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Pathward logo
Pathward

Forward Thinking

VP, Portfolio & Underwriting – Alternative Energy

UnderwriterUnderwriterFull TimeRemoteLeadTeam 1,001-5,000H1B No SponsorCompany SiteLinkedIn

Location

Arizona + 5 moreAll locations: Arizona | Kentucky | Michigan | Pennsylvania | South Dakota | Tennessee

Posted

121 days ago

Salary

$220K - $275K / year

Seniority

Lead

Bachelor Degree12 yrs expEnglish

Job Description

VP, Portfolio & Underwriting – Alternative Energy

Pathward

• Oversees day‑to‑day operations of the Underwriting & Portfolio teams, including all Account Executives and Commercial Underwriters. • Performs full managerial duties, including hiring, performance evaluations, coaching, discipline, and staff development. • Ensures prudent, efficient underwriting by reviewing credit narratives and approving transactions within delegated authority limits. • Manages department‑level reporting exceptions and establish debtor credit limits exceeding individual approval authority. • Maintains compliance with credit quality standards, including revenue targets, funding ratios, approval ratios, and portfolio performance metrics. • Manages credit origination scorecards and approval authorization levels. • Develops, documents, and maintains departmental policies and procedures; ensure periodic reviews and proper application of risk ratings. • Utilizes CID and related systems to guide and oversee all facets of the underwriting process. • Collaborates with BDOs and Revenue leaders to structure proposal letters and provide final approval for all proposals issued; support training of BDOs alongside the Revenue leadership team. • Partners with Revenue leadership to support sales alignment and funding objectives. • Works with Collections, Asset Management, and Legal to develop strategies for resolving distressed, delinquent, or troubled accounts. • Collaborates with the Data Analytics team to develop portfolio reporting, monitor origination trends, and refine credit origination metrics. • Coordinates responses to internal and external auditor requests and ensure compliance with documentation and reporting requirements. • Other duties as assigned.

Job Requirements

  • Bachelor's degree or equivalent education and work experience. Master's degree preferred.
  • Typically 12+ years with bachelor's or equivalent.
  • Ability to effectively lead others.
  • Excellent verbal and written communication skills.
  • Ability to manage multiple, competing priorities.
  • The ability to partner and influence at various levels, both internally and externally.
  • Alternative Energy Portfolio, Underwriting or Asset Management experience
  • Prior people leadership

Benefits

  • health insurance
  • 401(k) retirement benefits
  • life insurance
  • disability benefits
  • paid time off
  • performance-based incentive opportunity

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