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Affirm logo
Affirm

Affirm is a financial services company that is on a mission to provide its customers with “honest financial products that improve lives.” As an employer, Af

Analyst II, International Credit Risk

Location

United States

Posted

75 days ago

Salary

$124K - $190K / year

Seniority

Mid Level

Bachelor Degree2 yrs expExperience acceptedEnglishPythonSparkSQL

Job Description

Analyst II, International Credit Risk

Affirm

• Leverage experimentation and advanced data analytics to derive insights. Dissect complex data and translate it into actionable strategies to help optimize credit underwriting • Determine and optimize purchasing power, ensuring they are set optimally to balance risk and growth, driving healthy user engagement • Play a pivotal role in underwriting cost saving, managing risk and improving the profitability • Support the launch of new products by designing and implementing credit strategies • Partner with Machine Learning and Engineering teams on building effective credit risk capabilities

Job Requirements

  • 2+ years of work experience as a data analyst/data scientist (consumer credit risk management strongly preferred but not required)
  • Curious and passionate to learn new things and think outside the box
  • Extensive experience with SQL and Python, or other scripting languages. Experience with Spark is a plus
  • Experience/knowledge with Machine Learning is a plus
  • Ability to collaborate and influence across different teams in the organization
  • Ability to communicate findings and recommendations clearly to both technical and non-technical audiences
  • A passion for finding insights in data and driving changes based on those insights
  • Intelligence + Humility. Hubris is the fastest way to blow up a business!
  • Grit. Lots of grit. You’ll wear 7 hats and not love all of them
  • This position requires either equivalent practical experience or a Bachelor’s degree in a related field

Benefits

  • Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
  • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
  • Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
  • ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

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