a Band 4 Management Career Track Role. Excited to grow your career? We value our talented employees, and whenever possible strive to help one of our associates grow professionally before recruiting new talent to our open positions. If you think the open position you see is right for you, we encourage you to apply! Our people make all the difference in our success. About the Team: The Payment Integrity & Affordability Governance organization partners across the enterprise to deliver insights that help reduce healthcare costs, improve outcomes, and strengthen financial sustainability. Our work supports both internal and external partners by translating complex data into clear, actionable strategies. The National Affordability Initiatives Team focuses on measurement and analytics for national ancillary programs—helping leaders understand what’s working, where opportunities exist, and how we can continue to improve affordability and customer experience at scale. About the Role: As a Business Analytics Senior Manager, you’ll lead a team of analysts supporting national ancillary contracts and delegated utilization management (UM) programs. This role blends advanced analytics, financial insight, and people leadership, with a strong emphasis on influencing decisions at the executive level. You’ll set analytical priorities, turn complex data into clear recommendations, and help drive measurable progress toward enterprise affordability goals. You’ll also partner closely with stakeholders across finance, operations, clinical, and network teams to evaluate trends, support proposals, and ensure accurate financial outcomes for assigned programs. This is an ideal role for a leader who enjoys connecting strategy to execution—and who wants their work to directly impact healthcare affordability. What You’ll Do: - Lead strategic analytics by applying advanced techniques (predictive modeling, segmentation, drivers’ analysis) to identify trends, risks, and affordability opportunities across national programs. - Tell the story behind the data, translating analytical findings into clear, executive‑ready insights that influence decisions across technical, operational, and senior leadership audiences. - Own financial business cases for new affordability initiatives, including forecasts, variance analysis, and recommendations to improve performance. - Support national ancillary contracts by overseeing analytics for proposals, financial reconciliations, settlements, and ongoing performance monitoring. - Improve reporting and visualization by assessing current capabilities and advancing self‑service analytics solutions (e.g., Databricks, Tableau, or similar tools). - Modernize analytics through scalable methods, automation, and thoughtful use of AI‑enabled tools where they add value. - Manage and develop a team of analysts, setting clear priorities, ensuring high‑quality output, and supporting continuous skill development. - Balance multiple initiatives by prioritizing and delegating work effectively in a fast‑paced, dynamic environment. - Ensure data quality and accuracy by implementing appropriate checks, controls, and processes. - Act as a trusted thought partner to senior leaders by proactively identifying insights, risks, and emerging trends that inform near‑ and long‑term affordability strategy. What You’ll Bring: - Bachelor’s degree in a quantitative field such as Economics, Finance, Data Science, Applied Mathematics, or similar. Actuarial credentials (ASA/FSA) are a strong plus, but not required with equivalent healthcare financial analytics experience. - 7+ years of progressive experience in predictive analytics, financial modeling, healthcare economics, or related fields, including experience leading or mentoring analysts. - Strong analytical and technical skills, with hands‑on experience using tools such as SQL, Excel, SAS, Databricks, Tableau, or similar platforms. - Proven ability to translate complex analyses into actionable business insights. - Clear, confident communication skills with experience presenting to senior and executive audiences. - Demonstrated success managing multiple priorities and leading teams in a matrixed environment. - A creative, critical thinker with strong attention to analytical accuracy. - Experience with provider reimbursement, fee schedules, and contract modeling is highly valued. - Comfortable working independently while collaborating closely with cross‑functional partners. If you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload. For this position, we anticipate offering an annual salary of 130,900 - 218,100 USD / yearly, depending on relevant factors, including experience and geographic location. This role is also anticipated to be eligible to participate in an annual bonus plan. At The Cigna Group, you’ll enjoy a comprehensive range of benefits, with a focus on supporting your whole health. Starting on day one of your employment, you’ll be offered several health-related benefits including medical, vision, dental, and well-being and behavioral health programs. We also offer 401(k), company paid life insurance, tuition reimbursement, a minimum of 18 days of paid time off per year and paid holidays. For more details on our employee benefits programs, click here. Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws.Please note that you must meet our posting guidelines to be eligible for consideration. Policy can be reviewed at this link. Qualified applicants with criminal histories will be considered for employment in a manner consistent with all federal, state and local ordinances.

