OnePay

• Recommend underwriting, line/limit, and policy changes to responsibly grow approvals and usage (e.g., cutoffs, segmentation, decision logic), using internal behavior, external risk signals, and reject inference techniques. • Develop cross-product customer credit profiles by connecting external credit attributes to on-us behavior, and identify signals that generalize across products vs. are product-specific. • Drive outcomes from uncovering insights in monitoring, to recommending and executing against strategic insights. • Design, execute, and analyze experiments (A/B tests, holdouts, policy tests), turning results into strategic recommendations and roll-out plans. • Intertwine analytics with business and product strategy to craft business proposals that ultimately impact the bottom-line. • Dig into user behavior and “double-clicks” of the data to identify high-impact opportunities for product improvements or targeted outreach, including second-order impacts. • Leverage AI-powered tools and techniques to accelerate analysis, develop and validate predictive insights, and push the boundaries of what’s possible in product analytics. • Share business insights and product enhancement recommendations to senior leadership and stakeholders effectively and concisely.

• Design and deliver new features that scale with our growing customer base and help ensure a seamless mobile experience for cash advances. • Collaborate closely with other engineers to ship high-quality code. We enjoy partnering on tough problems unique to cash advance products. • Create and maintain clear documentation — a must-have for a growing, remote organization. • Tackle complex challenges at scale, including sensitive financial data, real-time advances, and compliance requirements.

• Build and ship features that drive measurable outcomes for customers and servicing agents • Employ best practices such as code reviews, automated testing, and continuous delivery to deliver with quality and speed • Collaborate cross-functionally with product managers, backend engineers, and operations leads to shape end-to-end experiences • Own your work from concept to launch, earning the trust of your team through accountability and transparency • Champion technical and product improvements, with a bias toward action and user impact

Senior Front-End Engineer (Angular) Location: United States Department: Development Job Description: Overview: One Inc is seeking a Senior Front-End Engineer (Angular) to design, build, and own modern, scalable web applications that power critical consumer payment and onboarding workflows. In this role, you will translate complex business and payment logic into intuitive, secure, and high-performance user interfaces. You will work closely with Product, Design, Backend, and QA teams, while also helping define frontend standards, architecture, and best practices. This role requires strong technical depth in Angular, a product mindset, and a high level of ownership from design through production. Key Responsibilities: - Design, build, and maintain production grade Angular applications used in customer facing platforms - Own front-end delivery end-to-end, from requirements and technical design through release and ongoing maintenance - Collaborate closely with product managers, UX designers, backend engineers, and QA to deliver cohesive solutions - Translate complex workflows and payment logic into simple, intuitive, and accessible user experiences - Define and uphold front-end architecture, coding standards, and reusable component patterns - Contribute to and maintain shared UI components or design systems - Optimize applications for performance, accessibility (WCAG), responsiveness, and cross browser compatibility - Integrate with RESTful and event driven APIs, including authentication and authorization flows - Ensure frontend implementations comply with security, privacy, and regulatory requirements - Participate in code reviews, provide technical guidance, and mentor other engineers - Contribute to architectural decisions and the long-term frontend technical strategy Required Qualifications: - Bachelor's degree in computer science or a related field, or equivalent practical experience - 6-8+ years of experience building modern, production web applications - Deep, hands-on experience with Angular and its ecosystem (TypeScript, RxJS, Angular CLI) - Strong proficiency in JavaScript, TypeScript, HTML, and CSS - Experience with state management patterns and tools (NgRx or similar) - Solid understanding of modular front-end architecture and component-based design - Experience integrating with backend APIs and handling authentication flows - Experience working with relational databases like MS SQL and PostgreSQL, good understanding of database principles and ACID properties - Strong knowledge of web performance optimization and accessibility standards - Strong communication skills and the ability to collaborate across disciplines Preferred Qualifications: - Experience implementing ASP.NET based microservices and BFFs - Experience in payments, fintech, or other regulated industries - Familiarity with PCI compliant or security sensitive user workflows - Exposure to design systems or micro front-end architectures - Hands-on experience with front-end testing frameworks (unit and E2E; Cypress preferred) - Cloud platform experience (AWS, Azure, or GCP) Desired Traits: - Strong sense of ownership and accountability - Comfortable operating in complex, fastmoving environments - User-focused mindset with attention to detail and quality - Willingness to influence technical standards and help elevate the team Physical Demands: The conditions herein are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential job functions. Environment: Standard indoor office setting; exposure to computer screens. Physical: Requires repetitive motion. Substantial movements/motions of the wrists hands, and/or fingers. Sufficient mobility to work in an office setting; stand or sit for prolonged periods of time; operate office equipment including use of a computer keyboard, mouse, scanner and other tools as needed. Vision: See in the normal vision range with or without correction; vision sufficient to read computer screens and printed documents. Hearing: Ability to hear in the normal audio range with or without corrections. Company Profile: At One Inc, we empower insurers to meet policyholder expectations with choice, control, convenience, and continuity. Our mission is simple: to make every payment a promise kept. The One Inc Insurance Payments Network seamlessly integrates multi-channel digital communications with inbound payment processing and outbound disbursement, delivering a frictionless experience for both premiums and claim payments. With over $120 billion in annual payments volume, we are proud to serve more than 300 insurance carriers, helping them honor their commitments instantly and securely. Headquartered in Folsom, CA, One Inc offers competitive salaries, comprehensive benefits — including medical, dental, and vision insurance — a 401(k) plan, and a strong commitment to work-life balance. We believe in growing from within, promoting opportunities for career advancement across our team of 1,200+ dedicated "Onesters." Join us in building the infrastructure that fulfills the promise of insurance. One Inc is an equal opportunity employer and complies with all EEOC legislation in each jurisdiction it operates in. Qualifications Education Preferred Bachelors or better.

