We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. To learn more about CIBC, please visit CIBC.com What you’ll be doing CIBC’s Technology Infrastructure and Innovation (TI&I) business spans Technology, Information Security, Deposit Operations, Loan Operations, Payment Operations, Data Management Office, Corporate Real Estate, Corporate Security, Procurement, Operational Resilience, and Risk & Governance. TI&I drives operational excellence by managing the technology and operations required to run the bank, enabling transformation through innovation, and supporting growth objectives with flawless execution of strategic initiatives. The Governance and Oversight (G&O 1B) team within TI&I operates as a First Line team in the Three Lines of Defense model, enabling risk discipline, business resiliency, and value creation while strengthening the CIBC Risk Management Framework. At CIBC we enable the work environment most optimal for you to thrive in your role.  Details on your work arrangement (proportion of on-site and remote work) will be discussed at the time of your interview As the Senior Consultant, Strategic Planning Front Line Risk Management & Risk Assessment, you will lead the transformation of the US TI&I’s Risk Control Self-Assessment (RCSA) program. You will help develop Governance, Risk & Control (GRC) strategies around RCSA program management, ensuring that the Program is aligned with business objectives, Bank standards, and regulatory requirements. - GRC Strategy Leadership: Develop, execute and continually assess comprehensive GRC strategies aligned with enterprise risk appetite, business goals, emerging risks and regulatory expectations. Maintain and enhance operating models for strong collaboration, accountability, and transparency around the RCSA Program. - RCSA Program Management : Design and implement framework and strategy to drive efficiencies and initiatives around RCSA management. Collaborate with business stakeholders and 2LOD to drive efficiencies and continuous monitoring to ensure program and standard requirements. Utilize data analytics and AI to strengthen the program. Assist with reporting provide actionable insights to senior leadership. - Collaborating with partners across all levels and geographies: Facilitate cross-functional coordination by working closely with internal stakeholders within US TI&I, US, and in Canada, across all three lines of defense, at various levels of seniority. - Driving continuous improvement through technology and innovation: Identify opportunities to enhance efficiencies by leveraging new technologies, automation, and AI tools. Streamline processes, reduce manual effort, and improve overall program effectiveness.  - Supporting teams with training, consultation, and tools: Serve as a trusted advisor on risk management, specifically the RCSA program and various risk matters. Provide support to business partners by fostering a positive risk culture of awareness and accountability.  How you’ll succeed - Effective communication: Deliver insights and recommendations in a manner that resonates with diverse audiences, including senior leadership. - Relationship Management: Build trust and credibility with stakeholders by demonstrating expertise, authenticity, and a collaborative approach. Foster an inclusive and collaborative environment that drives collective success across all three lines of defense. Collaborate with senior leadership to identify opportunities for program optimization and deliver effective support. - Continuous improvement: Inspire a culture of continuous improvement by leveraging leadership behaviors, innovative methods, and enabling technologies. Drive initiatives that enhance the efficiency, effectiveness, and sustainability. Utilize critical and analytical thinking and adopt innovative strategies to improve the efficiency of the bank’s current processes. Provide expert guidance to Lines of Businesses on risk self-assessments serving as a thoughtful leader by applying advanced concepts to drive program maturity and alignment with operational risk standards. - Managing multiple, complex priorities in a fast-paced environment: Simultaneously handle numerous initiatives and deadlines with the ability to shift priorities quickly. Proactively identify potential issues, escalate concerns, and drive timely resolution to ensure compliance and mitigate risk.  Operating with minimal direction and extensive risk management expertise. Who you are - You are experienced risk professional with 7+ years of progressive experience in Risk Management, Risk Assessment, and governance within the financial industry. You have proven experience in developing, leading, and executing GRC strategies in a fast-price financial services environment. Preferred candidate will be operating with minimal direction and extensive risk management expertise. - You are a Strategic Thinker who has the ability to see the big picture, anticipate future trends, and develop long-term plans that align with organizational goals by applying critical and analytical thinking. You are skilled at analyzing complex situations, identifying opportunities and risks, and making informed decisions that drive sustainable success. - You are an Innovative Problem Solver who approaches challenges with creativity and resourcefulness, developing original solutions that address issues effectively and drive continuous improvement. You thrive in dynamic environments, leveraging new ideas and perspectives to overcome obstacles and deliver impactful results. You’re an idea generator who can execute on those ideas and lead cross-functional teams toward the finish line. - You're driven by collective success. You know that collaboration can transform a good idea into a great one. You thrive in a team environment, leveraging the power of collaboration to achieve shared goals and you excel at building constructive and collaborative relationships, inspiring outcomes, and fostering trust through respect and authenticity. - You give meaning to data. You excel at analyzing and interpreting data, delivering valuable insights and recommendations to a wide range of audiences by leveraging data tools such as Power BI. - Values matter to you. You bring your real self to work, and you live our values - trust, teamwork, and accountability. California residents — your privacy rights regarding your actual or prospective employment At CIBC, we offer a competitive total rewards package. This role has an expected salary range of $130,000 - $145,000 USD for the market based on experience, qualifications, and location of the position (salary ranges for various locations will be discussed during the interview). The successful candidate may be eligible to participate in the relevant business unit’s incentive compensation plan, which may also include a discretionary bonus component. CIBC offers a full range of benefits and programs to meet our employee’s needs; including Medical, Dental, Vision, Health Savings Account, Life Insurance, Disability, and Other Insurance Plans, Paid Time Off (including Sick Leave, Parental Leave and Vacation), Holidays and 401(k), in addition to other special perks reserved for our team members. #LI-TA *This job is not eligible for employment sponsorship*. What CIBC Offers At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck. - We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program. - Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients. - We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development. *Subject to plan and program terms and conditions What you need to know - CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-carrieres@cibc.com - You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit. - We may ask you to complete an attribute-based assessment and other skills tests (such as simulation, coding, MS Office). Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us. Job Location IL-Illinois - Virtual Employment Type Regular Weekly Hours 40 Skills Business Controlling, Client Service, Compliance Monitoring, Group Problem Solving, Project Management, Regulatory Requirements, Risk Management Assessment, Work Collaboratively

