Title: Middle Market Sr Sales Underwriting Specialist Location: Pennsylvania, USA, United States This is a Full-time, Exempt role. This is a Hybrid position. Job Description: Our Middle Market department is seeking a Sr. Sales Underwriter to join our growing team for our Pennsylvania territory. Position Overview/Summary: Responsible for identifying, soliciting, underwriting and selling new and renewal Middle Market accounts that drive profitable growth and align with Industry Segments, appetite and mix goals. Apply advanced technical, sales and analytical skills to provide insurance solutions that help Hanover's customers manage risk. Demonstrates a thorough understanding of Hanover's strategies and appetites and will use internal and external data to make appropriate individual and portfolio risk decisions. Operates within a broad Letter of Authority for all underwriting decisions and with limited direction while managing an assigned book of business, generally with high technical complexity and coordination. Responsibilities/Essential Functions: Technical Underwriting Knows and applies advanced underwriting concepts including risk selection, exposure and hazard identification and control, coverage implications, and loss analysis. Uses all appropriate underwriting tools (e.g. RQI, WC RST, UWWS, and CLAY.), disciplines and knowledge of strategies to ensure underwriting guidelines are followed. Advanced knowledge of pricing components and rating methodology and correlates pricing to exposure, financial and competitive analysis. Completes file documentation according to best practices guidelines and state regulations and can clearly explain account decisions. Adheres to CAT guidelines and underwriting discipline to minimize exposure and appropriately price individual risks. Applies increased knowledge of CAT aggregation to decision making. Portfolio Management & Financial Acumen: Manages assigned portfolio to achieve gross written premium, profitability, rate, retention, industry and LOB mix, new business and portfolio management goals. Reviews key metrics and uncovers trends that may lead to new business opportunities with agents while achieving profitable growth in accordance with business strategies. Demonstrates an understanding of the market factors and trends that can affect pricing (i.e. distribution channels, competition, organization's growth/ profit strategy, regulation, reinsurance costs and branding). Prepares or analyzes information on adverse underwriting decisions, rate appeals, underwriting requirements, status and declinations in order to drive results within the assigned territory. Supports the implementation of profit improvement initiatives with key agents. Sales Acumen & Customer Advocacy: Can identify, solicit, pipeline, negotiate, and close accounts aligned with MM branch strategy. Ability to profile assigned agency plant and to strategically market our capabilities to agents. Operates with a franchise perspective to identify and drive enhanced sell opportunities and create growth within other lines of business and customer segments. Utilize our value proposition to enhance agency economics, partner conversion and product specialization in partnership with local management. Prioritizes and drives effective relationship management and producer activities to build trust, facilitate negotiation, and secure commitment in order to improve yield and retention ratios. Keeps current on state/territory issues, regulations and trends. Utilizes market and competitor information to enhance agent relationships by becoming a trusted advisor. Through stewardship process engage at the customer level for the most complex and prominent accounts within their territory. Independently implements territory business plans, monitors performance, adjusts plan to ensure a substantial pipeline for future profitable growth. Makes sales presentations to agents and customers on a regular basis and participants in more complex accounts: Utilize Industry Solutions partners to augment sales process through enhanced knowledge transfer, strategic producer visits/sales calls, and effective training sessions for both agents and customers. Effectively utilize Claims, Risk Solutions and Operations to display service and/or technical expertise to build confidence in customers to further secure business opportunities. Required Skills, Key Competencies and Experience: Bachelor's Degree or equivalent experience 3-7+ years Underwriting experience, with a minimum of 3 years of experience underwriting MM accounts. 3+ years of experience driving agency relationships resulting in profitable new and renewal business. May specialize /certify in one or more Industry Segments.

Job Description Jumpstart Your Sales Career with a Trusted Brand Looking for a meaningful career with local impact and national brand power? As an Insurance Sales Professional, you’ll grow a local Allstate agency by building relationships, protecting what matters most, and becoming a trusted advisor in your community. Sales Professional – Allstate Exclusive Agency Staff Are you ready to build a career where you can grow professionally, earn uncapped income, and make a real difference in your community? Join a team that’s passionate about helping people protect what matters most. What’s In It for You? - Get Paid to Learn – Comprehensive training provided, no insurance experience required - Earn What You Deserve – Base + uncapped commission + bonus opportunities - Grow with Us – Continuous learning through Allstate University - Make an Impact – Help customers protect their families and futures - Work-Life Balance – Positive, supportive work environment - Career Advancement – Opportunities to grow within the agency What You’ll Do - Achieve sales goals by generating new business and cross-selling to existing customers - Identify and qualify leads from various sources - Educate customers on Allstate products that meet their needs - Serve your local community by helping them prepare for life’s uncertainties - Deliver a positive and professional customer experience What We’re Looking For - Strong interest in a sales career (sales experience is a plus!) - No insurance experience required—we’ll help you get licensed - Confident, self-motivated, and able to work independently - Excellent communication skills and follow-through - Willingness to obtain Property & Casualty and/or Life & Health licenses Additional Info This is not a direct employment opportunity with Allstate Insurance Company, but rather a position with an Allstate Exclusive Agent who is an independent contractor. Compensation and benefits vary by agency. Remote roles require active licensing. If you’re not licensed, we’ll connect you with local in-office opportunities. Estimated annual compensation $36,000 - $100,000 (paid in hourly base & commission) Skills At Allstate, we work hard to help people live a good life every day. Allstaters are dedicated to serving clients, customers, and communities, which allows employees to find meaning and value in their work. Allstate offers an environment that fosters innovative thinking where you’ll be able to explore your ideas and feel proud of the work you do. Allstate helps protect nearly 16 million households with auto, home, life, and retirement products. We want every professional connected to Allstate to be committed to giving our customers the best and that means finding the best talent. We want you to be our next great addition. It’s easy to search and apply for a new opportunity with Allstate. Simply use the links below to identify the openings that interest you. Allstate Careers Learn more about Allstate United States. Learn more about Allstate Northern Ireland. Learn more about Allstate India Private Limited. For more information about Allstate's Website Accessibility Statement, please click here: Allstate Website Accessibility Statement

