• Define and maintain Astra's API contract philosophy – versioning strategy, backwards compatibility standards, deprecation policies, and schema design principles • Write detailed platform specs that engineering can ship from: precise, edge-case-aware, and grounded in how real customers build • Own the platform roadmap – balancing foundational investments (auth, observability, extensibility) against customer-facing features and reliability work • Conduct technical discovery with Astra's most sophisticated customers to identify platform gaps and extensibility needs • Partner with engineering to review API design, maintain developer ergonomics standards, and hold the bar on platform quality • Work with solutions and implementation teams to understand where customers get stuck, break, or build workarounds – and translate that into platform requirements • Drive the developer experience roadmap in partnership with docs, solutions engineering, and DevRel functions as they mature • Represent platform strategy in customer conversations, partnership discussions, and technical due diligence processes

• End-to-end product ownership of Astra's payments rails – Visa Direct, Mastercard Move, RTP, FedNow, ACH, and stablecoin – from API contract through settlement and reconciliation. • The transaction lifecycle: authorization, clearing, settlement, dispute/chargeback handling, and exception management. • Developer-facing payments primitives: API design, payload schemas, error surfaces, and webhook contracts that serve sophisticated fintech builders. • Multi-rail routing logic: how Astra selects, fallbacks, and optimizes across rails based on speed, cost, and risk parameters. • Payments compliance surface: Reg E implications, network rule adherence (VCR framework, dispute windows), and AML/sanctions workflow integration. • Rail-specific product strategy and roadmap: identifying capability gaps, emerging network features (e.g., RTP request for payment), and net-new monetization opportunities. • Close partnership with payment operations and engineering on incident response, degraded-rail scenarios, and SLA commitments. • Write rigorous PRDs and technical specs for complex payment flows, with explicit handling of edge cases, failure modes, and regulatory constraints. • Own the product roadmap for your surface area – prioritizing ruthlessly across rail expansions, developer experience improvements, and compliance requirements. • Conduct deep discovery with customers and prospects to surface unmet needs in how they move money. • Partner with engineering to define API contracts, review implementation, and maintain a high bar on developer ergonomics. • Collaborate with compliance and legal on network rule changes, NACHA updates, and card network bulletins – translating regulatory inputs into product requirements. • Work with payment operations to define reconciliation requirements, exception-handling workflows, and ops tooling needs. • Represent the payments product in customer conversations, sales cycles, and external thought leadership.

At Allstate, great things happen when our people work together to protect families and their belongings from life’s uncertainties. And for more than 90 years, our innovative drive has kept us a step ahead of our customers’ evolving needs. From advocating for seat belts, air bags and graduated driving laws, to being an industry leader in pricing sophistication, telematics, and, more recently, device and identity protection. Job Description As a Digital Product Manager Expert, you'll be responsible for defining, delivering, and managing the lifecycle of one or more products in Allstate's growing product portfolio. You'll manage strategic product vision, product discovery, roadmaps, and backlog to maximize the customer and enterprise value provided by their product. Successful Product Managers help to identify assumptions and validate those assumptions using product discovery techniques. You'll be responsible for working closely with key stakeholders and partners, ensuring the successful definition and execution of go-to market and communications strategies for their products. Key Responsibilities • Create, drive and execute product strategy for one or more products in our growing digital product portfolio. • Use customer feedback, detailed market analysis, and data gathering to make decisions about product strategy. • Engage in discovery/test & learn activities to quickly validate assumptions and product direction. • Decompose complex problems into smaller manageable tasks by creating and prioritizing a backlog for the Product Team. • Define and manage metrics to measure the success of your efforts and to inform the overall product strategy. • Be recognized as the voice of the customer"; invest significant time with current and potential customers to understand their needs & habits." • Manage the product backlog, create an effective vision and provide timely stakeholder feedback on development iterations. • Coach and mentor members of the team as well as members of the cross-functional development organization on how to collaborate and conduct idea generation, consumer research, test design and execution, measurement, product implementation, customer interactions and roll out. Experience • 5+ or more years of experience (Preferred). Supervisory Responsibilities • This job does not have supervisory duties. Skills Business Case Analyses, Business Roadmaps, Communication, Create User Stories, Data Tracking, Problem Identification, Problem Investigation, Product Direction, Production Strategy, Product Management, Product Management Strategy, Product Roadmapping, Product Strategies, Product Vision, Systems Thinking, User Studies Compensation Base compensation offered for this role is $120,000.00 - $180,100.00 annually and is based on experience and qualifications. *** Total compensation for this role is comprised of several factors, including the base compensation outlined above, plus incentive pay (i.e., commission, bonus, etc.) as applicable for the role. The candidate(s) offered this position will be required to submit to a background investigation. Joining our team isn’t just a job — it’s an opportunity. One that takes your skills and pushes them to the next level. One that encourages you to challenge the status quo. One where you can shape the future of protection while supporting causes that mean the most to you. Joining our team means being part of something bigger – a winning team making a meaningful impact. Allstate generally does not sponsor individuals for employment-based visas for this position. Effective July 1, 2014, under Indiana House Enrolled Act (HEA) 1242, it is against public policy of the State of Indiana and a discriminatory practice for an employer to discriminate against a prospective employee on the basis of status as a veteran by refusing to employ an applicant on the basis that they are a veteran of the armed forces of the United States, a member of the Indiana National Guard or a member of a reserve component. For jobs in San Francisco, please click “here” for information regarding the San Francisco Fair Chance Ordinance. For jobs in Los Angeles, please click “here” for information regarding the Los Angeles Fair Chance Initiative for Hiring Ordinance. To view the “EEO Know Your Rights” poster click “here”. This poster provides information concerning the laws and procedures for filing complaints of violations of the laws with the Office of Federal Contract Compliance Programs. To view the FMLA poster, click “here”. This poster summarizing the major provisions of the Family and Medical Leave Act (FMLA) and telling employees how to file a complaint. It is the Company’s policy to employ the best qualified individuals available for all jobs. Therefore, any discriminatory action taken on account of an employee’s ancestry, age, color, disability, genetic information, gender, gender identity, gender expression, sexual and reproductive health decision, marital status, medical condition, military or veteran status, national origin, race (include traits historically associated with race, including, but not limited to, hair texture and protective hairstyles), religion (including religious dress), sex, or sexual orientation that adversely affects an employee's terms or conditions of employment is prohibited. This policy applies to all aspects of the employment relationship, including, but not limited to, hiring, training, salary administration, promotion, job assignment, benefits, discipline, and separation of employment.

