Fifth Third Bank

Role Description Design and implement technology solutions using modern engineering tools and Agile practices. Work with self-directed, cross-functional, and product-oriented teams in a highly collaborative environment. Deliver some of the bank's most important products and services while developing skills and experience well beyond your initial role. All employees are responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensuring that actions and behaviors drive a positive customer experience. Operating within the Bank's risk appetite, you will achieve results while consistently identifying, assessing, managing, monitoring, and reporting risks of all types. Essential Duties & Responsibilities: - Develop and maintain Newline's core RESTful API using Ruby on Rails - Work with SRE's to design and implement our backend infrastructure using Terraform - Work with the QA team to write thorough unit and integration tests - Participate in software architecture discussions and code reviews - Integrate our platform with bank core services and APIs - Assist in establishing data security and information security best practices - Participate in API platform scaling and optimization sessions - Develop Newline's internal data pipeline and BI tools - Implement and maintain new features and capabilities while continuously improving the quality of our technical products and services - Follow industry and organizational best practices and standards, and participate in company communities of practice to continuously refine and communicate them. Contribute to a culture of continuous improvement. - Achieve operational excellence by automating processes and creating maintainable, supportable, and testable solutions - Keep up with technology trends and innovations in your field(s) of practice - Maintain appropriate controls and documentation to ensure compliance with all company and regulatory requirements - Provide coaching, mentoring, and training for new or less experienced team members - Other duties as assigned Qualifications - Bachelor’s degree in a relevant technology field or equivalent combination of education and work experience. - Six+ years of software engineering experience required. - Hands-on experience with Ruby and Ruby on Rails required. - Experience working with PostgreSQL and ActiveRecord. - Experience writing unit tests in RSpec. - Knowledge of CI/CD tools (Jenkins). - Ability to build and consume command line tools. - Experience working in an Agile software environment. - Experience working with IaC deployments (Terraform) is a plus. - Experience building high TPS API systems (~100 TPS) is a plus. - Experience shipping highly-available (99.99%) enterprise B2B SaaS products is preferred. - Experience working in a regulated financial environment is a plus. - Strong problem-solving and communication skills. - Willingness to work in a highly-collaborative environment. - Solid understanding and significant experience with modern software development practices, tools, and/or hardware technologies. - Solid understanding of IT security best practices. - Experience designing, implementing, and supporting complex technical solutions. Requirements - Position not eligible for immigration sponsorship. Benefits - Comprehensive benefits and differentiated compensation offerings. - Opportunity to participate in an incentive compensation plan based on performance. - Extensive benefits programs designed to support the individual needs of employees and their families. Company Description Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

Role Description The responsibilities for this role are below; you may support projects of varying complexity based on skill and organizational priorities. - Responsible for growing and retaining relationships with targeted client group by coordinating all aspects of the client relationship through the delivery of value-added financial solutions (ranging from traditional to customized products) to existing and prospective clients that will help them to enhance their business. - Develops business development strategy to generate new business. - Provides leadership and direction to other credit staff and fosters strong communication between customers and internal staff from application through closing. - Coordinates all client-facing activities related to their clients, including credit support and other product area (e.g., Treasury Management) partners. - Responsible for the review and underwriting of credit requests and ensuring appropriateness and satisfaction level of existing services provided. - Responsible for developing revenue growth through generation of loans, deposits, fee income and cross selling all applicable bank services to existing customer base, and to identify and solicit bank services to non-customers. - Develops profitable new credit and non-credit new business within assigned territory. - Develops intimate knowledge of all customers and prospect opportunities. - Prepares and presents credit proposals for existing and new customers. - Ensures that proposals are complete, viable and that sources of repayment are sound and well documented. - Responsible for relationship review and overall relationship profitability. - Works with Portfolio Manager, Credit Analysts, and other members of the Credit Department to underwrite credit requests. - Ensures proper reporting, documentation, and review to determine that a loan is an acceptable risk. - Monitors, on an ongoing basis, information concerning customer performance, abilities, and industry to determine that loan is an acceptable risk. - Attends community and/or industry-specific forums, conferences and/or meetings to broaden relationship network and continually deepen knowledge of trends and practices. - Provides support to the Capital Markets businesses by assessing whether securities products and capital markets services would be appropriate for a particular client and working with the Capital Markets teams to provide those products and services to clients. Qualifications - Undergraduate degree required, graduate degree preferred. - 8 – 10+ years of experience in Banking, Investment Banking, M&A or Capital Markets. - Minimum of 3 years of experience at the Director level. - Strong corporate finance and credit skills. - Proven track record of success in working as a part of a team to originate, and close complex financial transactions. - Proven ability to pitch, win and execute on corporate finance ideas. - Leadership experience and history of involvement in key decisions around a growing financial services business. - Excellent presentation skills, both oral and written. - Strong relationship building skills. - The ability to interact effectively with senior executives inside and outside our organization. - Expertise in one or more business sectors is a plus. - Securities Industry Essentials (SIE), Series 79, and 63 license required per Fifth Third guidelines. - Series 24 license preferred. Requirements - Qualified candidates will bring professional proficiency, generally acquired through 8+ years of relevant work or internship experience in finance, accounting, or a related field. - Proven track record of success in leading teams to structure, negotiate and execute complex transactions. - Visibility to leadership as mentor in training, retention and development of talent. - High attention to detail and commitment to deliver high quality work product consistently. - Strong project management skills and ability to manage a team. - Strong collaboration, communication and leadership skills. - Ability to obtain and maintain required securities licenses in accordance with company policy. Benefits At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. - The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. - Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. - In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance. - Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. Company Description Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