Make banking a Fifth Third better® We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Individual is responsible for managing the development and execution of the Credit Risk Review (CRR) Continuous Review program for assigned Commercial or Consumer line of business unit(s). Primary components of the CRR Continuous Review program include (i) the critical and independent evaluation of the accuracy and effectiveness of credit risk management processes across the Bancorp through an assessment of risk identification/rating, underwriting, new origination, borrower selection and portfolio management practices; compliance with Bancorp loan policies, procedures and applicable laws and regulations; problem asset administration and loan impairments/charge-offs; (ii) a review of credit quality and related trends on a portfolio, industry sector and/or product basis; and (iii) the identification of emerging risks. Attend (as required) regular meetings with first and second line senior business leaders and personnel, regulators and external auditors. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES AND RESPONSIBILITIES: - Display an advanced understanding and technical proficiency in all pertinent lending and credit risk topics, Bank policies and procedures, and risk monitoring and mitigation practices for assigned areas of responsibility. - Maintain awareness of general economic conditions, industry trends and product specific issues. Display an advanced working knowledge of pertinent regulatory issues and sound lending practices and their relative impact on credit risk. Assist CRR management team in ensuring CRR meets regulatory heightened standards expectations. - Demonstrate the ability to analyze and assess credit risk in complex Commercial or Consumer borrowers and portfolios and adequately support all conclusions. - In conjunction with CRR leadership team, establish risk-based business plans for assigned areas of responsibility and update as necessary throughout the year. Identify, elevate and promptly address variances to plan. Assist in ensuring CRR procedures remain current and correctly reflect actual/desired practices. - Complete all aspects of required continuous review activities for assigned portfolios with minimal supervision and in accordance with CRR procedures, deadlines and performance/financial plan objectives. Serve as project manager and/or participate in horizontal, targeted and other portfolio review activities. Act as a resource and aid in the development of more junior CRR team members. - Present CRR activities and results (as required) at regular meetings with first and second line senior business leaders and personnel, regulators and external auditors. Complete or assist in the preparation and dissemination of all related and required quarterly/ annual summaries of results in an accurate and timely manner, including an annual assessment of credit risk for assigned portfolios. - Demonstrate an understanding of key line of business strategies, risk considerations, portfolio quality trends and open issues and observations for assigned portfolios, while maintaining current and forward-looking views on aggregate portfolio risk levels. Attend applicable portfolio and problem asset review and business controls meetings, and hold routine informational meetings with first and second line senior business leaders and personnel to gain and share perspectives on these matters. - Effectively challenge and provide consultative advice to first and second line senior business leaders and personnel on risk ratings, credit risk management practices, emerging risks, borrower/portfolio credit quality trends and/or business strategies. - Work in a balanced and consultative manner with the first and second lines of defense to develop positive working relationships and to provide feedback on the results of continuous review activities. Ensure the timely socialization and publication of concise and well-written reports that summarize review results, meet the information needs of report recipients, and include issues, observations and recommendations for improvement (as appropriate). - Manage open CRR issues, observations and recommendations under assigned areas of responsibility. Solicit appropriate action plans and responses from responsible management that address root causes, resolve CRR’s concerns and mitigate the overall risk to the Bancorp. Assist CRR management team in promptly resolving any matters requiring attention (MRAs) or issues assigned to CRR with sustainable improvements to business practices. - For Commercial roles, manage and execute work processes that review the accuracy of assigned risk ratings (i.e. regulatory, probability of default and loss given default ratings) and accrual status utilizing knowledge of Bancorp policies, risk rating models and definitions. Effectively convey rating changes to first