• Develop and maintain a cohesive creative strategy across the entire customer journey, from awareness ads through landing pages, app store presence, and onboarding • Work closely with Social, SEM, and other paid channel leads to inform creative strategy, brief assets, and influence the creative testing agenda • Build and maintain a structured creative testing framework in partnership with channel leads — developing hypotheses, prioritizing experiments, synthesizing results, and turning learnings into actionable recommendations • Influence and support the testing roadmap for landing pages, app screens, and app-start flows — developing creative hypotheses and partnering with Growth and Product on measurement • Partner with Onboarding and Product teams to understand post-install performance and feed insights back into upstream creative strategy — this role influences rather than owns lifecycle and onboarding • Identify creative opportunities across Social, SEM, PMax, Demand Gen, Apple Search Ads, and emerging paid channels — bringing channel leads well-developed creative POVs to act on • Serve as the creative strategy partner across Growth, Brand, Product, and agency teams — aligning stakeholders around a shared creative vision • Actively integrate internal and external AI resources into creative workflows to significantly improve efficiency and quality of output.

• Manage the end-to-end creative production process across paid social, SEM, and UAC, among other channels — from brief intake through final delivery and trafficking, in close coordination with Growth channel leads • Partner with the Creative Strategist and Growth channel leads to maintain the creative testing calendar — ensuring tests are briefed, produced, approved, and trafficked on schedule • Oversee the complete creative workflow, including concepting, briefing internal/external creators (writers, designers, producers), providing creative feedback, and managing legal review and approval • Own the approval workflow for all creative and landing page updates, coordinating with Legal and banking partners to keep compliance moving without becoming a bottleneck • Coordinate website and landing page updates across Growth, Product, and Creative teams — tracking changes, managing approvals, and confirming launch readiness • Traffic video assets to YouTube, manage the SEM creative handoff process, and keep paid Custom Product Pages (CPPs) current on App Store Connect • Continuously build and maintain a robust pipeline of diverse creative assets, ensuring strict adherence to platform requirements and best practices • Manage project timelines and coordinate seamless, cross-functional execution to guarantee timely campaign launches • Actively integrate internal and external AI resources into creative workflows to significantly improve efficiency and quality of output

• Design and deliver new features that scale with our growing customer base and help ensure a seamless mobile experience. • Collaborate closely with other engineers to ship high-quality code. We enjoy partnering on tough problems. • Create and maintain clear documentation — a must-have for a growing, remote organization. • Tackle complex challenges at scale, including sensitive financial data and real-time money movement.

• Build and scale OnePay’s consumer insights function, defining research standards, tools, governance, and processes • Lead quantitative and qualitative research to uncover consumer attitudes, behaviors, motivations, and perceptions, including advanced analytics on pricing, brand health, customer experience, and preference drivers • Partner with Brand and Marketing on segmentation, positioning, messaging, and campaign strategy; partner with Product and Design to inform product and experience decisions • Establish durable insights infrastructure, including tracking programs, segmentation frameworks, and foundational research that guides decisions across the organization • Measure and communicate the impact of campaigns, brand initiatives, product launches, and customer engagement through brand tracking, NPS, and performance analysis • Identify emerging customer trends, unmet needs, and market opportunities that inform brand, product, and business strategy • Enable marketers, product managers, designers, and strategists to apply research-driven decision making and conduct lightweight research independently

• Lead the design, implementation, and optimization of our corporate security infrastructure. • Enhance security controls, align goals with business objectives, and drive automation and self-service capabilities. • Work with IaC tools like Terraform to ensure enterprise configurations are steady, change-managed, and machine-readable. • Design and deploy endpoint security measures aligned with industry standards, including vulnerability management. • Ensure a strong security posture for corporate SaaS applications by configuring vendor capabilities or building automations to meet OnePay standards. • Mature and manage data protection controls, including Data Loss Prevention (DLP) tools and secure data handling processes. • Build secure methods for sharing data with internal teams and external partners. • Collaborate with IT, Infrastructure, and Security teams to implement security measures, maintain critical corporate systems, and drive process improvement through automation. • Develop and run incident response and disaster recovery plans, including tabletop exercises.

• Establish and maintain accounting policies in accordance with US GAAP, including ongoing assessment of FASB and SEC developments • Oversee the preparation and review of financial statements and ensure a strong internal control environment over financial reporting • Analyze and document accounting implications for complex transactions including M&A, new products, and strategic initiatives • Partner cross functionally with Finance, Product, Legal, and external auditors to ensure accurate and timely reporting outcomes • Lead modernization efforts across reporting processes, systems, and controls to support scale and efficiency