About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. POSITION SUMMARY We are seeking an experienced, passionate, and resourceful Staff Software Engineer to join our Early Bets team. As a Staff Engineer at EarnIn, you will work cross-functionally with various teams and will have the opportunity to contribute to the design and development of our services and both new and legacy products. The US base salary range for this full-time position is $215,167 to $262,981, plus equity and benefits. Our salary ranges are determined by role, level, and location. This is a remote position requiring occasional travel to our Mountain View HQ. If you are located within a commutable distance from Mountain View, a 2-day-a-week hybrid policy applies. WHAT YOU'LL DO - Drive the design & implementation of new features and/or re-architect existing systems - break down complex problems into their bare essentials, translate this complexity into elegant design, and create high-quality, maintainable code. - Make a meaningful impact on the lives of our community members. - Design & deliver robust microservice integrations via REST/gRPC APIs using various communication, consistency, and coordination strategies. - Collaborate and mentor other senior engineers while providing thoughtful guidance using code, design, and architecture reviews. - Contribute to defining technical direction, planning the roadmap, escalating issues, and synthesizing feedback to ensure team success. - Estimate and manage team project timelines and risks - Care passionately about producing high-quality designs and code - Participate in hiring and onboarding for new team members. - Lead cross-team engineering initiatives. WHAT WE'RE LOOKING FOR - 7+ years of development experience in backend or full-stack software development, including IC Leadership experience - Bachelor's, Master’s, or PhD degree in computer science, computer engineering, or a related technical discipline, or equivalent industry experience - Expertise in trade-off analysis for distributed architectures. - Proficient in at least one modern programming language, and the ability to understand more than one - we currently work in Kotlin and C# - Proficient in running multiple critical tech initiatives in parallel - Familiarity with the clean architecture approach. - Experience with various data storage, including relational and document databases. - Excellent written and verbal communication skills. - Being self-motivated and able to work independently with minimal supervision. #LI-Remote At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant. EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

• Provide expert technical input on blast and protection engineering • Lead the design of blast protection provisions, including CFD modelling of effects on building structures and complex structural analysis • Oversee the production and workload management for blast-related projects • Develop work plans, define tasks, and ensure quality management and technical assurance • Work closely with clients to understand their business practices and goals, identify challenges, and formulate effective solutions • Engage with sector leads within our Building & Places Business unit and liaise with general Building Engineering teams • Contribute to business development initiatives, including sales and work winning • Undertake detailed assessments of threats, likelihood, and consequences to determine risk severity and appropriate treatments • Produce high-quality documentation, including employer’s requirements, specifications, feasibility studies, and concept/scheme designs • Manage projects on behalf of clients, including progress reporting and contract administration where applicable • Promote best practices in Safety, Health & Environment (SH&E) and contribute to knowledge management within the team

• Provide expert technical input on blast and protection engineering. • Lead the design of blast protection provisions, including CFD modelling of effects on building structures and complex structural analysis. • Oversee the production and workload management for blast-related projects. • Develop work plans, define tasks, and ensure quality management and technical assurance. • Work closely with clients to understand their business practices and goals, identify challenges, and formulate effective solutions. • Engage with sector leads within our Building & Places Business unit and liaise with general Building Engineering teams. • Contribute to business development initiatives, including sales and work winning. • Undertake detailed assessments of threats, likelihood, and consequences to determine risk severity and appropriate treatments. • Produce high-quality documentation, including employer’s requirements, specifications, feasibility studies, and concept/scheme designs. • Manage projects on behalf of clients, including progress reporting and contract administration where applicable. • Promote best practices in Safety, Health & Environment (SH&E) and contribute to knowledge management within the team.

• Design and build best in-class solutions • Perform business/software analysis • Support initiatives to ensure enterprise systems remain best-in-class • Drive development of existing software and contribute to new software development • Monitor, identify, and correct software defects to maintain functionality