Role Description The Processor is responsible for processing files from submission through submitting to closing. They will work with all departments in coordinating processing, processing support, and administrative functions for their respective teams. Processor will work closely with underwriting, loan officer/loan officer team and Processing Supervisor to complete all functions within a timely manner and consistent with all operations policies and procedures. Processor will report directly to the Processing Supervisor. - Review and analyze credit, income, assets, and collateral upon receipt of loan to determine needs for underwriting to make a reasonable credit decision. - Communicate document requirements and conditions to borrowers and referral sources as needed consistent with corporate communication policies. - Obtain credit supplements, verifications of employment, verifications of deposit, clear fraud alerts, title commitments, transcripts, appraisals, builder documentation and other third-party information to validate application data. - Utilize DU, LP and GUS for evaluating agency eligible transactions. Review findings and determine documentation and supporting information needed for underwriting approval. - Work with underwriting and closing departments to facilitate an efficient and compliant transaction. - Respond to post closing requests for additional documentation or system updates to ensure timely loan sales. - Conduct weekly pipeline meetings with sales and provide regular communication to ensure a total team approach necessary to provide exceptional levels of customer service to borrowers and referral sources. - Licensing and certifications to be obtained when requested by management, such as NMLS licensing, bond certifications, and other educational certifications. Goals/Expectations - Process an average of 14 closed loan files per month. - Review initial submissions from sales within 48 hours and provide welcome call and follow up email to the borrower. Submit loans to underwriting within 5 business days of receipt. - Represent JET with the highest level of customer service and professionalism. - Maintain loan level data and document integrity throughout the processing lifecycle. - Submit CD Requests to closing 7 or more business days prior to closing. - Resubmit loans for CFD or CTC at least 6 days prior to closing. Company Description JET Homeloans is an Equal Employment Opportunity/Affirmative Action Employer and maintains a Drug-Free Workplace. NOTE: This job description is not intended to be all-inclusive. Employee may perform other related duties as negotiated to meet the ongoing needs of the organization.

Department: Operations Work Arrangement: Remote Job Type: Independent Contractor, Full Time Work Schedule: US Time Zone (candidate expected to be flexible with the client's preference) Locations: Philippines, LATAM, South Africa, Kenya, and other remote regions with excellent English communication skills About Pearl Talent Pearl works with the top 1% of candidates from around the world and connects them with the best startups in the US and EU. Our clients have raised over $5B in aggregate and are backed by companies like OpenAI, a16z, and Founders Fund. They're looking for the sharpest, hungriest candidates who they can consistently promote and work with over many years. Candidates we've hired have been flown out to the US and EU to work with their clients, and even promoted to roles that match folks onshore in the US. Hear why we exist, what we believe in, and who we're building for: WATCH HERE Why Work with Us? At Pearl, we're not just another recruiting firm—we connect you with exceptional opportunities to work alongside visionary US and EU founders. Our focus is on placing you in roles where you can grow, be challenged, and build long-term, meaningful careers. Role Overview The Operations Manager oversees and optimizes core business operations to ensure efficiency, scalability, and execution excellence. This role blends strategic thinking with hands-on leadership across processes, systems, data, and people. You will act as the operational backbone of the organization—building structure, improving workflows, and enabling teams to perform at a high level. This role is ideal for operators who enjoy owning outcomes, solving complex problems, and driving execution across multiple priorities. Your Impact Your leadership strengthens operational discipline, reduces inefficiencies, and enables sustainable growth. By building scalable systems and improving execution, you help teams move faster with clarity and consistency. Your work turns strategy into repeatable, measurable results. Core Responsibilities Operations Strategy & Execution — 30% - Lead day-to-day operational execution across teams and workflows - Translate business objectives into clear operational plans - Identify gaps, risks, and inefficiencies across operations - Drive continuous improvement initiatives Process Optimization & Systems — 25% - Design, document, and optimize operational processes and SOPs - Implement automation to reduce manual work and errors - Improve cross-functional workflows and handoffs - Maintain operational documentation for scale Data, Reporting & Insights — 20% - Track operational KPIs and performance metrics - Build and maintain dashboards and reports - Analyze trends to support data-driven decision-making - Communicate insights clearly to leadership Team & Resource Management — 15% - Oversee capacity planning, scheduling, and workload distribution - Support onboarding, training, and performance management - Ensure accountability and operational consistency - Foster strong execution habits in remote environments Project & Initiative Management — 10% - Lead cross-functional initiatives and operational projects - Manage timelines, dependencies, and stakeholder expectations - Escalate risks and blockers proactively - Ensure on-time and high-quality delivery

