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A technology-powered real estate brokerage (NASDAQ: REAX)
Credit Risk Manager
Location
United States
Posted
85 days ago
Salary
$135K - $150K / year
Seniority
Senior
Job Description
Credit Risk Manager
Real
• Develop and own the analytical framework for credit risk, including underwriting models, loss forecasting, and credit policy definition using SQL and Python. • Construct comprehensive dashboards (Sigma, Looker, or similar) to track repayment behavior, vintage performance, delinquency roll rates, and unit economics. • Analyze product performance to recommend data-backed changes to product designs that maximize funding availability while protecting downside. • Conduct deep-dive assessments on market segments and risk profiles to help design and launch future financial products for real estate agents. • Leverage AI tools (ChatGPT, GitHub Copilot) to accelerate code generation and insight discovery, moving our risk processes from manual reviews to automated decisioning. • Partner closely with Product, Finance, and Operations leadership to translate complex risk data into clear, actionable business strategies.
Job Requirements
- Bachelor’s degree in a quantitative or analytical field (e.g., Economics, Finance, Mathematics, Statistics, Engineering, or Computer Science).
- 3+ years of experience in credit risk, analytics, fintech lending, specialty finance, or adjacent fields.
- Experience in a high-growth startup or fintech environment is a strong plus.
- Strong proficiency in SQL and Python is required; you must be comfortable querying raw data and building your own analytical models.
- A solid grasp of credit risk principles for SMB or consumer lending, including repayment modeling, vintage analysis, and concentration risk.
- Experience building dashboards and analytical tools using platforms like Sigma, Looker, Tableau, or Metabase.
- Ability to utilize AI tools to dramatically increase speed and output quality in a lean environment.
- You thrive in ambiguity and are energized by building processes from scratch rather than just managing existing ones.
- Exceptional ability to simplify complex quantitative findings into clear written and verbal narratives for executive stakeholders.
Benefits
- Offers Bonus
- Offers Health Benefits
- Life Insurance
- Flexible PTO
- 401k
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