Role Description Performs a wide range of duties relating to the acquisition of residential 1st mortgage loans from Correspondent lenders, through a Closed loan purchase process. Develop an approved Correspondent client base in assigned geographic area through sales calls, conferences and presentations. Maintain contact and relationships with both internal and external customers to ensure all expectations are met. Assume overall responsibility for maximizing profitability through a successful business relationship with their Correspondent customers. - Responsible and accountable for client performance by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures. - Accountable for always doing the right thing for customers and colleagues, ensuring that actions and behaviors drive a positive customer experience. - While operating within the Banks risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. Qualifications - Four-year college degree; business or marketing degree preferred. - Experience in new business development with mortgage bankers, banks, S&L's and credit unions. - Knowledge of residential mortgage processing, underwriting and closing procedures. - Knowledge of federal lending regulations governing real estate lending, including RESPA, Fair Lending. - Extensive knowledge of automated underwriting systems, Fannie, Freddie and HUD credit policy and underwriting guidelines. - Ability to complete due diligence and structure formal Correspondent approval recommendations for management approval. - Completion of structured value-ad sales training. - Demonstrated organizational skills. - Strong written and verbal communication skills. - Demonstrated teamwork and customer service skills. - Proven computer skills. - Sales skills. - Strong desire to excel in a competitive environment. - Strong track record of achieving monthly production goals. Requirements - Works in assigned territory to ensure awareness by Correspondents of Mortgage Company loan products, underwriting, regulatory, loan closing and credit policies. - Creates quarterly business plan for sales activities in assigned geographic area, including client-share analysis, value-ad sales proposition and resulting strategy for each Correspondent client. - Develops new Correspondent contacts through various mortgage affiliations including mortgage banker organizations, mortgage insurance company contacts, warehouse facilities, etc. - Maintains knowledge of Mortgage Company credit and procedures, loan products, and pricing policies. - Ability to work as a team with the operations to provide best in class communication and service. - Follows defined protocol for escalation of any pricing and credit policy exceptions. - Completes due diligence process and structures new Correspondent approval recommendations. - Conducts walk-through presentations for complete training of new Correspondent on all Mortgage Company loan products. - Aggressively assists in resolving procedural and/or documentation deficiencies of Correspondent. - Responsible for initial due diligence and investigating business background of potential new Correspondents. - Maintains industry-best levels of customer service while managing each Correspondent and support staff's expectations. - Enhances and encourages the effort to cross-sell both Correspondents for business services as well as Correspondent new customers in multiple banking services. - Manages to the monthly, quarterly, and annual goals established by the Mortgage Company. - Manage T&E expenses to communicate monthly/annual budget and company T&E policy. - Conduct work within the Fifth Third Mortgage Core values and ethics policy. Benefits - Compensation for this position is largely incentive-based. - Incentive compensation is combined with either a base salary or a draw to determine total cash compensation. - Incentive compensation is based upon company, line of business and/or individual performance. - Extensive benefits programs designed to support the individual needs of employees and their families.

