OnePay

Role Description As GTM Lead, Payments & Embedded Finance at OnePay, you will lead our embedded finance distribution strategy, building and scaling partner-driven products and driving growth and acquisitions in large workforce, payment, and HR tech ecosystems. You will: - Drive the success of OnePay's embedded finance partnerships - Help drive the acquisition of net new partnerships by bringing a product forward strategy to commercial discussions and GTM motions / sales cycles - Be accountable for the success of large partnerships where OnePay has made commitments across product, etc. - Be at the tip of the spear when it comes to bringing all of OnePay to bear in making key partnerships successful Qualifications - 10+ years of experience in fintech, payments, or embedded finance, with a focus on partnerships, business development, or channel strategy - Proven track record of sourcing, structuring, and scaling strategic partnerships that drive distribution and revenue growth - Experience working cross-functionally with Product, Engineering, Legal, Marketing, and Operations to deliver complex, partner-led solutions - Strong commercial acumen with experience developing business cases, pricing models, and deal structures - Deep understanding of the fintech and embedded finance landscape, including market trends and regulatory considerations - Drive and proactivity – everyone here is a builder and executor - Experience being ACCOUNTABLE for the success of large investments and / or resource commitments - Product forward mindset and deep product and technical knowledge Benefits - Competitive base salary, stock options, and health benefits from Day 1 - 401(k) plan with company match - Remote-friendly (US), flexible time off (FTO), and opportunities for growth - A high-growth, mission-driven, inclusive culture where your work has real impact Company Description OnePay is the consumer fintech trusted by millions of Americans to make money better. Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast. We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers. We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining. But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are: - Ready to run - Hungry and driven by urgency - Exceptional at what they do, with low ego - Comfortable operating in motion

About OnePay OnePay is the consumer fintech trusted by millions of Americans to make money better. Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast. We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers. We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining. But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are: - Ready to run - Hungry and driven by urgency - Exceptional at what they do, with low ego - Comfortable operating in motion The Role As an Agentic Platform Engineer at OnePay, you will build the core platform services and developer frameworks that power large-scale, distributed systems and enable the next generation of intelligent, agent-driven applications. What You’ll Do - Design and operate platform-oriented core services that support high-scale distributed systems across OnePay’s product ecosystem - Architect, build, and manage Kafka-based event streaming systems that power real-time data flows and mission-critical financial workflows - Develop internal developer tooling and shared infrastructure that improve velocity, reliability, and observability across engineering teams - Build and evolve frameworks that support the construction and orchestration of agentic applications, enabling intelligent, automated workflows across products - Partner closely with engineering, data, and AI teams to solve complex distributed computing challenges in a secure, cloud-native AWS environment You Bring - 7+ years of experience in software engineering within fintech, cloud infrastructure, or large-scale distributed systems environments - Strong hands-on experience designing, operating, and scaling Kafka-based event-driven architectures - Deep expertise in distributed systems, asynchronous processing, and high-availability platform services - Production experience in AWS cloud environments and building cloud-native infrastructure - Experience building developer platforms, internal tooling, or frameworks that enable other engineers to move faster - Drive and proactivity - everyone here is a builder and executor Tools We Use We use Node and TypeScript on the server, leveraging the NestJS framework within a microservice-oriented architecture running on Kubernetes and AWS. On the client side, we build and ship product features for iOS, Android, and web platforms using React Native. While you don’t need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly. What We Offer - Competitive base salary, stock options, and health benefits from Day 1 - 401(k) plan with company match - Remote-friendly (US), flexible time off (FTO), and opportunities for growth - A high-growth, mission-driven, inclusive culture where your work has real impact Standard Interview Process - Initial Interview with Talent Partner - Technical or Hiring Manager Interview - Team Interview - Executive Interview - Offer! Equal Employment Opportunity To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.

About OnePay OnePay is the consumer fintech trusted by millions of Americans to make money better. Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast. We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers. We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining. But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are: - Ready to run - Hungry and driven by urgency - Exceptional at what they do, with low ego - Comfortable operating in motion The Role As a Project Manager on the Product Operations team at OnePay, you will drive execution across our most critical product initiatives, partnering cross-functionally to deliver new features and improve how we build and launch products. You will: - Drive execution of product launches end to end, ensuring cross-functional readiness across Product, Design, Engineering, Marketing, and Operations - Support governance and management of the product roadmap, helping teams prioritize and deliver against key initiatives - Own and evolve project management tools, templates, and workflows to improve visibility and execution - Build and improve processes that increase organizational efficiency, documentation quality, and stakeholder alignment - Manage relationships with external partners, including banking and strategic partners, serving as a key point of coordination and communication You Bring - 5+ years of experience in technology-based project management, product operations, or a related role within fintech or technology - Experience setting up and managing project management tools, workflows, and automation, with a strong interest in leveraging AI to improve execution - Proven ability to lead cross-functional initiatives and drive alignment across multidisciplinary teams - Strong communication and executive presentation skills, with the ability to distill complex topics into clear, actionable insights - Ability to operate in ambiguity, manage multiple priorities, and independently drive projects forward in a fast-paced environment - Experience managing external strategic partnerships and/or vendor relationships - Drive and proactivity - everyone here is a builder and executor What We Offer - Competitive base salary, stock options, and health benefits from Day 1 - 401(k) plan with company match - Remote-friendly (US), flexible time off (FTO), and opportunities for growth - A high-growth, mission-driven, inclusive culture where your work has real impact Standard Interview Process - Initial Interview with Talent Partner - Technical or Hiring Manager Interview - Team Interview - Executive Interview - Offer! Equal Employment Opportunity To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.

