• Assess the creditworthiness of loan applicants by analyzing financial data, credit reports, and other relevant information • Determine the risk level associated with lending and make informed decisions based on established criteria • Evaluate exceptions to credit policy carefully and make recommendations to the leadership team • Collaborate with internal teams to streamline the underwriting process and ensure timely completion of applications • Conduct periodic reviews of existing customers to evaluate credit limit changes and recommend appropriate changes • Communicate effectively with clients, providing clear explanations of underwriting decisions and assisting in resolving inquiries

Distinguished is a leading national insurance Program Manager providing specialized insurance programs to brokers and agents with specific expertise in Real Estate, Community Associations, Hospitality, Fine Art/Collectibles, Restaurants, Inland Marine, Surety, Executive Lines, Marine Cargo, Crisis Management, Transactional Risk and Construction Professionals & Environmental. Distinguished partners with a select group of highly rated insurance companies to provide exclusive programs to our national network of 4,000 agencies and brokerages. You will have an opportunity to work with an energetic, passionate team that is committed to growth by helping our customers grow their business and building a best-in-class system, as well as a great place to work. The Underwriting Manager leads and motivates a team of Underwriters, ensuring underwriting integrity, profitability, and an exceptional customer experience. Leveraging data and thoughtful analysis, the role requires advanced expertise to recommend and implement business improvements. The manager fosters teamwork and organizational success while embracing accountability, ownership, and the celebration of achievements. RESPONSIBILITIES - Manage, mentor and coach Underwriters in technical and professional skills - Supervise the underwriting operations while providing guidance to a team of Underwriters - Monitor and report on portfolio performance and execute on strategic pricing and growth models - Administer and ensure compliance with underwriting guidelines, rating rules and insurance regulations - Work with Program Managers to strengthen and grow designated programs - Partner with Sales Executives and Program Managers to ensure fluid communication and alignment - Develop and maintain effective relationships with internal and external customers - Create, coordinate and participate in underwriting training - Foster an environment conducive to continuous improvement - Solve for root cause problems and provide a resolution path - Recommend and implement changes to improve workflow, productivity, growth, profitability and quality - Monitor, manage and report on Service Level Agreement to key stakeholders - Participate and ensure quality control process - Obtain and understand market intel and trends - Underwrite as needed; risk selection, pricing and coverage assessment based on underwriting guidelines - Limited travel may be required SKILLS & QUALIFICATIONS - Bachelor's degree - 7+ years commercial insurance underwriting experience - 3+ years with direct supervision and/or management of people - Advanced technical underwriting expertise with a high level of insurance knowledge & underwriting practices - Data analytics to monitor profitability of products, rate achievement, and SLA’s - High energy, pro-active self-starter with a strong sense of urgency - Ability to set and meet goals by obtaining buy-in from management, peers and associates - Interpersonal skills necessary to achieve desired goals and interact effectively - High level of confidence, integrity, energy and enthusiasm - Strong communication, negotiation and presentation skills - Effective analytical and problem-solving skills - Highly detail oriented - Superior organization skills including the ability to manage multiple responsibilities simultaneously - Professional insurance designation(s) preferred - Insurance license per state requirements preferred LOCATION - This is a remote role based anywhere in the United States. COMPENSATION AND PERKS - $120,000 - $150,000 base salary plus yearly cash bonus. Salary commensurate with knowledge, skills, experience, and geographic location. - Summer Fridays (Leave at 2:00PM all Fridays from Memorial Day to Labor Day). - Great healthcare coverage including Medical, Vision, and Dental. - 401k with 4% company match. Immediately 100% vested. - Life, disability and supplemental insurance. - Growth and development opportunities. - Wellness Benefits including an Employee Assistance Program, Telemedicine, and Peloton App Digital Membership for 1 year (or if you have Peloton equipment, receive a 4-month waiver - Work/Life Balance with generous time off policy including PTO and paid holidays, Summer Hours, Dependent Daycare flexible spending account, paid parental (primary or secondary caregiver) leave, a commuter account, and a sabbatical every 7 years. CORE VALUES Our Core Values define our business. At Distinguished Programs you will achieve goals focused in the best interest of our customer. INTEGRITY plays a crucial role in the way Distinguished does business. INNOVATION enables us to remain an industry trendsetter. You will be involved in projects that advance our products, processes, and people! You will collaborate with leaders in the organization and build RELATIONSHIPS with your colleagues, carriers and customers. Capitalize on your interests and strengths to drive an enrichment focused path allowing your determination to launch your career in an industry of endless opportunities. Bring your passion to the work you do, the people you impact and the success we ACHIEVE together. Acceptance and appreciation for diversity and inclusion are at our coreWe do not accept unsolicited resumes from external recruiting firms or agencies. Distinguished Programs, LLC is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, or protected Veteran status. All your information will be kept confidential according to EEO guidelines.

