EarnIn

• Partner with Product and Design to define, build, and evolve user experiences using modern frontend technologies. • Own and evolve the frontend architecture to ensure scalability, performance, accessibility, and long-term maintainability. • Lead the design and implementation of complex frontend systems using React, TypeScript, and Next.js, including SSR, routing, data fetching, and performance optimization. • Establish and uphold frontend engineering standards, including patterns, tooling, testing strategies, and CI/CD best practices. • Drive cross-team technical initiatives, aligning frontend architecture with backend APIs, platform capabilities, and product strategy. • Proactively identify technical risks and opportunities, providing clear technical direction and tradeoff analysis. • Mentor and guide frontend engineers, raising the bar on code quality, architectural thinking, and delivery practices. • Design and implement robust unit, integration, and UI automation tests to ensure reliability and confidence at scale. • Define and monitor frontend metrics (performance, reliability, user behavior) to inform product and technical decisions.

• Partner with product and marketing teams to ensure compliance with consumer protection regulations in the development, launch, and enhancement of deposit, payment, and lending products, providing strategic guidance on regulatory requirements and operational implementation. • Lead the evaluation and interpretation of compliance requirements for new and existing products, ensuring alignment with EarnIn’s compliance framework and regulatory expectations through research, analysis, and documentation. • Monitor and analyze new and evolving regulatory requirements, assessing their impact on products, marketing practices, and internal processes, and driving updates to policies, procedures, and controls to maintain compliance. • Own the development, implementation, and ongoing maintenance of compliance policies, procedures, and controls, conducting periodic reviews and driving enhancements to strengthen the compliance program. • Collaborate with cross-functional teams to design and oversee monitoring and testing activities that assess adherence to compliance policies, identify potential risks, and implement corrective actions where necessary. • Partner with Compliance Managers in compliance risk assessments, ensuring risks are properly documented, and necessary controls are in place. • Drive cross-functional initiatives and projects related to product and marketing compliance, ensuring compliance objectives are integrated into project planning and execution. • Provide clear, practical regulatory guidance to stakeholders by translating complex requirements into actionable recommendations that enable compliant product development and marketing practices. • Manage and develop a team of compliance professionals by setting clear expectations, providing actionable feedback, and supporting growth. • Set and execute near-term strategic plans, monitor workload and performance, and ensure consistent, high-quality delivery. • Foster a collaborative, accountable team culture and serve as a trusted cross-functional partner to promote a strong culture of compliance. • Excellent analytical, organizational, written, and verbal communication skills, with the ability to clearly document complex investigations and regulatory analyses. • High integrity, professionalism, and discretion in handling sensitive information. • Perform other duties as assigned.

• Maintain and refine global salary bands and job architecture, ensuring alignment with market data and internal equity • Conduct ongoing benchmarking using survey sources (e.g., Radford/Aon, Carta, and others) and provide recommendations on pay positioning • Support annual merit, promotion, and compensation review cycles — including building tooling, reviewing inputs, and auditing outputs for consistency and equity • Partner with People Partners and Talent Acquisition to provide compensation recommendations for new roles, offers, and promotions across all levels and geographies • Respond to ad hoc comp questions from leadership and employees, translating data into clear, actionable guidance in alignment with internal pay practices • Monitor pay equity across the organization and flag patterns that warrant review • Administer equity grants (RSUs, stock options) end-to-end: grant processing, vesting schedules, termination processing, and related equity lifecycle events • Serve as the primary liaison with our equity platform (e.g., Carta or equivalent) and internal Finance/Legal teams • Maintain data integrity across equity records; reconcile between equity platform and HRIS • Support equity-related disclosures, audits, and reporting requirements • Support compliance with international equity tax requirements across EarnIn’s operating jurisdictions • Educate employees on their equity awards; help build resources that make equity understandable across the org • Stay current on global equity regulations (particularly in jurisdictions where EarnIn has employees) and flag compliance considerations proactively • Build and maintain compensation dashboards and reports that give leadership visibility into spend, distribution, and equity across the organization • Support the buildout and improvement of compensation processes and documentation as we scale • Partner with PxT Operations and Finance on headcount planning and comp modeling