About OnePay OnePay is the consumer fintech trusted by millions of Americans to make money better. Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast. We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers. We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining. But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are: - Ready to run - Hungry and driven by urgency - Exceptional at what they do, with low ego - Comfortable operating in motion The role As a Brokerage Operations Lead, you will run the day-to-day operations of OnePay’s brokerage services across both our Invest and Crypto products. You will be the operational backbone of the brokerage — ensuring trades, money movement, and asset servicing functions execute accurately, compliantly, and at scale. You will serve as the designated principal (Series 24) and act as the first line of supervision and operational owner; serving as the primary decision-maker for day-to-day issues, escalations, and incident response across brokerage operations. You will partner closely with Customer Operations, Product, Engineering, Compliance, and our clearing and crypto partners to ensure a secure, scalable, and customer-first trading experience. This role is responsible for: - Owning and operating the day-to-day brokerage operations across OnePay Invest and Crypto, ensuring accurate, timely, and compliant execution across the full trade and asset lifecycle - Supervising brokerage operations as a designated principal (Series 24), ensuring adherence to SEC/FINRA regulations, WSPs, and internal controls - Serving as the primary US-based escalation point, leading resolution of trade breaks, incidents, and real-time operational issues - Partnering closely with the India-based Brokerage Operations Lead to provide continuous operational coverage, share oversight of daily operations, and ensure consistency across regions - Oversight and management of core brokerage functions, including trade corrections, settlements, reconciliations, money movement, and transfers (ACATS) - Overseeing corporate actions and asset servicing, ensuring accuracy and timeliness across dividends, splits, and other trade related events - Monitoring operational health and performance, including exception queues, customer support volumes, and proactively addressing risks - Acting as the primary liaison with our clearing broker-dealer, and crypto partners, ensuring seamless execution, issue resolution, and continuous improvement - Building error management frameworks and partnering with Product and Engineering on workflow automation You bring - 7–10+ years of brokerage or trading operations experience (fintech or broker-dealer preferred) - Active FINRA licenses: Series 7, 63, and 24 (required) - Experience as a supervisory principal with direct ownership of brokerage operations - Experience operating in a follow-the-sun or global operations model, with shared ownership across regions - Deep knowledge of: - Trade lifecycle (execution → settlement → reconciliation) - Corporate actions, transfers (ACATS), and money movement - SEC / FINRA regulations and operational risk controls - Proven ability to run day-to-day operations in a high-volume, real-time environment - Experience managing incidents, escalations, and customer-impacting issues - Strong systems thinker with a track record of building scalable processes and tooling - Ability to operate as a hands-on leader and operator - Excellent cross-functional collaboration skills across Product, Engineering, Compliance, and CX - Comfort in fast-paced, ambiguous environments with a bias for action and ownership What We Offer - Competitive base salary, stock options, and health benefits from Day 1 - 401(k) plan with company match - Remote-friendly (US), flexible time off (FTO), and opportunities for growth - A high-growth, mission-driven, inclusive culture where your work has real impact. Standard Interview Process - Initial Interview with Talent Partner - Technical or Hiring Manager Interview - Team Interview - Executive Interview - Offer! Equal Employment Opportunity To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.

About OnePay OnePay is the consumer fintech trusted by millions of Americans to make money better. Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast. We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers. We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining. But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are: - Ready to run - Hungry and driven by urgency - Exceptional at what they do, with low ego - Comfortable operating in motion The role As Contracts Administrator, you'll work closely with a variety of cross functional partners and OnePay's Contracts Manager to execute our overall contract management process. Additionally, this role will help maintain software solutions and diligent oversight of various contracts. This role is responsible for: - Supporting the contract review and approval process from intake through execution, including routing for internal approvals, facilitating signatures, and ensuring a smooth workflow across Legal, Procurement, and other stakeholders. - Becoming an expert in our Contract Lifecycle Management (CLM) tool, developing and maintaining proficiency in its features and functionality. - Helping with drafting, redlining, and maintaining version control of contracts, including administrative updates and initial contract reviews. - Interpreting basic contractual language to maintain an accurate contracts repository and ensure clean master data. - Maintaining and organizing contract records and repositories, ensuring easy access to critical documents. - Serving as a point of contact for standard contract templates and various agreements, escalating complex requests to Legal, as needed. - Reviewing and processing non-disclosure agreements (NDAs) under guidance from the Legal team, ensuring compliance with company policies. - Using contract management tools to track key terms, dates, and compliance requirements. You bring - 4+ years of experience in contracts, legal ops, procurement, or a similar role - Experience with Ironclad or other CLM tools is a plus, but not required, because we care more about your willingness to learn it thoroughly and use it with care - Strong attention to detail: You double-check your work and catch inconsistencies before others do - Proficiency in the use of electronic signature tools - Experience with AI tooling is preferred - Clear and respectful communicator who works well with stakeholders across functions - A successful track record of managing large contract portfolios - Ability to stay calm under pressure in the face of competing deadlines and with a large number of stakeholders - The Triple H Factor: Hungry, Humble, and Honest - An act-like-an-owner mentality: decisive, collaborative, and ruthlessly prioritize Standard Interview Process - Initial Interview with Talent Partner - Technical or Hiring Manager Interview - Team Interview - Executive Interview - Offer! Equal Employment Opportunity To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.

