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Affirm

Affirm is a financial services company that is on a mission to provide its customers with “honest financial products that improve lives.” As an employer, Affirm maintains a rem

Analyst II, Credit Risk Analytics

Location

California + 4 moreAll locations: California | Connecticut | New Jersey | New York | Washington

Posted

62 days ago

Salary

$124K - $190K / year

Seniority

Senior

Bachelor Degree3 yrs expEnglishPythonSQL

Job Description

Analyst II, Credit Risk Analytics

Affirm

• Leverage advanced data analytics to derive insights and optimize credit strategies • Perform portfolio analytics including out of trend investigations and attribution analysis • Partner with Machine Learning and Engineering on building effective monitoring and credit risk capabilities • Monitor portfolio as well as macroeconomic trends impacting loan performance • Drive adjustments to our underwriting and marketing strategies to mitigate risk • Contribute in enhancing the end-to-end portfolio management monitoring framework

Job Requirements

  • 3-5 years work experience as a data analyst (consumer credit risk management strongly preferred but not required)
  • Curiosity to learn about data, models and algorithms
  • Extensive experience with SQL and Python
  • Ability to collaborate and influence across different teams in the organization
  • Ability to communicate findings and recommendations clearly to both technical and non-technical audiences
  • A passion for finding insights in data and driving change based on those insights

Benefits

  • Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
  • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
  • Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
  • ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

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