At EMC, we’re all about working together to make an impact. As part of our team, you’ll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let’s improve lives together. **Candidates that exceed the minimum qualifications may be considered for a higher level position.** **This position can be performed remotely for candidates who reside in Pennsylvania.** Essential Functions: - Selects, grows and maintains a profitable book of business for assigned high-volume territory with a high level of underwriting authority - Evaluates and analyzes highly complex accounts for risk selection and pricing purposes - Analyzes exposure, company and branch risk appetite, account premium and loss history, financial data, line(s) of business, price guidance, motor vehicle records, online sources of information, reports from premium audit or risk improvement and other relevant information to underwrite policies. - Develops and fosters agency relationships - Educates agents on EMC products, underwriting appetite, systems and services. - Visits agencies to discuss accounts and provide agents with updates at EMC in order to maximize opportunities. - Communicates with agents proactively and anticipates agents and insureds’ needs. - Identifies opportunities and potential barriers within agency relationships - Collaborates with marketing representatives to ensure agents receive superior customer experiences - Offers appropriate coverage for exposures and explains decisions to agents - Coordinates with marketing and branch management in the agency planning and review processes - Serves as a mentor for less experienced underwriters. - Answers questions, shares recommendations for complex situations, such as difficult accounts, communication strategies or problematic agency relationships and explains the rationale for recommendations. - Supports underwriting management through reviewing work of less experienced underwriters and providing training. Education & Experience: - Bachelor's degree, preferably in insurance or business administration - Five years of experience in commercial lines underwriting - Insurance designations, such as CPCU preferred Knowledge, Skills & Abilities: - Excellent knowledge of underwriting and risk analysis - Exceptional problem-solving skills and the ability to make sound decisions - Strong customer service skills - Strong computer skills, including knowledge of Microsoft Office and social media - Ability to work on multiple projects while meeting deadlines - Excellent written and verbal communication skills, including the ability to speak effectively before groups - Strong presentation skills preferred - Ability to work effectively with others, as well as independently - Demonstrated leadership qualities - Occasional travel; a valid driver’s license with an acceptable motor vehicle report per company standards required if traveling The hiring salary range for this position will vary based on geographic location, falling within either of the following: $92,670 - $128,045 or $102,443 - $140,845A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs. For information relating to the benefits EMC Team Members receive as part of a comprehensive rewards package, please visit www.emcins.com/careers. Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws. All of our locations are tobacco free including in company vehicles.

With a company culture rooted in collaboration, expertise and innovation, we aim to promote progress and inspire our clients, employees, investors and communities to achieve their greatest potential. Our work is the catalyst that helps others achieve their goals. In short, We Enable Possibility℠. Position Summary: We are looking for a commercial property expert for a Monoline Property underwriting role. This role will include both new business production and renewal management. Our Middle Market Property unit utilizes a proprietary property form and writes ground up, full limit Property structures. As an underwriter, you will be charged with directly underwriting, servicing and growing a book focused on Real Estate, Hospitality, Manufacturing, Healthcare, and Wholesale Distribution business. On our team, the Underwriters are responsible for marketing to their assigned brokers to bring in opportunities and will work closely within the property product team and package underwriters to drive profitable growth. Responsibilities and Accountabilities: - Establish relationships with key trading partners and drive submission activity across assigned Brokers. - Be responsible for profit, growth and retention of assigned book. - Meet or exceed new business production goals while maintaining profitability across assigned portfolio and adhering to authority and strategies. - Work collaboratively with internal stakeholders and brokers to retain key assigned renewals and lead coordination of Risk Services & Claims Service plans for key accounts. - Maintain and develop relationships internally and externally. - Develop, advance & execute against a prospect pipeline with our trading partners, as well as engaging other business units for cross-selling opportunities. Education and Experience: - Bachelor’s degree - 5+ years of Underwriting experience preferably in the Middle Market Monoline Property segment or a Multiline background - Confidence to gain a marketplace presence and become a trusted advisor for assigned agents/brokers - Strong negotiations skills and sales acumen - Invest in local broker and