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Next Insurance is an insurance company catering to the needs of self-employed individuals with simple and affordable coverage tailored to their business goals. Ultimately on a miss
Quality Analyst
Location
United States
Posted
97 days ago
Salary
$64.5K - $87.5K / year
Seniority
Senior
Job Description
Quality Analyst
Next Insurance
• Conduct advanced GL audit reviews for both internal and vendor audits, ensuring consistent quality, accuracy, and compliance across all sources. • Validate exposure calculations including sales, payroll (as applicable), subcontractor costs, and construction-related labor, materials, and contract values. • Apply specialized expertise in construction risks (carpentry, remodeling, GC operations, subcontractor structures) and large grocery/retail risks with complex or multi-department operations. • Confirm accurate classification for multi-class businesses, including retail + installation, service + sales, mixed operations, and diverse construction activities. • Ensure supporting documentation (COIs, subcontractor lists, sales ledgers, job summaries, financials) fully reconciles with final exposures. • Review Descriptions of Operations (DOOs) for clarity, completeness, and alignment with exposure and classification determinations—especially for variable risks such as construction and large retail chains. • Identify misclassifications, documentation gaps, unsupported exposure adjustments, and systemic issues; provide clear, actionable corrective guidance. • Create and document risk reviews to highlight key operational changes identified during audit, raising potential policy updates or classification revisions to Underwriting as needed. • Serve as a subject-matter expert (SME) in ISO/GL class codes, construction-related exposures, subcontractor handling, and large multi-department grocery/retail classifications.
Job Requirements
- Bachelor’s Degree in Business, Accounting, Insurance, or related field preferred (or equivalent experience).
- 4–5 years of premium auditing or quality assurance, with a focus on General Liability audits or classification-focused review.
- Advanced understanding of ISO/GL classification rules, subcontractor requirements, and specific GL guidelines.
- Preferred: Specific experience with construction, contractor operations, or large grocery/retail risks.
- Preferred: PAAS TAP, APA, or similar designations.
- Preferred: Additional certifications in GL classification or construction-related auditing are a plus
Benefits
- partially subsidized medical plan
- fully subsidized vision/dental options
- life insurance
- disability insurance
- 401(k)
- flexible paid time off
- parental leave
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