Join Zepz: Breaking Down Borders, Together Our Meaningful Mission At Zepz, we're all about breaking down barriers for our customers and our teammates. Our purpose is deeply personal, we provide a lifeline and deliver opportunities to cross-border communities that need it most through cutting edge finance and tech. Zepz is the power behind WorldRemit and Sendwave, driven by the mission to celebrate the incredible impact migrants have, both at home and abroad. We're not just moving money; we're building a world that truly recognizes and supports global connections. Who You'll Be JoiningWe look for mission-driven builders who thrive in a fast-paced environment connected to a true purpose. We’re an always developing team of experts that enjoy problem solving and bring clarity to tough challenges. At Zepz, we are Relentless Learners, always seeking feedback, and Responsible Owners, treating company resources like your own. We depend on Transparent Communicators who keep the team aligned through open, honest talk. Our Core Commitments — What We Live By Our vibrant and truly diverse culture is built on three core commitments, that guide how we work and interact: - Integrity: We always do the right thing. It’s simple, but it’s the foundation of everything we build for our customers and each other. - Outcomes: We work for our customers. Their success and prosperity are the results we focus on delivering. - Velocity: We are fast! We maintain high energy levels and make smart decisions quickly, keeping us nimble and ahead of the curve. Perks of Joining Our Team We believe in empowering colleagues because we genuinely trust our team. Our culture is founded on this high trust, which naturally encourages the high ownership that drives us to meet our shared high expectations and deliver high performanceOur remote-first culture means you have the flexibility to work in your employing country wherever you feel the most focused and productive. This freedom comes with wonderful tailored, location-specific perks designed to support your whole life, not just your work. Think unlimited annual leave , great healthcare benefits, and employee discounts. We want you to thrive and focus entirely on making your biggest impact! In turn, we expect you to bring high ownership and commitment to your work. This is a place where we value trust and high performance, and we'll provide the environment and support needed for you to excel. About the role and team We're looking for a Lead Analyst, Fraud Intelligence to help us in our fight against fraud. This role will sit in the Fraud Intelligence team, responsible for fraud identification, mitigation and prevention. Working together with Product, Commercial Managers, Engineering and Data Science teams, the Lead Analyst will perform analysis to enable us to spot the latest fraud trends and drive impactful fraud prevention solutions whilst ensuring a seamless journey for our customers. On the technical side, you will be working with a wide variety of technologies, datasets and techniques to drive meaningful insights and material improvements. What you bring to the table We are looking for an experienced, driven and curious fraud analytics professional to hit the ground running in our fight against fraudsters. Here’s what you will bring to the table: - 5+ years in payment fraud analytics ( or data analysis / data science with meaningful experience in the fraud and financial crime prevention space) in financial services or fintech. - High proficiency in SQL and data analysis, able to produce high quality actionable insights, visualisations and analysis from large complex datasets. - Deep understanding of chargeback prevention from the merchant perspective, and the tools and techniques available to help with this (device profiling, behavioural profiling, machine learning), - Exceptional communication skills, able to engage productively with stakeholders at all levels across the organization and able to produce high quality written analysis understandable by wide, sometimes non-technical audiences. - An ability to see the bigger picture: a problem solving approach that gets to the underlying business questions, using a variety of data sources and information. - The ability to translate a problem (sometimes loosely defined) into an actionable plan. - Comfortable with balancing multiple priorities, working to a fast tempo and adapting to the needs of the business. What you will focus on Reporting to the Fraud Intelligence Senior Manager, you will: - Work in a collaborative and cross-functional way to identify, quantify and make data driven business decisions to reduce our exposure to fraud. - Champion the use of data to optimise the way we combat fraud in the business. - Work collaboratively with a wide range of stakeholders across the entire business to prioritise and translate compliance and business requirements into innovative solutions. - Identify opportunities for improvement through data analysis, AB testing, tracking, and the creation of self-serve tools. - Present results back to the business in a structured, data-driven manner - simplifying complex concepts for non-technical audiences. - Make significant changes to the way that the function and team operate on a regular basis. You will see and feel the impact of your work on the business regularly. Nice to have/ Bonus Points if you have Experience in Financial Crime compliance (transaction monitoring). - Experience in fraud prevention on stored value products (eg current accounts or wallets) and / or credit facilities. - Experience in Python for data analytics, scripting or machine learning. If you want to join us in our journey to help break barriers in financial access and improve lives globally, there's no better place or time to join. Our global team of 800+ people is spread across six continents. We aspire to hire the best mix of people from former Olympians to YouTube influencers and we speak over twenty languages. This incredible diversity isn't a bonus; it's the engine that lets us serve the world. Ready to Apply? Let’s Go.