Zippy was founded with one mission: to make getting a loan for a manufactured home simple, fast, and fully online. We believe modern manufactured homes are affordable, well-built, eco-friendly, and stylish, but finding a lender who understands this market can be challenging. That’s why Zippy focuses exclusively on manufactured home loans, offering a seamless, digital experience. Headquartered in Dallas, TX, with an office in Tempe, AZ, Zippy provides home loans and insurance to manufactured home buyers throughout the United States. Our remote-first team is spread across cities like Dallas, Houston, Knoxville, Omaha, Philadelphia, Phoenix, and several other states and cities. Backed by institutional investors, we offer competitive pay, stock options, and excellent benefits. At Zippy, we pride ourselves on our commitment to finance happiness through the power of home. We are dedicated to enhancing consumers' financial outcomes and tackling the affordable housing crisis through cutting-edge technology and innovative solutions. The Role We are seeking a skilled and detail-oriented loan Underwriter to join our lending team focused on manufactured housing. As an Underwriter, you will play a critical role in evaluating loan applications and assessing the creditworthiness of borrowers seeking financing for manufactured homes. Your expertise in analyzing financial documents, assessing risk, and ensuring compliance with lending regulations will be essential in making informed lending decisions. This position offers an excellent opportunity to contribute to our organization's growth and help individuals achieve their homeownership dreams. Responsibilities: - Review loan applications and supporting documentation for manufactured housing loans, including income verification, credit reports, and property valuations. - Assess the creditworthiness of borrowers by analyzing financial statements, tax returns, employment history, and other relevant information. - Evaluate loan-to-value ratios, debt-to-income ratios, and other key financial indicators to determine loan feasibility. - Analyze manufactured housing market trends and property valuations to determine appropriate loan amounts and loan terms. - Ensure compliance with lending regulations, internal policies, and underwriting guidelines. - Collaborate with loan officers, Fulfillment support staff, processors, and other team members to gather necessary information and address any application deficiencies or documentation gaps. - Conduct thorough risk assessments to identify potential red flags or fraudulent activities. - Prepare loan underwriting summaries, including recommended loan structures, risk mitigation strategies, and rationales for decision-making. - Communicate lending decisions and provide clear explanations to loan officers, Fulfillment support staff, processors, and other stakeholders. - Stay updated on industry best practices, regulatory changes, and market trends related to manufactured housing financing. Qualifications: - Previous experience as a loan underwriter or in a similar role, preferably with expertise in manufactured housing loans is preferred - Strong knowledge of underwriting guidelines, lending regulations, and compliance requirements specific to manufactured housing loans. - Proficient in analyzing financial statements, credit reports, tax returns, and other relevant financial documents. - Familiarity with loan origination software, mortgage underwriting systems, and document management platforms. - Adaptable to multiple/new technology systems and process change - Learner mindset with ability to receive and implement feedback - Excellent attention to detail and ability to review and interpret complex loan documents accurately. - Strong analytical and problem-solving skills to assess creditworthiness and evaluate risk. - Effective communication skills to convey lending decisions and collaborate with loan officers, processors, and other stakeholders. - Ability to work independently in a fast-paced environment and prioritize workload to meet deadlines. - High ethical standards and commitment to maintaining confidentiality and data privacy. Note: This job description is a general outline of the key responsibilities and qualifications expected of a Underwriter. It is not exhaustive and may be subject to change based on the needs of the organization. Important Applicant Information - While many of our interviews are conducted virtually, all applicants should be prepared to potentially meet in person as part of the process. - As a participating employer, we will use E-Verify to confirm employment eligibility. - Please note that we are currently only hiring candidates who reside in the following states: Arizona, Connecticut, Florida, Georgia, Illinois, Indiana, Louisiana, Maryland, Michigan, Missouri, Montana, Nebraska, Nevada, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, and Wisconsin. Applicants that do not reside in the bolded states will be rejected. Total Rewards At Zippy, we're passionate about creating a workplace where people love to work. We put a lot of heart into building and nurturing a company culture that not only supports our team but also inspires them to do their best work. Our benefits and perks are always evolving, but here’s what we offer right now: - Competitive Compensation: We offer a competitive salary with the potential for annual bonuses and variable pay, depending on your skills and experience. - Equity for All: As a part of our commitment to shared success, all employees receive equity in the company, allowing you to share in the growth and achievements of Zippy. - Remote Work: Enjoy the flexibility of working from home in a dynamic, remote-first environment. - Comprehensive Health Coverage: We provide medical, dental, and vision insurance, along with company-subsidized benefits like STD, LTD, and life insurance for you and your family. - Flexible Spending Accounts: Take advantage of medical & dependent care FSAs to help manage your expenses. - Training & Licensing Support: We invest in your professional growth with resources for training and licensing. - Paid Time Off: We offer generous PTO—and we encourage you to use it! - Wellbeing Programs: Access a variety of wellbeing resources, including Headspace, Gympass+, Fetch, Spring Health, SoFi, Perkspot, Ladder, and more through our Sequoia Wellbeing Programs. - Parental Leave: We provide paid parental leave to support you and your growing family. - No Meeting Wednesdays: Enjoy a mid-week break from meetings to focus and recharge. - Vibrant Slack Community: Engage with colleagues in our lively remote Slack community, featuring fun channels that connect people