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UnitedHealth Group is a healthcare and well-being company that’s dedicated to improving the health outcomes of millions around the world. We are comprised of
Senior Credit Analyst - Equipment Leasing Underwriter
Location
United States
Posted
111 days ago
Salary
0
No structured requirement data.
Job Description
Senior Credit Analyst - Equipment Leasing Underwriter
UnitedHealth Group
This description is a summary of our understanding of the job description. Click on 'Apply' button to find out more. Role Description The Senior Credit Analyst- Equipment Leasing Underwriter will be responsible for assisting in the review and underwriting of equipment lease requests to help the bank build, maintain, and accurately risk grade its solid credit portfolio. This will involve working closely with the leasing underwriter, leasing relationship manager, credit administration, credit operations, and other credit personnel. Senior Credit Analysts assist in the recommendation phase of new loan requests and annual reviews. You’ll enjoy the flexibility to work remotely from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week. Primary Responsibilities: - Analyze new equipment lease requests and perform periodic reviews on existing equipment leases - Conduct analysis of financial statements and assess overall credit risk of new and existing loans and leases - Take lead role in presenting analysis, findings, and recommendations to Portfolio Managers, Underwriters, and other members of the Credit team - Assist in the creation of credit underwriting memos which analyze the credit request, the borrower, financial and credit information, repayment sources, risks and mitigation, collateral, and compliance with applicable regulations and policies - Be knowledgeable of policies, guidelines, procedures, regulations and systems applicable to the credit function - Assess and recommend risk ratings for underwritten leases - Assist with portfolio management and monitoring - Develop and maintain positive relationships with internal and external clients - Assist with training and mentoring of other analysts - Assist with special projects and complete other duties as assigned Qualifications - Bachelor’s degree in Finance, Accounting, Economics, or Business from an accredited institution - 2+ years of experience analyzing business tax returns and financial audits using generally accepted accounting principles (GAAP) - 2+ years of experience analyzing business and personal financial statements associated with lease requests - 2+ years of experience underwriting equipment leases Requirements - Advanced degree in a business-related field from an accredited institution (MBA, MRED, MSF, MACC, etc.) - Completion of a formal commercial credit training program - Experience making or recommending credit decisions on transactions > $3 million - Experience reviewing equipment lease documents - Experience working in a credit or lending role with a commercial bank - Healthcare industry experience - Experience working out problem equipment leases Benefits - Comprehensive benefits package - Incentive and recognition programs - Equity stock purchase - 401k contribution (all benefits are subject to eligibility requirements) Application Deadline This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.
Job Requirements
- Bachelor’s degree in Finance, Accounting, Economics, or Business from an accredited institution
- 2+ years of experience analyzing business tax returns and financial audits using generally accepted accounting principles (GAAP)
- 2+ years of experience analyzing business and personal financial statements associated with lease requests
- 2+ years of experience underwriting equipment leases
- Advanced degree in a business-related field from an accredited institution (MBA, MRED, MSF, MACC, etc.)
- Completion of a formal commercial credit training program
- Experience making or recommending credit decisions on transactions > $3 million
- Experience reviewing equipment lease documents
- Experience working in a credit or lending role with a commercial bank
- Healthcare industry experience
- Experience working out problem equipment leases
Benefits
- Comprehensive benefits package
- Incentive and recognition programs
- Equity stock purchase
- 401k contribution (all benefits are subject to eligibility requirements)
- Application Deadline
- This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.
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High School Sports Data Specialist
USA TODAY Co.USA TODAY Co., Inc. is a diversified media company with expansive reach at the national and local level dedicated to empowering and enriching communities. We seek to inspire, inform, and connect audiences as a sustainable, growth-focused media and digital marketing solutions company. Through our trusted brands, including the USA TODAY NETWORK, we provide essential journalism, local content, and digital experiences to audiences and businesses.
|Current USA TODAY Co. Employees- Please ensure you are using our abbreviated process on the internal Careers site by logging into Dayforce through MyApps| USA TODAY Co., Inc. is a diversified media company with expansive reach at the national and local level dedicated to empowering and enriching communities. We seek to inspire, inform, and connect audiences as a sustainable, growth focused media and digital marketing solutions company. Through our trusted brands, including the USA TODAY NETWORK, comprised of the national publication, USA TODAY, and local media organizations, including our network of local properties, in the United States, and Newsquest, a wholly-owned subsidiary operating in the United Kingdom, we provide essential journalism, local content, and digital experiences to audiences and businesses. We deliver high-quality, trusted content with a commitment to balanced, unbiased journalism, where and when consumers want to engage. 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