Title: Senior Production Lead Location: Mountain View, US Job Description: About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. POSITION SUMMARY EarnIn is seeking an experienced production leader to drive the production of creative assets and experiential activations as we further develop our brand voice and aesthetic, and launch new, category-defining products in the earnings management and financial technology space. The role is responsible for overseeing the production of creative campaigns, including executions and live activations; and creative assets, including photography, video, and social content, with a focus on strategic alignment with the company's brand and business objectives. The individual in this position manages the entire production lifecycle—from planning and budgeting to coordinating shoots and overseeing post-production—ensuring each initiative runs smoothly and assets are delivered efficiently and on schedule. In addition to producing high-quality content, the role involves strategically aligning the assets with business goals, maximizing ROI, and ensuring they resonate with the target audience. Once the creative assets are finalized in post-production, this leader works with channel leaders to ensure the assets are effectively delivered to the appropriate channels for publication and meet the goals they were intended to accomplish. This includes coordinating with marketing, digital, product, and design teams, as well as finance and other key business stakeholders, to ensure the content aligns with the brand's messaging, performance metrics, and business objectives. Collaboration and buy-in across teams is key to ensuring the content drives engagement, supports business growth, and contributes to measurable success while maintaining financial efficiency throughout the production process. This position is hybrid, with two days a week in our Mountain View, CA office. The US base salary range for this full-time position is $128,000-$198,000, plus equity and benefits. Our salary ranges are determined by role, level, and location. WHAT YOU'LL DO - Creative Asset Production: Lead the production of creative assets, including photography, video, and social content, ensuring they align with EarnIn's evolving brand voice and aesthetic. Manage integrated productions spanning film, photography, animation, digital design, print, OOH, experiential, and emerging creative technologies. - Strategic Alignment: Work closely with cross-functional teams (marketing, digital, product, design, finance) to ensure all creative content supports the company’s business goals and brand messaging. - End-to-End Management: Oversee the entire production lifecycle from concept through post-production, ensuring timelines, budgets, and resources are managed effectively and efficiently. - Budget and Resource Management: Develop and manage production budgets, ensuring optimal allocation of resources, while maintaining financial efficiency throughout the production process. - Collaboration with Stakeholders: Coordinate with channel leaders, marketing, digital, product, and design teams to ensure assets are delivered to the appropriate channels for publication and that they meet performance metrics and business objectives. - Content Strategy & Delivery: Ensure that finalized creative assets are strategically distributed across platforms to meet the intended goals for engagement, brand awareness, and ROI. Establish scalable workflows and processes that optimize efficiency while maintaining high creative standards. - Quality & Brand Control: Maintain a high standard of creative quality, ensuring consistency across all content produced and that each piece aligns with the company’s brand standards and vision. - Analytics & Reporting: Work with the performance team to analyze the efficacy of creative assets post-launch, measure effectiveness, and gather insights for continuous improvement. Work with stakeholders to ensure content contributes to measurable business success. - Partner & Agency Management: Source, vet, and manage world-class production partners, including agencies, freelancers, and vendors. WHAT WE'RE LOOKING FOR - 7+ years of experience in creative production, with leadership experience managing cross-channel projects, including video, digital, experiential, OOH, and brand activations. - Expertise in managing creative projects from concept to execution, ensuring alignment with brand goals and business objectives. - Strong collaboration skills with teams such as marketing, product, design, finance, and external partners to ensure creative alignment and seamless execution. - Proven ability to manage multiple projects in fast-paced, high-growth environments, consistently meeting deadlines and maintaining high standards. - Passion for innovation, with the ability to adapt to new technologies and integrate emerging tools like AI to drive efficiency and creativity. - In-depth knowledge of content distribution strategies across digital platforms and optimization for engagement, performance, and ROI. - Strong budget and resource management skills, ensuring efficient production while maintaining high-quality, on-brand creative output. - Deep understanding of production workflows across digital, motion, and traditional media, with hands-on experience in photography, video, and social content. - Solid communication and relationship-building skills, with experience managing complex stakeholder dynamics. - Proficient in creative project management tools like Asana, Wrike, or Monday.com. - A strong portfolio of creative production work across multiple media (video, photography, social content, etc.) is a plus. #LI-Hybrid At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant. EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