Department: Operations Work Arrangement: Remote Job Type: Independent Contractor, Full Time Work Schedule: US Time Zone (candidate expected to be flexible with the client's preference) Locations: Philippines, LATAM, South Africa, Kenya, and other remote regions with excellent English communication skills About Pearl Talent Pearl works with the top 1% of candidates from around the world and connects them with the best startups in the US and EU. Our clients have raised over $5B in aggregate and are backed by companies like OpenAI, a16z, and Founders Fund. They're looking for the sharpest, hungriest candidates who they can consistently promote and work with over many years. Candidates we've hired have been flown out to the US and EU to work with their clients, and even promoted to roles that match folks onshore in the US. Hear why we exist, what we believe in, and who we're building for: WATCH HERE Why Work with Us? At Pearl, we're not just another recruiting firm—we connect you with exceptional opportunities to work alongside visionary US and EU founders. Our focus is on placing you in roles where you can grow, be challenged, and build long-term, meaningful careers. Role Overview The Operations Manager oversees and optimizes core business operations to ensure efficiency, scalability, and execution excellence. This role blends strategic thinking with hands-on leadership across processes, systems, data, and people. You will act as the operational backbone of the organization—building structure, improving workflows, and enabling teams to perform at a high level. This role is ideal for operators who enjoy owning outcomes, solving complex problems, and driving execution across multiple priorities. Your Impact Your leadership strengthens operational discipline, reduces inefficiencies, and enables sustainable growth. By building scalable systems and improving execution, you help teams move faster with clarity and consistency. Your work turns strategy into repeatable, measurable results. Core Responsibilities Operations Strategy & Execution — 30% - Lead day-to-day operational execution across teams and workflows - Translate business objectives into clear operational plans - Identify gaps, risks, and inefficiencies across operations - Drive continuous improvement initiatives Process Optimization & Systems — 25% - Design, document, and optimize operational processes and SOPs - Implement automation to reduce manual work and errors - Improve cross-functional workflows and handoffs - Maintain operational documentation for scale Data, Reporting & Insights — 20% - Track operational KPIs and performance metrics - Build and maintain dashboards and reports - Analyze trends to support data-driven decision-making - Communicate insights clearly to leadership Team & Resource Management — 15% - Oversee capacity planning, scheduling, and workload distribution - Support onboarding, training, and performance management - Ensure accountability and operational consistency - Foster strong execution habits in remote environments Project & Initiative Management — 10% - Lead cross-functional initiatives and operational projects - Manage timelines, dependencies, and stakeholder expectations - Escalate risks and blockers proactively - Ensure on-time and high-quality delivery

Department: Operations Work Arrangement: Remote Job Type: Independent Contractor, Full Time Work Schedule: US Time Zone (candidate expected to be flexible with the client's preference) Locations: Philippines, LATAM, South Africa, Kenya, and other remote regions with excellent English communication skills About Pearl Talent Pearl works with the top 1% of candidates from around the world and connects them with the best startups in the US and EU. Our clients have raised over $5B in aggregate and are backed by companies like OpenAI, a16z, and Founders Fund. They're looking for the sharpest, hungriest candidates who they can consistently promote and work with over many years. Candidates we've hired have been flown out to the US and EU to work with their clients, and even promoted to roles that match folks onshore in the US. Hear why we exist, what we believe in, and who we're building for: WATCH HERE Why Work with Us? At Pearl, we're not just another recruiting firm—we connect you with exceptional opportunities to work alongside visionary US and EU founders. Our focus is on placing you in roles where you can grow, be challenged, and build long-term, meaningful careers. Role Overview The Operations Manager oversees and optimizes core business operations to ensure efficiency, scalability, and execution excellence. This role blends strategic thinking with hands-on leadership across processes, systems, data, and people. You will act as the operational backbone of the organization—building structure, improving workflows, and enabling teams to perform at a high level. This role is ideal for operators who enjoy owning outcomes, solving complex problems, and driving execution across multiple priorities. Your Impact Your leadership strengthens operational discipline, reduces inefficiencies, and enables sustainable growth. By building scalable systems and improving execution, you help teams move faster with clarity and consistency. Your work turns strategy into repeatable, measurable results. Core Responsibilities Operations Strategy & Execution — 30% - Lead day-to-day operational execution across teams and workflows - Translate business objectives into clear operational plans - Identify gaps, risks, and inefficiencies across operations - Drive continuous improvement initiatives Process Optimization & Systems — 25% - Design, document, and optimize operational processes and SOPs - Implement automation to reduce manual work and errors - Improve cross-functional workflows and handoffs - Maintain operational documentation for scale Data, Reporting & Insights — 20% - Track operational KPIs and performance metrics - Build and maintain dashboards and reports - Analyze trends to support data-driven decision-making - Communicate insights clearly to leadership Team & Resource Management — 15% - Oversee capacity planning, scheduling, and workload distribution - Support onboarding, training, and performance management - Ensure accountability and operational consistency - Foster strong execution habits in remote environments Project & Initiative Management — 10% - Lead cross-functional initiatives and operational projects - Manage timelines, dependencies, and stakeholder expectations - Escalate risks and blockers proactively - Ensure on-time and high-quality delivery