Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As an Commercial Underwriter III within PNC's Central Credit Products organization, you will be based remotely in Florida, North or South Carolina or Pennsylvania. This position may be eligible for remote work in select geographic locations, subject to approval by PNC. If approved, work must be conducted from a quiet, secure, and confidential home-based workspace. Occasional in-office participation may be required based on business needs. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position. Job Description - Works independently with little or no oversight. Exercises exception and elevated approval authority. Prepares loan offerings for all types of transactions at any level of complexity or in management of a portfolio as assigned. Interacts with internal/external customers. Serves as a subject matter expert for certain asset classes, and may represent or lead the department on special projects or assignments. - Using independent judgment to identify risks and mitigants, prepares offerings and/or scorecards, such as risk ratings, by analyzing credit, collateral strength and financial worthiness of loan/transaction parties. If relevant, performs ongoing credit risk management for assigned portfolio. May coach and/or review the work of other underwriters and fill in for manager as required. - Contacts internal/external customers and other parties as appropriate to gather information and to clarify inconsistent, incorrect or missing information. Performs relevant pre-approval and post-approval activities. - Identifies and/or confirms all external regulatory requirements. Ensures internal policies/procedures are followed. - Makes recommendations on credit decisions or makes credit decisions directly, as appropriate. - Roles at this level typically require a university / college degree, with 3+ years of relevant / direct industry experience. Certifications are often desired. In lieu of a degree, a comparable combination of education and experience (including military service) may be considered. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: - Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. - Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework. Qualifications Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position. Preferred Skills Credit Decisions, Decision Making, Financial Analysis, Identifying Risks, Process Improvements, Results-Oriented, Risk Assessments Competencies Accuracy and Attention to Detail, Coaching Others, Credit Analysis and Verification, Decision Making and Critical Thinking, Effective Communications, Financial Analysis, Knowledge of Underwriting, Managing Multiple Priorities, Office Support Tools, Operational Functions Work Experience Roles at this level typically require a university / college degree, with 3+ years of relevant / direct industry experience. Certifications are often desired. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered. Education Bachelors Certifications No Required Certification(s) Licenses No Required License(s) Pay Transparency Base Salary: $55,000.00 – $115,000.00 Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance. Application Window Generally, this opening is expected to be posted for two business days from 11/25/2025, although it may be longer with business discretion. Benefits PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives. In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service. To learn more about these and other programs, including benefits for full time and part-time employees, visit pncthrive.com. Disability Accommodations Statement If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions. Equal Employment Opportunity (EEO) PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history. California Residents Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.

The Life and Critical Illness Underwriting Co-Signer is a key role within our organization, pivotal in delivering high-quality underwriting services in alignment with Manulife’s philosophy. The individual in this position will collaborate closely with the underwriting team to assess and approve high-value insurance applications, while also providing mentorship and coaching to junior staff members. The Underwriting Co-Signer will diligently evaluate applications alongside the assigned Underwriter, critically assessing the approach and requested requirements to ensure that Manulife presents a competitive offer from the outset, all while maintaining robust risk management practices. Position Responsibilities: - Underwriting Decisions: Evaluate and make underwriting decisions on life and critical illness insurance applications with approval limits up to $10 million. - Volume Expectations: Manage a high volume of applications, with an expectation to process and make decisions on approximately 20-30 applications per day. - Cycle Time: Ensure prompt and efficient service by maintaining a cycle time that supports timely decisions and exceptional customer service. - Mentorship and Coaching: Provide guidance, mentorship, and coaching to junior underwriting staff to enhance their skills and performance. - Quality Assurance: Conduct thorough reviews of underwriting decisions to ensure compliance with company policies and regulatory requirements. - Collaboration: Work collaboratively with other departments, including claims, legal, and customer service, to ensure a seamless customer experience. Required Qualifications: - Experience: A minimum of 7 years of experience in life and critical illness underwriting, with a proven track record of handling high-value cases. - Education: Bachelor's degree in finance, business, or a related field. Professional underwriting certifications are highly desirable. - Skills: Strong analytical and decision-making skills, excellent communication abilities, and proficiency in underwriting software and tools. - Leadership: Demonstrated ability to mentor and coach junior staff, fostering a positive and productive work environment. Preferred Qualifications: - Bilingual (French & English) an asset – If in Québec, the successful candidate must communicate in English and French to support clients from various jurisdictions outside of Quebec. Performance Metrics: - Decision Accuracy: Maintain a high level of accuracy in underwriting decisions, with minimal errors and rework. - Efficiency: Achieve or exceed the target cycle time for underwriting decisions, ensuring timely service to customers. - Mentorship Impact: Measure the improvement in performance and confidence of junior staff through regular feedback and development sessions. When you join our team: - We’ll empower you to learn and grow the career you want. - We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words. - As part of our global team, we’ll support you in shaping the future you want to see. The role being advertised is an existing vacancy. About Manulife and John Hancock Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit https://www.manulife.com/en/about/our-story.html. Manulife is an Equal Opportunity Employer At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law. It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact hr@manulife.com. Referenced Salary Location CAN, Quebec - Full Time Remote Working Arrangement Remote Salary range is expected to be between $123,100.00 CAD - $173,100.00 CAD Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance. The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. If you are applying for this role outside of the primary location, please contact hr@manulife.com for the salary range for your location. Manulife offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in Canada includes holidays, vacation, personal, and sick days, and we offer the full range of statutory leaves of absence. If you are applying for this role in the U.S., please contact hr@manulife.com for more information about U.S.-specific paid time off provisions. We use data and analytics technologies, such as artificial intelligence (AI), and automated processing tools, to analyze and process the information you provide to us or third parties in the application process. For more information, please refer to our personal information collection statement.