and second line senior business leaders and personnel and promptly escalate any unresolved disagreements to their manager. - Complete quality assurance review activities (i.e. active engagement in effective challenge meetings, secondary reviews of work papers and supporting review process documents, etc.) and assist in sustaining a strong CRR quality assurance program to ensure the consistency and accuracy of CRR work products and review results. Use quality assurance results constructively for personal development and to make recommendations for program enhancements. - Assist in driving a continuous improvement approach to process management within CRR, including making appropriate recommendations for change, in order to gain efficiencies and ensure the effectiveness, consistency and relevance of CRR processes. - Share review findings and emerging risks with Internal Audit and other Risk functions and coordinate to ensure appropriate coverages and independent oversight of credit risk management processes across the Bancorp. - Participate in due-diligence reviews of potential Bank acquisitions and other special projects as requested. - Assist in recruiting qualified candidates to fill open positions in CRR. MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED: - Bachelor's degree in a business related field. Graduate degree in relevant field (Business, Finance or Economics) preferred. - Minimum of 10 years lending and/or credit related experience. Credit Risk Review or similar loan review or regulatory agency experience preferred. - Possess sound leadership, interpersonal, analytical and verbal/written communications skills. - Ability to display a positive business presence and exercise sound judgment when interfacing with first and second line senior business leaders and personnel, regulators, external auditors and peers. - Solid project management and presentation skills. - Demonstrate effective influencing and negotiation skills. - Advanced ability to understand and interpret data from various applications and database tools, draw high-level conclusions and determine actions needed (Consumer roles). - Proficient in MS-Word, MS-Excel, MS-PowerPoint and other related PC applications. Experience in Access, Business Objects and SAS desirable (Consumer roles). Credit Risk Review Manager II Total Base Pay Range 96,500.00 - 207,500.00 USD Annual At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner. LOCATION -- Virtual, North Carolina 00000 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes – no matter how they are submitted – will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers. Bridge Specialty Group is seeking a Commercial Lines Property & Casualty Broker to join our growing team in San Antonio, TX! The Commercial Lines Property Casualty Broker will drive growth and retention by managing broker and carrier relationships, servicing a current book of business, developing new market opportunities, mentoring team members, and ensuring compliance and confidentiality while delivering exceptional customer service. How You Will Contribute: - Build agent and broker relationships. - Manage current book of business. - Provide excellent customer service. - Seek opportunities to access and cultivate new markets. - Effectively manage carrier relationships - Provide guidance and training to Assistant Broker - Review and analyze risks, ensuring all required information is obtained. - Ensure compliance with government agencies and corporate policies and procedures - Attend training sessions, courses, etc. to maintain up-to-date skills - Always conduct the highest level of confidentiality - Other duties as needed Skills & Experience to Be Successful: - 2 – 5 years’ experience in Commercial Multi-Line Insurance - Sales and production driven mentality - Experience working in a paperless environment preferred - Must be detail-oriented and possess the ability to multi-task - Proficiency in Microsoft Office 365 - Exceptional customer service and interpersonal skills Pay Range $80k - $100k Annual The pay range provided above is made in good faith and based on our lowest and highest annual salary or hourly rate paid for the role and takes into account years of experience required, geography, and/or budget for the role. Teammate Benefits & Total Well-Being We go beyond standard benefits, focusing on the total well-being of our teammates, including: - Health Benefits: Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance - Financial Benefits: ESPP; 401k; Student Loan Assistance; Tuition Reimbursement - Mental Health & Wellness: Free Mental Health & Enhanced Advocacy Services - Beyond Benefits: Paid Time Off, Holidays, Preferred Partner Discounts and more. Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations. The Power To Be Yourself As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, “The Power to Be Yourself”.