About Carrier Carrier Global Corporation, global leader in intelligent climate and energy solutions, is committed to creating innovations that bring comfort, safety and sustainability to life. Through cutting-edge advancements in climate solutions such as temperature control, air quality and transportation, we improve lives, empower critical industries and ensure safe transport of food, lifesaving medicines and more. Since inventing modern air conditioning in 1902, we lead with purpose: enhancing the lives we live and the world we share. We continue to lead because of our world-class, inclusive workforce that puts the customer at the center of everything we do. For more information, visit corporate.carrier.com or follow on Carrier social media at @Carrier. About this role Carrier Energy is developing integrated energy solutions which turn Carrier’s industry-leading HVAC systems into a virtual power plant (VPP) for electric utilities, allowing for a smarter, greener and more resilient power grid. The Digital Product Manager will define and execute strategy for the digital product ecosystem that enables Carrier Energy, delivering value to homeowners, dealers, and utilities. This role combines strategic vision, technical acumen, and customer empathy to drive product success. This is a great opportunity to have high impact supporting a wholly new business within Carrier. Key Responsibilities - Define product vision and roadmap aligned with business objectives and market trends. - Own the product lifecycle from concept through launch and post-market optimization. - Conduct user research and translate insights into actionable requirements. - Collaborate with engineering, marketing, and sales to ensure successful delivery and adoption. - Ensure compliance with regulatory and industry standards (e.g., energy codes, cybersecurity). Required Qualifications - Bachelor’s degree - 4 + years in product management for enterprise SaaS and/or energy solutions Preferred Qualifications - Bachelor’s degree in Computer Science, Engineering, or related field - Familiarity with IoT, cloud platforms, and API integrations - Familiarity with Agile software development processes - Fluency with modern product design & development tools including Miro, Figma, Jira, and Confluence - Strong analytical skills and ability to interpret data for decision-making - Demonstrated organizational and project management skills, with a bias for proactive communication - Experience with energy, IoT, or Virtual Power Plant (VPP) products Pay Range The annual salary for this position is between $96,000.00 - $192,000.00 annually. Factors which may affect pay within this range include, but are not limited to, skills, education, experience, and other unique qualifications of the successful candidate. Other Compensation This position is entitled to short-term cash incentives, subject to plan requirements. Benefits Employees are eligible for benefits, including: - Health Care Benefits: Medical, Dental, Vision; Wellness incentives - Retirement Benefits - Time off and Leave: Paid vacation days, up to 15 days; paid sick days, up to 5 days; paid personal leave, up to 5 days; paid holidays, up to 13 days; birth and adoption leave; parental leave; family and medical leave; bereavement leave; jury duty leave; military leave; purchased vacation - Disability: Short-term and long-term disability - Life Insurance and Accidental Death and Dismemberment - Tax-Advantaged Accounts: Health Savings Account; Health Care Spending Account; Dependent Care Spending Account - Tuition Assistance To learn more about our benefits offering, please click here Work with us | Carrier Corporate. The specific benefits available to any employee may vary depending on state and local laws and eligibility factors, such as date of hire and the applicability of collective bargaining agreements. Carrier EEO Statement and Accommodations Process Carrier is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability or veteran status or any other applicable state or federal protected class. Carrier provides affirmative action in employment for qualified individuals with a Disability and Protected Veterans in compliance with section 503 of Rehabilitation Act and the Vietnam Era Veterans' Readjustment Assistance Act. If you require a reasonable accommodation to complete the application process, participate in an interview, or otherwise engage in the hiring process, please contact us at Carrier.Recruiting@carrier.com. We will make every effort to meet your needs in accordance with applicable laws. Application Deadline Applications will be accepted for at least 3  days from Job Posting Date: 19 March 2026 Job Applicant's Privacy Notice Please click on the link to review the Job Applicant Privacy Notice.