Overview Are you eager to unlock your ultimate career potential ina role focused on creating value for customers every day? ServiceLink, the unsurpassed leader in the mortgage industry, seeks an action-oriented individual with superior attention to detail and accuracy to fill the position of Scheduler. The ideal candidate must possess excellent communication and problem-solving skills, as well as a strong desire to provide customers with the highest level of satisfaction. If you thrive in a fast-paced environment and seek a career with a company committed to offering high quality learning initiatives and supporting employee goals, this is an exciting time to join and grow with ServiceLink. We encourage you to apply today! Applicants must be currently authorized to work in the United States on a full-time basis and must not require sponsorship for employment visa status now or in the future. A DAY IN THE LIFE In this role, you will… · Schedule and confirm appointments with borrowers, clients, and closing teams in order to meet specific scheduling and signing requirements · Work directly with team members and the scheduling management team building and maintaining relationships with borrower’s, signing agents, clients, and closing teams · Review instructions to ensure scheduled appointments are accurately assigned WHO YOU ARE You possess … · A penchant for excellence. You will use your strong attention to detail to maintain our quality standards. · The ability to multitask in a fast paced environment, especially the ability to meet tight deadlines for our clients. · Excellent verbal and written communication skills. Responsibilities · Enter and assign scheduling requests, as necessary · Send recruiting requests when necessary · Monitor vendor fees to ensure fee guidelines are being met, obtain management approval for any fees exceeding company guidelines · Monitor vendor notes for performance/reject issues to ensure quality agents are being utilized, as necessary · Confirm signing appointment completion via phone, fax, and/or email with borrower(s), signing agent(s), client(s), and closing team(s) and update Status Screen · Adhere to all company policies and procedures · Meet minimum production goals and quality requirements as set by management · Proficient in ServiceLink operating systems and internal search engines · Perform all other duties as assignedAll other duties as assigned Qualifications · High School diploma or equivalent required · Demonstrate good communication and customer service skills · Detail oriented, efficient and organized

Make banking a Fifth Third better® We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Performs a wide range of duties related to the underwriting of residential mortgage loans for private bank clients. May also be responsible for the leadership of an underwriting team. Renders underwriting decisions and subsequent clearing conditions to ensure credit guidelines are met. Proactive in communicating the decisions to the Loan Originators and Private Bank Wealth Advisors, as well as serving as a resource to Residential Mortgage personnel on underwriting questions. Ensures team follows determined workflow, there by meeting service level agreements that have been identified. Responsible for not only ensuring productivity levels of the team are met, but also ensures credit quality meets all defined standards. Handles complex underwriting decisions requiring senior knowledge and/or unique problem solving abilities. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank’s risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES AND RESPONSIBILITIES: - Utilize all systems in place, including automated underwriting to underwrite files in a timely manner. - Underwrite conventional, portfolio loans, and FHA/VA loans, specializing in jumbo and private bank mortgage products with an emphasis on personal and business tax return analysis - Underwrite simultaneous second lien/home equity loans in appropriate origination system, within approved RCC lending authority. - Manage expected service levels related to decision and condition clearing. - Update information on processing and underwriting systems to verify, add, delete or waive conditions. - Contact Loan Originators with the decision on the loan immediately after underwriting the file. - Monitor quality levels of each underwriter to ensure adherence to standards. - Ensure team is providing a high level of customer service to internal and external customers. - Determine success rate of meeting certain benchmarks, and update required team performance reports. - Retrieve, review, distribute, and discuss reports related to the underwriting team. - Monitor compliance issues, including that all team members attend required meetings and that all staff are in compliance with state and federal regulations. - Provide feedback to other staff and loan officers. - Demonstrate leadership skills as a team player by providing superior customer service, being flexible and approachable. - Serve as an intermediary for loan issues with the Area Sales Managers and Private Bank Wealth Advisors. - Actively participate in ongoing efforts to continually improve customer service for internal and external customers. - Perform personnel tasks for the team such as time sheets, coaching, and identifying training needs. - Assist in training new hires. - Maintain knowledge of Fifth Third Bank policies and procedures in addition to private investors, government investors and portfolio Credit Policy and Guidelines. - Consumer lending credit authority is commensurate with consumer lending authority guidelines and business need. #LI-RD1 SUPERVISORY RESPONSIBILITIES: - None. MINIMUM KNOWLEDGE, SKILLS & ABILITIES REQUIRED: Four year degree or equivalent experience required. Must have five (5) years experience in Underwriting. In-depth knowledge of conventional, government and portfolio lending guidelines. FHADE, VALAPP preferred. Must have demonstrated ability to analyze complex loan requests including cash flow analysis of business and personal tax returns. Knowledge of the complete mortgage lending process. Knowledge of financial analysis techniques. Previous management experience preferred. High degree of attention to detail. Demonstrated organizational skills. Demonstrated leadership skills. Strong written and verbal communications skills. Demonstrated teamwork and customer service skills. Strong PC skills (MS Office) required Must have experience with Mortgage origination systems, platforms tools and technology. Ability to analyze policies, procedures and guidelines in a way that maximizes productivity but protects the level of risk desired. Ability to make decisions in a time. Must have a $1M Lending Authority level. Mortgage Underwriter III-Private Bank Total Base Pay Range 71,100.00 - 145,900.00 USD Annual At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner. LOCATION -- Virtual, Ohio 00000 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes – no matter how they are submitted – will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.