Role Description The Quantitative Manager will lead and support the model governance analytical framework development, model implementation, monitoring, and documentation of quantitative models used in commercial/wholesale credit risk rating, including PD, LGD, and EAD models. This role requires a high level of technical expertise in data analysis, statistical modeling, and business analytics, along with a strong understanding of banking products, commercial portfolio, and related economics. - Provide quantitative analytical support for commercial credit risk and modeling. - Manage the full lifecycle process of development, implementation, and monitoring of quantitative models for commercial credit risk rating and portfolio management. - Focus on measurement metrics and monitoring methodology framework development. - Provide analytical consulting support to LOB teams and other cross-functional business partners for ad-hoc business analytics requests. - Formulate analytical procedures to deliver actionable insights and analytical solutions. - Develop and continuously support and enhance data reconciliation infrastructures and data construction foundational processes. - Ensure data quality and achieve process efficiency for model development, monitoring, and business decisions. - Prepare standard model and monitoring documentation that aligns with regulatory expectations and internal governance standards. Qualifications - Advanced degree in quantitative analytics, statistics, economics, engineering, or a related field. - 8-10 years of experience in statistical/econometric modeling, data analytics, and analytical reporting. - Proficiency in programming languages and tools such as Python, SAS, SQL, VBA. - Experience dealing with complex data systems extracting and constructing datasets, alongside cloud-based tools, such as snowflake system. - Good understanding of credit risk modeling frameworks, scorecard development, and portfolio management concepts. - Strong verbal and written communication skills and ability to effectively present technical materials clearly with both technical and non-technical audiences. - Strong analytical agility and problem-solving skills. - Ability to work collaboratively in cross-functional teams and manage multiple priorities. - Familiarity with commercial lending products and regulatory requirements is a plus. Requirements - Manage risk by adhering to policies and procedures. - Elevate concerns and ensure actions align with the Bank's risk appetite. - Commitment to a positive customer and stakeholder experience. Benefits - Comprehensive benefits and differentiated compensation offerings. - Base salary reflective of the range of salary levels for all roles within this pay grade across the U.S. - Eligible to participate in an incentive compensation plan based on company, line of business, and/or individual performance. - Extensive benefits programs designed to support the individual needs of employees and their families.

• Responsible for building strong relationships to expand and deepen the Fifth Third customer base • Provides guidance, coaching, and development support across the retail division on business development activities • Identifies and shares best practices for successful team execution of the sales process • Collaborates with sales team to manage a pipeline of companies and expand existing relationships • Calls on and partners with companies to demonstrate the value of Fifth Third Bank • Develops detailed plans to exceed sales and customer service goals • Maintains an in-depth knowledge of Small Business Banking products/services

Role Description This position will be responsible for business intelligence and analytical thought leadership related to the creation, execution and maintenance of analytics needs for the Third Party Management (TPM) division. Serves as the analytics subject matter expert for the TPM division and utilizes various analytical tools to optimize existing departmental reporting and create new processes to ensure that key strategic decisions are identified and supported by data sources. This position also acts as the system administrator for key systems used by the Third Party Management team. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring and reporting risks of all types. Qualifications - Bachelor's degree in Finance, Business, Economics, Information Technology, or equivalent education and/or related training. Master's degree preferred. - Seven+ years of previous experience working with advanced analytics. - Extensive experience implementing and/or utilizing business intelligence tools (SAS, SPSS, SAP Business Objects, Tableau, etc.) for the purpose of mining/manipulating key data sources. - Proven ability to work in a dynamic cross-functional work team for the purpose of learning and applying new analytical skills in response to constantly changing business needs. - Ability to effectively communicate findings, analyses, implications, and recommendations to stakeholders across all levels of the organization. - Ability to initiate, execute, and lead multiple projects under competing deadlines and shifting priorities in a fast-paced operating environment. - Previous Vendor Management, Third Party Risk Management, or Procurement experience preferred. - Highly proficient in Microsoft Excel. Demonstrated ability to learn and understand systems such as GEAC and procure to pay applications. Requirements - Provide forward-thinking approaches to managing and growing the role of Third Party Management Analytics insights across internal customer segments. - Assume a leadership role in educating key stakeholders and provide oversight around the change management needs related to this effort. - Educate key stakeholders on the value of data analytics. - Partner with internal customers to help them define and build both current and future-state data management and measurement strategies. - Lead multiple engagements (from ideation to execution) aimed at addressing current business challenges. - Serve in the thought-leader role, working closely with Third Party Management leadership and other key business partners to set overall analytics direction and define success criteria for each initiative. - Identify, build, and sustain key customer partnerships. Serve as the primary analytics contact for aligned center-of-excellence (COE) partners. - Oversee data governance, data manipulation and data analysis for assigned areas of focus. - Assume a leadership role in identifying possible data enhancements and ongoing process improvement opportunities. - Utilize multiple advanced mining tools (SAS, SAP Business Objects, Tableau, etc.) to produce analytics/insights for internal/external business partners. - Develop a thorough understanding of the data models, infrastructure, existing enterprise system relationships, and key business models related to TPM and the overall organization. - Extract and evaluate information gathered from multiple sources, resolve data conflicts, and customize communication of key data findings to diverse audiences based on business need. - Serve as a subject matter expert with regards to business intelligence and advanced analytics. - Drive and challenge key stakeholders on any data assumptions tied to the execution of their strategic plans. - Act as the system administrator for assigned Third Party Management systems and tools. Benefits - Total Base Pay Range: 96,500.00 - 207,500.00 USD Annual. - Eligible to participate in an incentive compensation plan based on company, line of business and/or individual performance. - Extensive benefits programs designed to support the individual needs of employees and their families, encompassing physical, financial, emotional and social well-being. Company Description Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