Job Description Jumpstart Your Sales Career with a Trusted Brand Looking for a meaningful career with local impact and national brand power? As an Insurance Sales Professional, you’ll grow a local Allstate agency by building relationships, protecting what matters most, and becoming a trusted advisor in your community. Sales Professional – Allstate Exclusive Agency Staff Are you ready to build a career where you can grow professionally, earn uncapped income, and make a real difference in your community? Join a team that’s passionate about helping people protect what matters most. What’s In It for You? - Get Paid to Learn – Comprehensive training provided, no insurance experience required - Earn What You Deserve – Base + uncapped commission + bonus opportunities - Grow with Us – Continuous learning through Allstate University - Make an Impact – Help customers protect their families and futures - Work-Life Balance – Positive, supportive work environment - Career Advancement – Opportunities to grow within the agency What You’ll Do - Achieve sales goals by generating new business and cross-selling to existing customers - Identify and qualify leads from various sources - Educate customers on Allstate products that meet their needs - Serve your local community by helping them prepare for life’s uncertainties - Deliver a positive and professional customer experience What We’re Looking For - Strong interest in a sales career (sales experience is a plus!) - No insurance experience required—we’ll help you get licensed - Confident, self-motivated, and able to work independently - Excellent communication skills and follow-through - Willingness to obtain Property & Casualty and/or Life & Health licenses Additional Info This is not a direct employment opportunity with Allstate Insurance Company, but rather a position with an Allstate Exclusive Agent who is an independent contractor. Compensation and benefits vary by agency. Remote roles require active licensing. If you’re not licensed, we’ll connect you with local in-office opportunities. Estimated annual compensation $36,000 - $100,000 (paid in hourly base & commission) Skills At Allstate, we work hard to help people live a good life every day. Allstaters are dedicated to serving clients, customers, and communities, which allows employees to find meaning and value in their work. Allstate offers an environment that fosters innovative thinking where you’ll be able to explore your ideas and feel proud of the work you do. Allstate helps protect nearly 16 million households with auto, home, life, and retirement products. We want every professional connected to Allstate to be committed to giving our customers the best and that means finding the best talent. We want you to be our next great addition. It’s easy to search and apply for a new opportunity with Allstate. Simply use the links below to identify the openings that interest you. Allstate Careers Learn more about Allstate United States. Learn more about Allstate Northern Ireland. Learn more about Allstate India Private Limited. For more information about Allstate's Website Accessibility Statement, please click here: Allstate Website Accessibility Statement

Job Description Jumpstart Your Sales Career with a Trusted Brand Looking for a meaningful career with local impact and national brand power? As an Insurance Sales Professional, you’ll grow a local Allstate agency by building relationships, protecting what matters most, and becoming a trusted advisor in your community. Sales Professional – Allstate Exclusive Agency Staff Are you ready to build a career where you can grow professionally, earn uncapped income, and make a real difference in your community? Join a team that’s passionate about helping people protect what matters most. What’s In It for You? - Get Paid to Learn – Comprehensive training provided, no insurance experience required - Earn What You Deserve – Base + uncapped commission + bonus opportunities - Grow with Us – Continuous learning through Allstate University - Make an Impact – Help customers protect their families and futures - Work-Life Balance – Positive, supportive work environment - Career Advancement – Opportunities to grow within the agency What You’ll Do - Achieve sales goals by generating new business and cross-selling to existing customers - Identify and qualify leads from various sources - Educate customers on Allstate products that meet their needs - Serve your local community by helping them prepare for life’s uncertainties - Deliver a positive and professional customer experience What We’re Looking For - Strong interest in a sales career (sales experience is a plus!) - No insurance experience required—we’ll help you get licensed - Confident, self-motivated, and able to work independently - Excellent communication skills and follow-through - Willingness to obtain Property & Casualty and/or Life & Health licenses Additional Info This is not a direct employment opportunity with Allstate Insurance Company, but rather a position with an Allstate Exclusive Agent who is an independent contractor. Compensation and benefits vary by agency. Remote roles require active licensing. If you’re not licensed, we’ll connect you with local in-office opportunities. Estimated annual compensation $36,000 - $100,000 (paid in hourly base & commission) Skills At Allstate, we work hard to help people live a good life every day. Allstaters are dedicated to serving clients, customers, and communities, which allows employees to find meaning and value in their work. Allstate offers an environment that fosters innovative thinking where you’ll be able to explore your ideas and feel proud of the work you do. Allstate helps protect nearly 16 million households with auto, home, life, and retirement products. We want every professional connected to Allstate to be committed to giving our customers the best and that means finding the best talent. We want you to be our next great addition. It’s easy to search and apply for a new opportunity with Allstate. Simply use the links below to identify the openings that interest you. Allstate Careers Learn more about Allstate United States. Learn more about Allstate Northern Ireland. Learn more about Allstate India Private Limited. For more information about Allstate's Website Accessibility Statement, please click here: Allstate Website Accessibility Statement