insurance marketplace relationships - Knowledge and understanding of current insurance marketplace conditions - Understanding and adherence to organizational and regulatory rules, and ability to adhere to underwriting authority - Understanding of Property Insurance coverage, terms and conditions - Proficiency in Microsoft Office Suite #LI-Remote #LI-AM3 For individuals assigned or hired to work in the location(s) indicated below, the base salary range is provided. Range is as of the time of posting. Position is incentive eligible. $133,300 - $165,900/year + 16% target bonus at the UW Specialist level - Total individual compensation (base salary, short & long-term incentives) offered will take into account a number of factors including but not limited to geographic location, scope & responsibilities of the role, qualifications, talent availability & specialization as well as business needs. The above pay range may be modified in the future. - Arch is committed to helping employees succeed through our comprehensive benefits package that includes multiple medical plans plus dental, vision and prescription drug coverage; a competitive 401k with generous matching; PTO beginning at 20 days per year; up to 12 paid company holidays per year plus 2 paid days of Volunteer Time Offer; basic Life and AD&D Insurance as well as Short and Long-Term Disability; Paid Parental Leave of up to 10 weeks; Student Loan Assistance and Tuition Reimbursement, Backup Child and Elder Care; and more. Click here to learn more on available benefits. Do you like solving complex business problems, working with talented colleagues and have an innovative mindset? Arch may be a great fit for you. If this job isn’t the right fit but you’re interested in working for Arch, create a job alert! Simply create an account and opt in to receive emails when we have job openings that meet your criteria. Join our talent community to share your preferences directly with Arch’s Talent Acquisition team. 14400 Arch Insurance Group Inc.

If you’re passionate about helping people protect what matters most to them at a Fortune 100 company with nearly $70 billion in annual sales, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide’s Property and Casualty team could be the place for you! At Nationwide®, “on your side” goes beyond just words. Our customers and partners are at the center of everything we do and we’re looking for associates who are passionate about delivering extraordinary care. Job Description Summary Success on our team requires a blend of customer service skill and analytical prowess. Each account we work on is interesting and challenging. Satisfaction comes from finding solutions that provide the best coverage and give our partner agents a way to differentiate themselves from the competition. If you are adaptable, responsive, love customers and really want to make a difference, we want to hear from you! As a Sr. Underwriter you will accept, retain and classify moderate exposure new and renewal policies (case and account underwriting) based on granted authority. We'll count on you to manage an assigned underwriting territory to identify business trends, ensure profitability and build agency relationships. You'll be counted on to make decisions on larger more complex and unique assignments. You'll be key to provide input into and responsible for implementation of strategic recommendations for portfolio profitability and growth management action plans through partnership with product and sales in support of portfolio underwriting efforts for profitable growth within assigned territory or specialty. You may also provide guidance and assistance to less experienced underwriters and other functional areas. May lead projects or research activities in support of business goals. Job Description Key Responsibilities: - Researches agency, district, and market data for assigned underwriting territory to identify business trends and opportunities for profitable growth. Obtains data/information from published sources, company data bases, and partnerships with sales, claims, agency and portfolio or other contacts. May research issues in support of unit objectives and participate on committees or special projects. - Reviews individual risks for acceptability and handles those within authority based on company underwriting guidelines and standards. Uses critical thinking and understanding of the market and underwriting best practices to assess the total risk proposition and alternatives for acceptability. May analyze issues related to rules performance through automated systems. - Completes assigned underwriting transactions and tasks within established time and service standards. Strives to complete all transactions in a first time final mode. Meets overall timelines for project or team assignments. - Makes decisions to accept, modify or decline personal lines business based on underwriting analysis, best practices and judgment. Determines the proper classification of risks to ensure the matching of price and product to the customer. Decisions at this level may require review of additional variables, leveraging agency, sales and underwriting relationships, inspection reports and evaluation of exceptions. May perform quality assurance reviews from within the department to ensure acceptable decision making. - Plans completion of assignments to meet agreed upon timelines and service level agreements. Provides input and feedback regarding operational