• Analyze trends in key performance indicators – revenue, costs, and utilization – to surface timely, actionable insights • Partner with client partners and delivery leaders on margin improvement initiatives • Build and maintain financial models, planning infrastructure, and reporting frameworks to support the firm’s growth • Conduct scenario analyses and cost-benefit assessments to inform strategic investment decisions • Translate complex financial data into clear, concise recommendations for senior management • Prepare monthly financial reporting packages, variance analyses, and executive-ready MIS reports for senior leadership

• Support accounting operations and internal financial reporting through journal entries, reconciliations, variance analysis, recurring reporting, and budgeting support activities. • Perform monthly variance analysis and provide clear, supportable explanations of results for Finance leadership and Board reporting needs. • Support budgeting and forecasting processes in collaboration with the Financial Analyst. • Prepare recurring departmental and operational financial reports. • Support ongoing reporting and analysis needs by organizing, maintaining, and analyzing financial datasets. • Assist with ad hoc reporting and analysis requests. • Utilize advanced Excel functionality, including pivot tables, nested formulas, lookups, SUMIF logic, and large-volume data management. • Maintain and update reporting tools, templates, and analytical workbooks developed by the Financial Analyst and Finance team. • Support dashboard and reporting tool maintenance, including Power BI or similar systems. • Prepare and post accurate journal entries, including accruals, reclasses, and adjustments with complete supporting documentation. • Reconcile assigned balance sheet accounts and resolve reconciling items timely and accurately. • Support monthly and annual close processes, including review and investigation of account activity.

• Directly support this mission by being an expert strategic advisor and consultant to clients in the areas of strategy development, performance management, financial analysis, operations management analysis, risk management, mergers and acquisitions and/or other accounting and financial related areas. • Serve as project manager for projects rooted around a financial competency and as a subject matter expert for other projects that have a smaller financial component. • Manage both the internal and client project teams, as well as the project workplan to ensure efficient, high quality work. • Timely and professionally communicate project status, problem solve with internal team, and manage project relationships to facilitate a successful project engagement. • Prepare customer-facing client deliverables for each client project. • Serve as primary author of recommendations, incorporating analysis and input from subject matter experts and primary and secondary market research. • Participate in business development activities including, but not limited to, proposal development and writing – with a focus on developing both new work and additional work with current clients of the practice. • Prepare articles and other written materials for OPEN MINDS publications. • Prepare and deliver presentations, both virtually and in person, at OPEN MINDS and client educational and training events. • Track own billable hours across multiple projects and track and manage the billable hours of a total project.

Role Description We’re seeking an experienced Mortgage Underwriter to work closely with the Underwriting Manager to ensure all loan files are complete, accurate, and meet company and regulatory guidelines. This remote position requires strong communication skills, sound independent judgment, and technical proficiency in mortgage underwriting. - Apply internal loan approval policies and investor guidelines during the underwriting process. - Accurately calculate Loan-to-Value (LTV) and Debt-to-Income (DTI) ratios. - Approve loans that meet company standards and document any conditions for closing. - Outline all closing conditions to ensure compliance with applicable regulations and complete file documentation. - Conduct a holistic evaluation of each borrower’s profile, assessing beyond isolated figures to understand the full credit picture. - Collaborate with the Underwriting Manager to ensure consistency, compliance, and quality in underwriting decisions. - Exercise sound decision-making discretion in complex or borderline cases. - Ensure all required fields are filled and supporting documentation is included. - Communicate clear conditions for approval. - Work with processing and closing teams to ensure continued collaboration. Qualifications - Minimum of 5 years of mortgage underwriting experience with FHA, Conventional, and VA loan products. - DE (Direct Endorsement) Certification required. - VA LAPP/SAR Certification preferred. - Experience with USDA loans preferred. - Proven experience underwriting both manually underwritten and AUS (DU/LP) decisioned government loans. - Proficiency with Desktop Underwriter (DU) and Loan Product Advisor (LP) required. - Experience using Encompass Loan Origination System preferred. - Strong understanding of investor and agency guidelines, credit risk, and compliance standards. - Demonstrated ability to collaborate effectively with sales teams, processors, and other operational partners. - Strong communication, organizational, and problem-solving skills. - High level of accuracy, integrity, and sound judgment in underwriting decisions. - Must be capable of working independently in a remote and/or office environment.