• Act as advocate for all data domains and information used by US Operations • Inventory and prioritize data assets • Develop comprehensive understanding of data flow from both business and systematic perspective • Act as intermediary to ensure alignment between Global Data Governance and US Operation • Capture, define, describe Business terms, Classifications, and Business Rules • Ensure that data quality levels are assessed for all prioritized critical data elements • Measure and communicate results

We’re building a world of health around every individual — shaping a more connected, convenient and compassionate health experience. At CVS Health®, you’ll be surrounded by passionate colleagues who care deeply, innovate with purpose, hold ourselves accountable and prioritize safety and quality in everything we do. Join us and be part of something bigger – helping to simplify health care one person, one family and one community at a time. The SIU Senior Investigator conducts complex investigations to effectively pursue the prevention, investigation and prosecution of healthcare fraud and abuse, to recover lost funds, and to comply with state regulations mandating fraud plans and practices. What you will do - Routinely handles complex cases involving behavioral health or multi-disciplinary provider groups in a prepayment environment - Investigates to prevent payment of fraudulent claims committed by insured's, providers, claimants, etc. - Researches and prepares cases for clinical and legal review. - Documents all appropriate case activity in case tracking system. - Prepares and presents referrals, both internal and external, in the required timeframe. - Facilitates the recovery of company lost as a result of fraud matters. - Assists team in identifying resources and best course of action on investigations. - Cooperates with federal, state, and local law enforcement agencies in the investigation and prosecution of healthcare fraud and abuse matters. - Demonstrates high level of knowledge and expertise during interactions and acts confidently when providing testimony during civil and criminal proceedings. - Gives presentations to internal and external customers regarding healthcare fraud matters and Aetna's approach to fighting fraud. - Provides input regarding controls for monitoring fraud related issues within the business units. - Exercises independent judgement and uses available resources and technology in developing evidence, supporting allegations of fraud and abuse Required Qualifications - 3 years working on health care fraud, waste, and abuse investigatory and audits required. - Knowledge of CPT/HCPCS/ICD coding - Knowledge and understanding of clinical issues. - Experience and proficiency in Microsoft Word, Excel, and Outlook, Database search tools, and use in the Intranet/Internet to research information. - Ability to effectively interact with different groups of people at different levels in any situation. - Ability to utilize company systems to obtain relevant electronic documentation. - Ability to travel and participate in legal proceedings, arbitrations, depositions, etc. Preferred Qualifications - Credentials such as a certification from the Association of Certified Fraud Examiners (CFE), an accreditation from the National Health Care Anti-Fraud Association (AHFI), or have a minimum of three years Medicaid Fraud, Waste and Abuse investigatory experience. - Billing and Coding certifications such as CPC (AAPC)and/or CCS (AHIMA) - Knowledge of Behavioral Health policies and procedures. - Experience working Behavioral Health fraud cases. - Strong analytical and research skills using health care data. - Strong communication and customer service skills. - Proficient in researching information and identifying information resources. Education - Bachelor's degree, or an Associate's degree, with an additional three years (3 years total) working on health care fraud, waste, and abuse investigations and audits required. Anticipated Weekly Hours 40 Time Type Full time Pay Range The typical pay range for this role is: $46,988.00 - $122,400.00 This pay range represents the base hourly rate or base annual full-time salary for all positions in the job grade within which this position falls. The actual base salary offer will depend on a variety of factors including experience, education, geography and other relevant factors. This position is eligible for a CVS Health bonus, commission or short-term incentive program in addition to the base pay range listed above. Our people fuel our future. Our teams reflect the customers, patients, members and communities we serve and we are committed to fostering a workplace where every colleague feels valued and that they belong. Great benefits for great people We take pride in our comprehensive and competitive mix of pay and benefits – investing in the physical, emotional and financial wellness of our colleagues and their families to help them be the healthiest they can be. In addition to our competitive wages, our great benefits include: - Affordable medical plan options, a 401(k) plan (including matching company contributions), and an employee stock purchase plan. - No-cost programs for all colleagues including wellness screenings, tobacco cessation and weight management programs, confidential counseling and financial coaching. - Benefit solutions that address the different needs and preferences of our colleagues including paid time off, flexible work schedules, family leave, dependent care resources, colleague assistance programs, tuition assistance, retiree medical access and many other benefits depending on eligibility. For more information, visit https://jobs.cvshealth.com/us/en/benefits We anticipate the application window for this opening will close on: 04/24/2026 Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state and local laws.