Title: Staff Analytics, Product & Marketing Location: Mountain View, California, US Hybrid Job Description: About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. POSITION SUMMARY We are seeking a Staff Analyst to partner closely with the CMO and product leadership to drive user growth and engagement. This leader will shape and drive the analytics strategy, mentor and develop the team, and collaborate cross-functionally with Marketing, Product, and Engineering to translate business needs into actionable insights. The primary goal of this position is to architect and build agentic workflows that transform how analytics operates: design AI-driven pipelines that work autonomously, surface insights proactively, and scale decision-making across the organization. You bring both the strategic vision to see where automation unlocks the most value, and the hands-on depth to get into the data and build it yourself. The Mountain View base salary range for this full-time position is $215,000 to $263,000, plus equity and benefits. Our salary ranges are determined by role, level, and location. This is a hybrid position in Mountain View, requiring in-office work 2 days a week. WHAT YOU'LL DO - Collaborate with Product, Engineering, Marketing, and cross‑functional partners to inform, influence, and execute strategy across product and growth surfaces. - Build AI‑driven analytics agents that automate workflows such as experimentation readouts, funnel diagnostics, anomaly detection, and business reviews, and partner with Engineering to productionize these systems at scale. - Develop and maintain experimentation, causal measurement, and product analytics frameworks that support acquisition, activation, engagement, retention, monetization, and LTV. - Design and implement measurement and modeling approaches across paid, owned, and product surfaces, using uplift modeling, causal inference, and experimentation rigor (MMM optional). - Develop a deep understanding of complex product and marketing systems to identify opportunities, risks, and levers for growth. - Communicate insights clearly to technical and non‑technical audiences, influencing product and marketing roadmaps through data, modeling, and AI‑driven insights. WHAT WE'RE LOOKING FOR - 7+ years in analytics, data science with deep hands‑on execution. - Strong technical skills in SQL, Python, experimentation, and statistical modeling. - Experience building AI‑driven analytics workflows (LLMs, agents, automation, or similar). - Solid background in product and growth analytics across activation, engagement, retention, and monetization. - Experience with causal inference, uplift modeling, and experimentation frameworks. - Ability to operate as a high‑leverage IC who partners closely with executives and cross‑functional leaders. - Excellent communication and storytelling skills for technical and non‑technical audiences. - Experience in fintech, consumer tech, or data‑driven product organizations is a plus. - Familiarity with modern data stacks (Databricks, Snowflake, dbt, Amplitude, Looker) is a plus #LI-Hybrid At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant. EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

• Own Workday integrations end-to-end, driving reliable data flow and scalable system design. • Elevate architecture standards while bridging technical and business stakeholders. • Enable high-quality user experiences through automated testing, reporting, and AI-driven insights. • The Workday Integrations & Data Specialist is responsible for designing, building, and maintaining integrations between Workday and internal or third-party systems. • This role ensures accurate, secure, and timely data flow across HR, payroll, finance, IT, and benefits platforms while supporting reporting, automation, AI-enabled insights, and scalable system design. • This role partners closely with HRIS, IT, Finance, Payroll, Core HCM architects, and external vendors to ensure Workday functions as a reliable system of record within a cohesive technology ecosystem.

Collaborate with product and design teams to create innovative mobile features, develop scalable architectures, and implement APIs while ensuring a seamless user experience across platforms and maintaining high-quality standards through testing.

Title: Senior Product Designer Location: Bengaluru, India Job Description: About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. POSITION SUMMARY We're looking for a highly creative and self-motivated Senior Product Designer to join EarnIn's Financial Intelligence Platform team. This is a structured, quality-focused group responsible for designing and improving the foundational experiences that power EarnIn's modern platform for financial flexibility and financial wellness for its community members. You'll work closely with product, engineering, design, compliance, risk, and finance partners to define and drive design excellence across core features like bank connectivity, earnings tracking, and repayment experiences. This role bridges deep design leadership with cross-functional execution, championing both customer and business value while ensuring quality, simplicity, and regulatory compliance. Your work will directly influence customer satisfaction and retention across our core experiences. This position will be a hybrid role based in our Bengaluru office, with 2 days on-site as part of our expanding site. EarnIn provides excellent benefits for our employees, including healthcare, internet/cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Palo Alto HQ. Our salary ranges are determined by role, level, and location. WHAT YOU'LL DO - Design and refine core experiences across the full customer journey—from bank connection and account setup to earnings tracking and repayment experiences - Partner with PMs, engineering, and data teams to define design requirements and validate solutions through research and usability testing - Establish and maintain design patterns and systems that ensure consistency and simplicity across Financial Intelligence Platform features - Identify friction points in critical flows and design thoughtful solutions that improve usability, clarity, confidence, and compliance - Leverage research findings and customer feedback to inform design strategy and prioritize improvements that deliver measurable impact - Champion quality and polish, ensuring every interaction reflects EarnIn's commitment to reliability, trust, and regulatory standards - Collaborate with Compliance, Risk, and Finance teams to ensure designs meet industry and regulatory requirements - Contribute to a culture of collaboration, continuous learning, and design excellence within the team - WHAT WE'RE LOOKING FOR - 4+ years of experience designing consumer-facing digital products, with demonstrated success on core experiences or core functionality - A strong portfolio showcasing thoughtful problem-solving, systematic design, and measurable improvements to user satisfaction and retention - Deep understanding of financial products, user trust, and how to design for clarity in complex workflows - Ability to balance creative thinking with research-driven validation, comfortable collaborating with data teams to measure impact - Excellent storytelling and communication skills, particularly in articulating design rationale to cross-functional stakeholders at all levels - Skilled in Figma, prototyping tools, and modern design workflows - Comfortable in structured environments where roadmaps are planned across product areas, with the ability to drive projects to completion - Passion for solving real customer problems and improving financial wellness for everyday people - Background in systems design, design patterns, or design operations preferred - Experience improving user satisfaction and retention metrics through design-driven solutions preferred #LI-Hybrid At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant. EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