business plan. - Consults with agents and collaborates with internal partners regarding underwriting decisions. Uses underwriting curiosity to recommend additional products, coverages and discounts to ensure the agency and customer receive maximum value and adequate coverage. May consult regarding risk mitigation strategies. Provides technical expertise to underwriting associates and agents. - Communicates underwriting decisions to agencies and internal departments. Provides clear communication of rationale for decisions and options. Chooses most effective communication method based on issue, situation and audience. May communicate to various audiences regarding underwriting, product, rate classification and processes. - Strengthens agency relationships through regular contact on underwriting matters, promoting profit and new business growth, renewal retention and service capabilities. May participate in the management of agency performance as part of the underwriting team. - Responds to requests from agents and underwriting staff with resolution within established time and service standards. Handles escalated underwriting issues. - Educates internal and external partners on underwriting process, concepts and principles. Helps train and develop less experienced underwriting staff. Participates and/or leads training development or delivery as a subject matter expert. Identifies and communicates training needs and opportunities. May perform other responsibilities as assigned. Reporting Relationships: Reports to supervisor or manager. Individual Contributor. Typical Education and Experiences: Education: Bachelor's degree preferred. License/Certification/Designation: Pursuit of technical insurance coursework such as CPCU preferred. Experience: Two years of underwriting experience. Experience leading or working on complex projects and or task teams. Knowledge, Abilities and Skills: Strong knowledge of underwriting policies, practices and insurance contracts. Understands and can articulate company product details and values. Working knowledge of core business functions, state specific statutes and regulations, pricing and marketing. Has a good understanding of competitor products and market conditions. Strong critical thinking and decision-making skills are required. Strong written and verbal communications skills are necessary to present information to all levels of internal and external contacts. Skilled in Excel and other analytical tools to evaluate data. Ability to train and develop lower level underwriters in all aspects of underwriting. Key competencies include: business acumen, functional/technical skills, command skills, interpersonal savvy, negotiating, problem solving, drive for results, managing and measuring work, customer focus, and decision quality. Ability to be flexible and adaptable to changing situations. Other criteria, including leadership skills, competencies and experiences may take precedence. Staffing Exceptions to the above Minimum Job Requirements must be approved by the: hiring manager’s leader and HRBP. Values: Regularly and consistently demonstrates Nationwide Values. Job Conditions: Overtime Eligibility: Not Eligible (Exempt) Working Conditions: Normal office environment. Occasional travel may be required to visit agencies or attend meetings. Extended or non-standard work hours as required to meet business need. ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties. Benefits We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer, click here. Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law. Smoke-Free Iowa Statement: Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act, individuals may contact the Smokefree Air Act Helpline at 888-944-2247. NOTE TO EMPLOYMENT AGENCIES: We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means. Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part-Time Roles: Please be aware that the salary ranges listed below reflect full-time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full-time schedule. The national salary range for Sr Underwriter - Personal Lines : $62,500.00-$115,500.00 The expected starting salary range for Sr Underwriter - Personal Lines : $62,500.00 - $93,500.00

Symetra has an exciting new opportunity to join our team as a Senior Stop Loss Underwriter! About the role In this role you will be responsible for risk-based underwriting of new and/or existing accounts. You’ll be accountable for the achievement of profit, persistency, and growth goals through financial analysis of employer groups. What you will do - Determine level of risk based on established guidelines - Analyze information on past claim history and other standard criteria - Determine needed rate level using multiple tools, including a medical evaluation of ongoing large claimant concerns - Develop and determine appropriate aggregate factors - Underwrite larger and more complex cases - Release final rates and factors - Accountable for profitability and all risk-based decisions - Manage performance of new and/or existing accounts for assigned territories in the following areas: - Target Final Effective Renewal Rate Increases - Close Ratio - Case Premium Persistency - Billed to Blended Manual Ratio - Quote Turn Around Time - Provide competitive feedback on rates/factors and products to management - Recommend improvements in underwriting and marketing strategies - Participate in Underwriting Projects and Cross Training Initiatives - Daily