OnePay logo
OnePay

The all-in-one financial platform trusted by millions of consumers to make money better.

Data Analytics

Data AnalystData AnalystFull TimeRemoteSeniorTeam 501-1,000H1B SponsorCompany SiteLinkedIn

Location

United States

Posted

16 hours ago

Salary

$130K - $170K / year

Seniority

Senior

Bachelor Degree4 yrs expEnglishSQL

Job Description

Data Analytics

OnePay

• Recommend underwriting, line/limit, and policy changes to responsibly grow approvals and usage (e.g., cutoffs, segmentation, decision logic), using internal behavior, external risk signals, and reject inference techniques. • Develop cross-product customer credit profiles by connecting external credit attributes to on-us behavior, and identify signals that generalize across products vs. are product-specific. • Drive outcomes from uncovering insights in monitoring, to recommending and executing against strategic insights. • Design, execute, and analyze experiments (A/B tests, holdouts, policy tests), turning results into strategic recommendations and roll-out plans. • Intertwine analytics with business and product strategy to craft business proposals that ultimately impact the bottom-line. • Dig into user behavior and “double-clicks” of the data to identify high-impact opportunities for product improvements or targeted outreach, including second-order impacts. • Leverage AI-powered tools and techniques to accelerate analysis, develop and validate predictive insights, and push the boundaries of what’s possible in product analytics. • Share business insights and product enhancement recommendations to senior leadership and stakeholders effectively and concisely.

Job Requirements

  • 4-7 years of professional experience in analytics with a proven track record of leveraging quantitative analyses to drive business or product changes in a fast-paced environment.
  • Demonstrated experience across consumer underwriting strategy and/or portfolio risk analytics.
  • Advanced SQL skills with a track record of extracting and analyzing complex datasets independently.
  • Strong analytical thinking and problem-solving skills — you can go from ambiguous questions to clear insights.
  • Proven ability to work cross-functionally to translate complex data questions into practical business guidance.
  • Intellectual curiosity to look beyond the ‘what’ and answer the ‘why’.
  • An act-like-an-owner mentality. We have a bias toward taking action.

Benefits

  • Competitive base salary, stock options, and health benefits from Day 1
  • 401(k) plan with company match
  • Remote-friendly (US), flexible time off (FTO), and opportunities for growth
  • A high-growth, mission-driven, inclusive culture where your work has real impact

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