around shared interests like travel, pets, sports, food, and more. - Career Growth: We believe in promoting from within, offering you opportunities to grow your career with us. Beyond the tangible benefits: - Core Values: At the heart of everything we do are our core values: Lead with Passion, Own It, Build a Better Way, Results Driven, and The Golden Rule. These values guide our decisions, shape our culture, and inspire us to achieve our best every day. - Join a Growing Team: Be part of a dynamic team at a pivotal moment in Zippy’s growth, where every contribution makes a significant impact. - Innovative Work: Collaborate with sharp, passionate teammates to tackle unique challenges in the Manufactured Housing market, positioning our product as a top-tier lending solution. - Supportive Culture: You’ll be welcomed into a collaborative environment that fosters camaraderie, respect, and a deep sense of belonging. - Diversity & Inclusion: We’re committed to empowering a diverse and inclusive workforce, celebrating our differences, and ensuring everyone feels safe to bring their whole selves to work. - Inspirational Leadership: Work alongside leaders who are not only approachable but also dedicated to providing guidance, mentorship, and support to help you succeed. - Meaningful Impact: Be part of a mission-driven team that’s making housing more affordable for everyone, helping prospective buyers secure fast and simple online loans to purchase manufactured homes. By joining Zippy you will help improve the lives of over 22 million Americans who live in manufactured homes today. Zippy is an equal opportunity employer that is committed to diversity and inclusion. We do not discriminate based on race, color, national origin, religion, gender, gender expression, sexual orientation, age, veteran status, disability status, or marital status. If you are excited about the role but do not meet 100% of the qualifications listed above, we encourage you to apply. Nothing in this job posting should be construed as an offer or guarantee of employment.

We’re thrilled that you are interested in joining us here at the Amynta Group! The Amynta Group is a premier insurance services company with more than $3.5 billion in managed premium and 2,000 associates across North America, Europe, and Australia. As an independent, customer centered, and underwriting focused organization, Amynta partners with leading carriers, wholesalers, retail agencies, auto dealers, OEMs, and consumer product retailers to deliver innovative insurance and warranty protection solutions. The company operates through three key segments: Managing General Agencies; Warranty (including automotive, consumer, and specialty equipment); and Specialty Risk Services. We are seeking an experienced Underwriter to join the Structured Credit team within the Amynta Risk Solutions (ARS) division. In this role, you will underwrite and bind transactions, working closely with the Structured Credit VP. Responsible for reviewing and analyzing Non‑Payment Insurance (NPI) transactions to help build and maintain a profitable book of business, supporting senior underwriters in both the US and UK as needed. This role includes risk selection and pricing for new business, renewals, and endorsements, as well as reviewing quotes prior to issuance. The position also requires close collaboration with colleagues to achieve departmental goals, along with managing broker and client relationships through responsive customer service and ongoing marketing activities. Responsibilities • Evaluate and underwrite risks within assigned authority, ensuring alignment with company guidelines and risk appetite • Analyze submissions, financials, and loss histories to assess risk quality and pricing adequacy • Draft and review policy forms, endorsements, and coverage terms tailored to client needs • Maintain accurate and complete underwriting documentation in accordance with internal and external standards • Monitor portfolio performance, including premium trends, loss ratios, and underwriting results • Collaborate with brokers through meetings and account reviews to strengthen relationships and identify growth opportunities • Partner with underwriters and broader team to support retention and new business initiatives • Contribute to special projects and team initiatives as assigned • Basic understanding of insurance principles, policy forms, and regulatory frameworks a plus • Proficiency in Microsoft Office Suite and ability to learn internal systems • Commitment to ongoing professional development and insurance education. Basic and Preferred Qualifications • Bachelor’s degree • 2-10 years’ experience in the insurance sector. Prior experience as an Underwriting Assistant or Associate is a plus. Knowledge of Credit & Political Risk insurance a plus. • Self-motivated, confident person with excellent written and verbal interpersonal skills • Strong analytical and problem-solving skills with attention to detail • Effective negotiation abilities • Expert knowledge of Microsoft Office and ability to learn new underwriting systems • Team player Benefits and Compensation Amynta Group offers the following: • Medical • Dental • Vision • Savings Account Options • Disability • Life Insurance • 401(k) match 50% of the first 7% once eligible • 18 days paid time off not inclusive of holidays Pay Range $100,000 - $175,000 per year. This is a good-faith assessment of the salary range for this position only. In determining the actual salary within this range. Pay is open to discussion based on candidate’s experience and knowledge pertaining to this role and industry The Amynta Group (the “Company”) is committed to a policy of Equal Employment Opportunity and will not discriminate against an applicant or employee on the basis of any ground of discrimination protected by applicable human rights legislation. The information collected is solely used to determine suitability for employment, verify identity and maintain employment statistics on applicants. Applicants with disabilities may be entitled to reasonable accommodation throughout the recruitment process in accordance with applicable human rights and accessibility legislation. A reasonable accommodation is an adjustment to processes, procedures, methods of conveying information and/or the physical environment, which may include the provision of additional support, in order to remove barriers a candidate may face during recruitment such that each candidate has an equal employment opportunity. The Company will accommodate a candidate to the point of undue hardship. Please inform the Company's personnel representative if you require any accommodation in the application process.