• Responsible for building strong relationships that allow for expanding and deepening the Fifth Third customer base • Provides guidance, coaching, and development support across the retail division on business development activities • Identifies and shares best practices that will allow for successful team execution of the sales process • Partners with all levels of the leadership team to collaborate on key small business and consumer household growth opportunities in the market • Collaborates with sales team to provide expertise in managing a pipeline of companies • Identify new business opportunities through one bank partnerships • Responsible and accountable for risk by openly exchanging ideas and opinions • Accountable for ensuring that actions and behaviors drive a positive customer experience

• Provide pro-active and effective real estate management for the Private Bank and Advisor Solutions. • Responsible and accountable for risk management. • Provide oversight for a diverse portfolio of residential, commercial farmland and vacant land properties. • Assume leadership in the oversight and negotiations of purchases, sales and leases. • Manage renovations, modifications and repair projects from inception through completion. • Participate in testimonial appearances before probate court.

• Leads and directs Auto Lending, portfolio management; credit quality, growth and profitability for the Auto Line of Business • Drives all credit functions (Underwriting, Exception Review, Reporting, Counter Offers, Final Credit Decisions) within the Auto business • Manages relationships between the Regional Credit Centers and dealer customers in and out of footprint • Develops cooperative relationships with internal and external customers to achieve business objectives across multiple states and geographic regions

Role Description The Regional Supervisory Manager will process and maintain affiliate Office of Supervisory Jurisdiction files, evaluate branch audit results, and serve as initial approver of incoming and outgoing correspondence and/or sales literature. They will provide regulatory guidance to the Senior Sales Managers and Area Sales Managers in assigned markets. This position will facilitate collaborative alliances with Securities Compliance to ensure full compliance with corporate policies and industry regulations and will handle escalated client communication, problem solving, and resolution when needed, and collaborate on regulatory exam (FINRA, SEC and State) requests. - Evaluate annual branch office audit results, review and approve affiliate’s correspondence, administer principal review of all OSJ files; review & monitor trading activity. - Serve as liaison with Securities Compliance while partnering on research and client communication regarding written and verbal complaints. - Collaborate with Securities Compliance regarding regulatory exam (FINRA, SEC and State) requests and compliance testing results. - Handle Registration issues (U-4, U-5, state registrations, Continuing Education follow-up, etc.). - Responsible for educating and enforcing policies in compliance with Corporate Policies and Regulatory requirements. - Provide guidance to Sales Managers with customer complaints and disciplinary issues. - Provide guidance, process improvement suggestions, best practices, and leadership ideas to senior leadership. - Responsible for timely book reassignment and client notification upon termination of registered representatives. - Acts as on-boarding specialist for all new IE & LISS employees. - Responsible for the on-going training, development, and supervision of the Licensed Investment Support Specialist role including correspondence reviews, suitability reviews, office visits, etc. - Effectively executes performance management/improvement actions to ensure the area is staffed with the right talent required to meet strategic revenue objectives. - Serve as liaison between Affiliate Sales Team and Operations Staff to provide improvement communications on operational/sales processes and procedures. - Handle various projects as needed. Qualifications - Bachelor’s degree in Business Administration, Finance, or equivalent experience. - Five (5) years of sales supervision experience within brokerage industry; prior experience supervising securities licensed persons preferred. - FINRA Series 7, Series 24, and Series 66 licenses with appropriate state resident insurance licenses for Life, Health, Long Term Care, and Variable required. - Strong knowledge of the securities business, investment products, and financial solutions. - Ability to learn and navigate brokerage computer systems; intermediate level computer skills with demonstrated knowledge of Microsoft Word, Excel, and Power Point. - Demonstrated ability to translate, simplify and communicate complex financial concepts. - Proven leadership experience including ability to coach, motivate and develop team members. - Strong interpersonal skills and relationship building skills with subordinates, peers, and leaders. - Excellent verbal and written communication skills and strong negotiation skills. - Ability to meet deadlines under pressure; strong organizational skills, ability to multi-task and be flexible. - Self-starter who can work with minimal direction. - Ability to travel as needed. Requirements - Regional Supervisory Manager. - Total Base Pay Range 96,500.00 - 207,500.00 USD Annual. Benefits - Comprehensive benefits and differentiated compensation offerings. - Opportunity to participate in an incentive compensation plan based on performance. - Extensive benefits programs designed to support the individual needs of employees and their families.