Role Description Join our DevelSoper Experience team to design and ship AI-native tooling and agentic workflows that meaningfully accelerate the way EarnIn engineers build, ship, and operate software, and help set a new bar for what engineering productivity looks like. This is a remote position, though it could also be a hybrid role from our Mexico City office as part of our expanding site. What You'll Do - Draw on firsthand experience with the friction, toil, and frustrations that slow engineering teams down and use that empathy to build tools and automation that actually solve the right problems. - Drive the design, development, and implementation of tools, systems, and processes that accelerate engineering velocity, reduce manual effort, and raise the quality bar for software delivery. - Use the latest AI capabilities LLM APIs, agentic workflows, MCP patterns, and AI-assisted development environments to fundamentally rethink what a high-productivity engineering team looks like. - Architect and operate multi-step agentic systems with well-defined inputs, outputs, validation checkpoints, and human-in-the-loop guardrails that run reliably at scale. - Embed AI-assisted capabilities into CI/CD pipelines and GitHub Actions workflows to improve build reliability, code quality feedback loops, and developer toil reduction. - Guide and advise product engineering teams on best practices for building observable, scalable systems acting as a force multiplier across the org, not just within DevX. - Partner directly with engineering teams to identify high-friction workflows, translate them into structured AI-assisted automation, and measure impact against defined success metrics. - Instrument AI-powered features with end-to-end logging, monitoring, evaluation, and their lifecycle from pilot through iteration or retirement. - Document patterns, usage guidance, and best practices so proven workflows can be consistently adopted and extended across the org. Qualifications - 4+ years of professional software engineering experience, including 3+ years building infrastructure or internal tooling for developer teams; fluency in Python or Go. - Firsthand experience with the tools, workflows, and pain points of software engineering teams; you've felt the friction yourself and know how to fix it. - Hands-on experience building and deploying agentic or LLM-powered systems in production, including practical familiarity with MCP patterns, tool-augmented workflows, or multi-step agent architectures. - Some experience integrating with LLM APIs (Anthropic Claude, OpenAI, or equivalent) and an understanding of tradeoffs around context management, latency, cost, and safety. - Experience with GitHub Actions or similar CI/CD platforms, including building custom workflows, reusable actions, or automation that operates on code or pull requests. - Daily use of AI-assisted development tools (Cursor, Claude Code, Copilot, or equivalent); treat these as core to how you work, not a nice-to-have. - Ability to define meaningful metrics for AI-assisted tooling and run time-bound experiments to validate impact. - Clear written and verbal communication skills, comfortable advising and influencing partner engineering teams in a distributed environment. - Experience using AI-assisted development tools (e.g., Copilot, Cursor, LLMs). Benefits - Excellent benefits for employees, including healthcare, internet and cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Mountain View headquarters. - Salary ranges determined by role, level, and location.

• Design foundational patterns and guardrails for how EarnIn builds, evaluates, monitors, and deploys AI agents in production. • Own agent governance, including model selection, evaluation frameworks, safety guidelines, and production observability. • Establish infrastructure-as-code best practices for agentic systems, ensuring prompts, tools, and evaluation criteria are versioned, reviewed, and tested like critical components. • Serve as architect in agentic cloud infrastructure, establishing best practices for production AI agents. • Mentor senior engineers in advanced agentic patterns, LLM integration, and production prompt engineering. • Lead cross-functional initiatives with engineering, product, security, and business teams to align agentic AI adoption with company objectives. • Oversee large-scale, high-availability distributed systems on AWS, identifying and solving critical performance, scalability, and stability challenges. • Use AI-driven observability and anomaly detection to anticipate failures. • Lead the evolution of infrastructure-as-code and automation standards, incorporating agentic pattern recognition and automated remediation into operations. • Shape the evolution of our developer control plane (Cortex) as an AI-augmented self-service platform where engineers interact with intelligent assistants. • Drive AI-powered golden paths that encode platform standards, security policies, and best practices. • Act as liaison between cloud operations, AI infrastructure, and business stakeholders. • Develop documentation on agentic architecture, best practices, and operational procedures. • Participate in and lead on-call rotations, using post-mortems as feedback loops for improving system reliability and agentic automation.