interaction with agents, field staff, marketing reps and other underwriters to maintain consistency and support department workflow - Build and maintain excellent client, Rep, TPA and internal personnel relations - Serve as a resource to junior level underwriters Why Work at Symetra Here’s what some of our employees have to say about why they work at Symetra: "Join. It's that simple. You won't find a better company that can draw out your potential in ways you didn't know you had." - Andrew H., Associate Underwriter “Symetra is truly a great place to work. The positive work climate, strong sense of team, and the resources available make it feel like one cohesive family. What stands out most to me is the company’s deep commitment to diversity, equity, and inclusion—it’s not just a statement, it’s an active and ongoing priority that’s felt throughout the organization.” -Charlotte G., Sr. Underwriter - Consultant Stop Loss What we offer you Benefits and Perks We don’t take a “one-size-fits-all” approach when it comes to our employees. Our programs are designed to make your life better both at work and at home. - Flexible full-time or hybrid telecommuting arrangements - Plan for your future with our 401(k) plan and take advantage of immediate vesting and company matching up to 6% - Paid time away including vacation and sick time, flex days and ten paid holidays - Give back to your community and double your impact through our company matching - Want more details? Check out our Symetra Benefits Overview Compensation Salary Range: $87,900 - $146,500 plus eligibility for annual bonus program Who You Are - High School Diploma required. Bachelor's Degree preferred. - 3+ years of experience with Stop Loss Risk Based Underwriting required. - Extensive knowledge of Stop Loss products and pricing required. - Extensive knowledge of the Underwriting Discipline and Employee Benefit Plans. - Experience with Reinsurance is a plus. - Proven financial ability. - Strong analytical and technical skills. - Adept decision-making skills. - Effective interpersonal and negotiation skills. - Service and sales oriented. - Excellent written and verbal communication skills. - Strong teamwork orientation. - Presentation skills. - Proficiency with the Microsoft Office Suite and Excel in particular. - David Young/ESL/Connexure experience preferred. - Able to be effective in a fast paced, high-volume, production work environment. - Able to adapt to shifts in priorities and manage case level negotiations. We empower inclusion At Symetra, we aspire to be the most inclusive insurance company in the country. We're building a place where every employee feels valued, respected, and has opportunities to contribute. Inclusion is about recognizing our assumptions, considering multiple perspective, and removing barriers. We accept and celebrate diverse experiences, identities, and perspectives, because lifting each other up fuels thought and builds a stronger, more innovative company. We invite you to learn more about our efforts here. Creating a world where more people have access to financial freedom Symetra is a national financial services company dedicated to helping people achieve their financial goals and feel confident about the future. In our daily work, we're guided by the principles of Value, Transparency and Sustainability. This means we provide products and services people need at a competitive price, we communicate clearly and openly so people understand what they're buying, and we design products--and operate our company--to stand the test of time. We're committed to showing up for our communities, lifting up our employees, and standing up for diversity, equity and inclusion (DEI). Join our team and help us create a world where more people have access to financial freedom. For more information about our careers visit: https://symetra.eightfold.ai/careers Work Authorization Employer work visa sponsorship and support are not provided for this role. Applicants must be currently authorized to work in the United States at hire and must maintain authorization to work in the United States throughout their employment with our company. Please review Symetra's Remote Network Minimum Requirements: As a remote-first organization committed to providing a positive experience for both employees and customers, Symetra has the following standards for employees' internet connection: - Minimum Internet Speed:100 Mbps download and 20 Mbps upload, in alignment with the FCC's definition of "broadband." - Internet Type:Fiber, Cable (e.g., Comcast, Spectrum), or DSL. - Not Permissible:Satellite (e.g., Starlink), cellular broadband (hotspot or otherwise), any other wireless technology, or wired dial-up. When applying to jobs at Symetra you'll be asked to test your internet speed and confirm that your internet connection meets or exceeds Symetra's standard as outlined above. Identity Verification Symetra is committed to fair and secure hiring practices. For all roles, candidates will be required (after the initial phone screen) to be on video for all interviews. Symetra will take affirmative steps at key points in the process to verify that a candidate is not seeking employment fraudulently, e.g. through use of a false identity. Failure to comply with verification procedures may result in: - Disqualification from the recruitment process - Withdrawal of a job offer - Termination of employment and other criminal and/or civil remedies, if fraud is discovered