This description is a summary of our understanding of the job description. Click on 'Apply' button to find out more. Role Description As a Full Stack Engineer at OnePay on the Identity and Onboarding Team, you will be responsible for the flows that let people sign-in to and sign-up for OnePay, as well as maintaining a user's profile across our suite of products. You will: - Work closely with other engineers to ship code. We enjoy collaboration and partnering on hard problems. - Build and maintain documentation. As a growing and remote organization, having the necessary docs are key to our success. - Solve complex problems that arise at scale. We deal with real-world money movement, sensitive financial data at scale, and are creating novel financial mechanics with no real precedent. Qualifications - 3+ years of professional experience building, shipping — and growing — non-trivial products & services. - Passion for your craft and care for the people you work with. You value quality across code, communication, and culture. - An act-like-an-owner mentality. We have a bias toward taking action. - A desire to keep growing your skills, and an ability to learn quickly. We hope you’ll be here for a while, and there’s no better investment than in our people. - Drive and proactivity - everyone here is a builder and executor. Requirements - Familiarity with modern software engineering practices. Benefits - Competitive base salary, stock options, and health benefits from Day 1. - 401(k) plan with company match. - Remote-friendly (US), flexible time off (FTO), and opportunities for growth. - A high-growth, mission-driven, inclusive culture where your work has real impact. Company Description OnePay is the consumer fintech trusted by millions of Americans to make money better. We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place.

This description is a summary of our understanding of the job description. Click on 'Apply' button to find out more. Role Description As a Product Manager on our AI Companion team, you will lead development of an AI-driven financial companion that proactively guides users through personalized financial journeys rather than waiting for prompts. You’ll own consumer-facing LLM features end-to-end; defining journeys and engagement mechanics, driving prompt/eval/policy quality, and advancing toward agentic capabilities that can take actions for our customers. You will: - Contribute to key product areas in the AI Companion space, delivering reliable, high-quality LLM features that can scale to tens and hundreds of millions of users. - Partner with cross-functional teams to identify user pain points, define requirements, and ship personalized journeys and proactive experiences that balance model quality/safety (evals, policies, guardrails) with platform needs (data integrations, notifications, analytics, compliance). - Maintain and prioritize your slice of the roadmap in support of our overall launch plan, starting with the credit score vertical and expanding the playbook across additional financial verticals. - Make decisions based on metrics—activation, engagement, retention, journey completion, and quality/safety signals—to inform prioritization and drive measurable improvements. - Translate complex technical and regulatory requirements into clear specs, user flows, eval plans, tickets, and stakeholder updates. Qualifications - 3–8 years of experience in product management with clear ownership of shipped products. - Hands-on experience working with LLMs in production - you’ve written prompts, defined evaluation criteria, reviewed outputs, and driven iteration to improve quality, reliability, and safety. - Clear, concise executive communication skills — you can synthesize ambiguity, present tradeoffs, and drive alignment on AI initiatives. - Ability to lead without authority — you influence cross-functional partners (engineering, legal, compliance, business, data) and move work forward without relying on reporting lines. - Familiarity with fintech, consumer lending, or regulated products is a plus, but not required. - Self-motivated and enthusiastic with demonstrated critical thinking capabilities. - Drive and proactivity - everyone here is a builder and executor. Requirements - Initial Interview with Talent Partner - Technical or Hiring Manager Interview - Team Interview - Executive Interview - Offer! Equal Employment Opportunity To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.

About OnePay OnePay is the consumer fintech trusted by millions of Americans to make money better. Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast. We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers. We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining. But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are: Ready to run Hungry and driven by urgency Exceptional at what they do, with low ego Comfortable operating in motion The Role As a Senior PM for our new personal loans product at OnePay, you will own and scale a new product from day one. This is a core strategic bet for Marketplace and is expected to become a major revenue driver over time. You’ll lead the full customer journey from application and qualification through approval, decline, and ongoing optimization, with a sharp focus on conversion, economics, and customer experience. You will: