PIP Coverage and Qualification Adjuster
Location
United States
Posted
99 days ago
Salary
0
Seniority
Mid Level
No structured requirement data.
Job Description
PIP Coverage and Qualification Adjuster
United Auto Insurance
COMPANY OVERVIEW Founded in 1989, United Automobile Insurance Company is an innovative and established organization looking for [a] Coverage and Qualification Adjuster(s) to join our team. Family-owned, UAIC, is one of the largest privately held property and casualty insurance companies in the United States. The key to our growth and success is a commitment to providing quality service to our agents and customers, by providing disciplined underwriting, and strategic claims handling. Our ongoing efforts to invest substantial resources in personnel and technology are the foundation of our promise of assuring maximum efficiency and specialized operations in the industry. We are proud that our independent agents and customers have recognized our dedication by making UAIC the market leader in every state where we conduct business. Auto PIP Claims experience required - This is a fully remote opportunity, and the ideal candidate will have an active adjuster's license, in Florida or Texas. SCOPE: As a Coverage and Qualification Adjuster, you will be responsible for reviewing and processing Personal Injury Protection claims, ensuring compliance with company policies and state regulations. This role involves assessing the validity of claims, determining coverage limits, and facilitating timely and accurate settlements. DUTIES: - Review and assess PIP claims to determine coverage eligibility. - Analyze medical records, police reports, and other relevant documents to evaluate the extent of injuries and to establish proof of loss. - Interpret insurance policies, contracts, and state regulations to determine the extent of coverage applicable to each claim. - Communicate with claimants, medical professionals, attorneys, and other parties involved in the claim process to gather necessary information and documentation. - Provide clear and concise explanations of coverage decisions to claimants. - Conduct interviews with claimants to gather necessary information that supports an objective final disposition of the claims. These interviews may be conducted under oath or via phone. - Maintain accurate and organized claim files with all pertinent information, including correspondence, medical records, and assessment reports. - Issue payments for approved claims in accordance with company policies. - Ensure compliance with state laws, regulations, and company policies in all claim handling activities. - Generate and submit reports on claims activity, trends, and performance metrics. - Identify and investigate potentially fraudulent activities related to PIP claims. - Collaborate with the special investigation unit (SIU) when fraud is suspected. - Provide excellent customer service by addressing inquiries, concerns, and providing timely updates to claimants. - Prepare reports and documentation for internal purposes, regulatory compliance, and potential legal proceedings. EDUCATION: - Associate or bachelor’s degree preferred and/or a minimum of 3 years of related work experience, preferably with PIP claims. - Active Adjuster’s license required SKILLS & EXPERIENCE: - Bilingual (English & Spanish) preferred - Knowledge of insurance principles, policies, and procedures. - Strong analytical, negotiation, and communication skills. - Ability to work independently and efficiently manage a caseload. - Proficient in Guidewire, Word, Excel, Windows-based applications and internet usage. - Must be familiar with forms, procedures, regulations, coverages, and claims processes. - Must be able to exercise good judgment and state opinions assertively. - Must be able to write and speak clearly and concisely. - Must be able to perform work effectively in a highly intense environment and handle multiple tasks and demands simultaneously. - Must illustrate analytical skills to identify, gather, and organize information. - Must be able to work independently in a team environment. BENEFITS: - 401(k) Retirement Savings Plan with employer match. - Comprehensive Medical, Prescription Drug, Vision, and Dental Insurance - Paid Time Off, Holidays, and Leave programs. - Flexible spending accounts - Basic Life Insurance and Voluntary Life/ADD - Short Term and Long-Term Disability UAIC participates in the E-Verify program to confirm the employment eligibility of all newly hired employees. For more information about E-Verify, please visit https://www.e-verify.gov/. UAIC is an Equal Opportunity Employer and is committed to the principle of equal employment opportunity for all employees. All employment decisions at UAIC are based on business needs, job requirements, and individual qualifications, without regard to race, color, religion, or belief, family or parental status, or any other status protected by the laws or regulations in the locations where we operate. PIP Coverage and Qualification Adjuster
Job Requirements
- Associate or bachelor’s degree preferred and/or a minimum of 3 years of related work experience, preferably with PIP claims.
- Active Adjuster’s license required.
- Bilingual (English & Spanish) preferred.
- Knowledge of insurance principles, policies, and procedures.
- Strong analytical, negotiation, and communication skills.
- Ability to work independently and efficiently manage a caseload.
- Proficient in Guidewire, Word, Excel, Windows-based applications and internet usage.
- Must be familiar with forms, procedures, regulations, coverages, and claims processes.
- Must be able to exercise good judgment and state opinions assertively.
- Must be able to write and speak clearly and concisely.
- Must be able to perform work effectively in a highly intense environment and handle multiple tasks and demands simultaneously.
- Must illustrate analytical skills to identify, gather, and organize information.
- Must be able to work independently in a team environment.
Benefits
- 401(k) Retirement Savings Plan with employer match.
- Comprehensive Medical, Prescription Drug, Vision, and Dental Insurance.
- Paid Time Off, Holidays, and Leave programs.
- Flexible spending accounts.
- Basic Life Insurance and Voluntary Life/ADD.
- Short Term and Long-Term Disability.
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Salary Range: $65,000 - $85,000 Job Posting End Date: This job will be posted on an ongoing basis. We’ve Got You Under Our Wing We are the duck. We develop and empower our people, cultivate relationships, give back to our community, and celebrate every success along the way. We do it all…The Aflac Way. Aflac, a Fortune 500 company, is an industry leader in voluntary insurance products that pay cash directly to policyholders and one of America's best-known brands. Aflac has been recognized as Fortune’s 50 Best Workplaces for Diversity and as one of World’s Most Ethical Companies by Ethisphere.com. Our business is about being there for people in need. So, ask yourself, are you the duck? If so, there’s a home, and a flourishing career for you at Aflac. Worker Designation – This role is a remote role. This means you will be expected to work from your home, within the continental US. If the role is remote, there may be occasions that you are requested to come to the office based on business need. Any requests to come to the office would be communicated with you in advance. What does it take to be successful at Aflac? - Acting with Integrity - Communicating Effectively - Pursuing Self-Development - Serving Customers - Supporting Change - Supporting Organizational Goals - Working with Diverse Populations What does it take to be successful in this role? • Strong understanding of disability claims management concepts. • Solid understanding of medical terminology/pathology/anatomy. • Ability to verbally articulate clearly, concisely and explain complex situations. • Superior writing skills. • Confident with independent decision making. • Ability to consistently meet deadlines. • Proven ability to work with confidential information. • Moderate skills with Microsoft Office and other software applications. • High level of customer service skills/phone skills. • Strong ability to multi-task and prioritize. • Must have a high level of attention to detail. • Results-driven. • High attention to deliver on departmental/company procedures/practices. • Ability to work Independently. • Strong negotiation skills. 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Introduction At Gallagher Bassett, we're there when it matters most because helping people through challenging moments is more than just our job, it’s our purpose. Every day, we help clients navigate complexity, support recovery, and deliver outcomes that make a real difference in people’s lives. It takes empathy, precision, and a strong sense of partnership—and that’s exactly what you’ll find here. We’re a team of fast-paced fixers, empathetic experts, and outcomes drivers — people who care deeply about doing the right thing and doing it well. Whether you're managing claims, supporting clients, or improving processes, you’ll play a vital role in helping businesses and individuals move forward with confidence. Here, you’ll be supported by a culture that values teamwork, encourages curiosity, and celebrates the impact of your work. Because when you’re here, you’re part of something bigger. You’re part of a team that shows up, stands together, and leads with purpose. 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