Forward Financing is a financial technology company based in Boston, Massachusetts with team members throughout the United States, Dominican Republic, and Canada. The company is on a mission to unlock the capital that fuels small businesses across America. Recognized as a Best Place to Work by Built In Boston and certified as a Great Place To Work®, Forward is investing in its employees, technology, and customer experience – with long-term success in mind every step of the way. This role is focused on developing profitable strategies to mitigate fraud risk while supporting a low friction customer experience. The Risk Analyst investigates, creates, implements and validates various risk segmentation strategies and policies using complex data, advanced analytical, statistical, and profitability approaches. The role requires cross-collaboration with other teams and extensive use of data to derive insights and develop fraud risk strategies. The Risk Analyst will leverage various data sources including but not limited to on-us performance, digital risk, identity verification, credit bureau, transactional, and alternative data to evaluate the risk of fraudulent applications for both new and repeat customers. Both first and third-party fraud will be a focus for the analytics, that may include underwriting, portfolio monitoring, customer experience, and other ad hoc analysis. This position will have high visibility within the underwriting team and will be instrumental in mitigating risk. In this role you will: - Review accounts and fraud cases to identify risk-separating behaviors - Extract data using SQL and perform ad hoc analysis - Develop machine learning models using tools such as Python - Optimize prompts for agentic AI to automate the detection of high-risk behavior and generate actionable outputs - Design and monitor fraud mitigation strategies that minimize friction for legitimate applicants, including oversight of step-up and manual review processes - Develop and execute strategies to identify and investigate accounts opened under suspected ID theft or unauthorized 3rd party, coordinating with various teams to reduce fraud claims - Oversee relationships and integrations with external data providers and scoring vendors - Conduct root cause analysis on early defaults and fraud claims defects - Develop and maintain reports to measure progress against strategic business goals - Work with autonomy and be proactive in identifying opportunities - Partner with underwriting, operations, analytics, portfolio strategy, customer experience, legal and compliance Why you should apply: - Mission driven company: Forward is a trusted source of fast, flexible funding for small businesses that have often been underserved by traditional financing options. When you join the team, you will help ensure all small businesses have access to the financial support they need to succeed. - Flexibility is a top priority: Our employees are empowered to choose where they want to work (whether that’s from home, in the office, or a combination of both) with flexible hours. Role Requirements: - Sound knowledge of working with large datasets using SQL and Python - Strong background in building, developing and maintaining reporting in Tableau - A hands-on attitude with the ability to prioritize and multitask deliverables - Excellent communication and organizational skills - 3+ years of analytical experience in consumer or business lending, preferably in credit risk or fraud Total Rewards: Additionally, we offer a comprehensive total rewards package, including but not limited to: medical, dental, vision, commuter benefits, a flexible time-off policy, paid parental leave, 401k match for US employees, wellness reimbursement, volunteering days, annual professional development budget, and charitable donation match. Forward is proud to be a remote-first company, keeping workplace flexibility a top priority for our employees. As a business, we are focused on impact; we are more concerned with your contributions to the success of the company than where you get your work done. To help facilitate in-person collaboration, employees are welcome to work from one of our premiere office locations. When we aren’t collaborating to drive business and support our customers, we’re finding virtual and in-person ways to get to know our colleagues, celebrate team wins, and have fun together! Forward Financing Core Values: - Drive the Mission - We believe in financial opportunity for underserved small businesses. We say “yes” when others say “no.” - Keep It Real - We value direct communication, candid feedback, and authenticity. We are an open book. - Act with Kindness - We create an environment where caring is cool and helping is the norm. We do the right thing. - Shoot for Extraordinary - We are inspired by innovative thinking and continuous improvement. We never settle for yesterday’s best. About Us: Forward Financing is a fintech company based in Boston, Massachusetts with team members throughout the United States, Dominican Republic, and Canada. The company is on a mission to unlock the capital that fuels small businesses across America. Whether facing challenges accessing traditional financing or simply needing a convenient, flexible solution, Forward is committed to funding more of the millions of small businesses nationwide. By simplifying the requirements, streamlining the process, and using advanced proprietary technology, Forward is often able to deliver approvals within hours and funds that same day – giving more businesses the financial opportunity they need to thrive. Plus, with their dedicated teams and award-winning service, customers get personalized support when they need it most. Since 2012, Forward has expanded access to capital by providing over $4.5 billion in funding to more than 87,000 small businesses. The company is A+ rated by the Better Business Bureau with an Excellent / 4.6 stars rating on Trustpilot.com. Recognized as a Best Place to Work by Built In Boston and certified as a Great Place To Work®, Forward is dedicated to empowering both its team and the customers they serve, helping them succeed and thrive. US Equal Opportunity Employment Information Forward Financing is proud to be an equal opportunity employer, and is committed to fostering a fair and inclusive culture built on a foundation of high performance and exceptional customer experience. With a laser focus on employee impact, we’re able to reduce biases and ensure the right people are in the right jobs to contribute to our mission. The varied perspectives of our people fuel innovation and make us a stronger team. By embracing what makes each of us unique, we create a supportive environment where people feel valued, accepted, and empowered to thrive. California Employee Privacy Policy